104-16 Symes Road, Toronto, ON

Junction Area, Toronto · MLS® W13236848

$899,000
For Sale
Listed 44 days ago
Request a showing
◎ Directions
2Bedrooms
3Bathrooms
1Garage
1000-1199Sq Ft

About this home

FULLY FURNISHED 2-BEDROOM + DEN | REDESIGNED FOR OVERSIZED LIVING IN THE STOCKYARDS. Rarely offered and professionally redesigned, this ground-level 2-storey townhome delivers an expansive open-concept layout across approximately 1,130 sq ft, converted from a 3-bedroom plan to maximize living space and comfort.Features 9-ft ceilings, quartz countertops, stainless steel appliances, and three bathrooms. The generous primary retreat includes a walk-in closet and private ensuite. All furniture included, truly turnkey. Underground parking, storage locker, bike storage, in-suite laundry, and access to concierge, fitness facilities, rooftop terrace, BBQ, and EV charging. Heat and cooling included in maintenance fees. Steps from Stockyards Village, TTC, restaurants, cafés, and parks.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13236848
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Between Runnymede and Keele On St Clair
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$884/mo
Exposure
North East
Property tax
$4,230 / 2025
Days on market
44
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

BathroomSecond0.00 × 0.00 m

3 Pc Bath

Primary BedroomSecond0.00 × 0.00 m

3 pc ensuite · walk-in closet(s) · window

Powder RoomGround0.00 × 0.00 m

2 pc bath · ceramic floor

LaundrySecond0.00 × 0.00 m

Ceramic Floor

Living RoomGround0.00 × 0.00 m

laminate · walk-in closet(s) · open concept

Bedroom 2Second0.00 × 0.00 m

laminate · closet · window

KitchenGround0.00 × 0.00 m

stainless steel appl · laminate · quartz counter

Dining RoomGround0.00 × 0.00 m

laminate · open concept · combined w/living

Moe’s TakeTeam Asgarian · Broker
Above comparables
$755Kest. value

Listed at $899,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $730K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Adjusts to $799K

That comparable adjusts to $799K; the $755K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Humberside Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Cobalt Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$599KGreat deal$899KOverpriced

Total price vs nearby homes. Fair value about $755K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$673kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

S123-180 Mill Street$899k92 McGill Street$799k21-871 Wilson Avenue$599k213-7 Applewood Lane$639k220-4001 Don Mills Road$429k

The 5 closest active listings nearby.

See all comparable homes
899kThis home899k799k599k639k429kThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $846K
$818this home / sqft
5active listings nearby
44days on market

This home lists 33% above the area average of $613/sqft.

40 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave West at Cobalt Ave, about 79 m away

20+ transit stops9 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$849K
Niagara
$559K
New Toronto
$780K
Willowdale East
$799K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George Syme Community School
48%
George Syme Community SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 48% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$187KIncome needed
4.8×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $4,097Property tax $353Condo fee $884Total carry $5,334

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,074Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$353
Condo / maintenance fees
$884
Heating
$0
Estimated monthly cost
$5,074

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,230− Condo fees $10,608− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,874

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

CallRequest a showing