#2-200 Annette Street, Toronto, ON

Junction Area, Toronto · MLS® W13850766

$1,399,900
For Sale
Listed 18 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Parking
1200-1399Sq ft

About this home

In short

  • Rare opportunity to own one of 8 exclusive units at the Park Lofts.
  • Open concept dining, kitchen and living room great for entertaining.
  • This home is full of character with stained glass windows, high ceilings and more.
  • Hardwood floors throughout, all walls freshly painted in Chantilly Lace by Benjamin Moore.
  • Walk up to the private third floor Primary bedroom that includes high ceilings, a reading nook, large walk in closet and ensuite with walk in shower and heated floors.

Rare opportunity to own one of 8 exclusive units at the Park Lofts! One of the most coveted Church conversion townhomes on Annette! Beautifully finished throughout with a total of 1615 sqft of living space including lower level, which is one of the largest units there! Private front entrance off of High Park Avenue. Open concept dining, kitchen and living room great for entertaining! Fabulous kitchen with a large centre island, quartz countertop and stainless steel appliances. Powder room on main level.This home is full of character with stained glass windows, high ceilings and more! Hardwood floors throughout, all walls freshly painted in Chantilly Lace by Benjamin Moore. Second floor includes two great sized bedrooms and a full bathroom. Walk up to the private third floor Primary bedroom that includes high ceilings, a reading nook, large walk in closet and ensuite with walk in shower and heated floors.Newly added bar and wine fridge in lower level. Walk out to carport from lower level. This is the most desired location in the Junction community, short walk to restaurants/shops, schools, Transit, High Park And Bloor West Village!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
W13850766
Bedrooms
3
Bathrooms
4 (1 half)
Size
1200-1399 sq ft
Cross streets
High Park Ave & Annette St
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Maintenance
$933/mo
Exposure
North
Property tax
$6,599 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Bedroom 2Second5.67 × 3.10 m

hardwood floor · double closet · window

Living RoomMain3.71 × 2.38 m

hardwood floor · w/o to balcony · open concept

Primary BedroomThird5.46 × 2.79 m

hardwood floor · ensuite bath · walk-in closet(s)

Bedroom 3Second3.69 × 3.49 m

hardwood floor · closet · large window

Dining RoomMain3.70 × 2.12 m

hardwood floor · open concept · stained glass

KitchenMain3.92 × 2.16 m

hardwood floor · centre island · quartz counter

RecreationBasement3.02 × 2.74 m

vinyl floor · w/o to garage · 3 pc ensuite

Our TakeTeam Asgarian · Broker
Above what recent sales support
$1.32Mautomated estimate, from recent sales

Listed at $1,399,900, about 6% above our estimate of $1.32M (homes like it typically land between $1.23M and $1.38M).

Why $1.32M. The typical townhouse sold in Junction Area over the past year went for about $825K (15 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $6,599 a year; the typical home sold here pays about $3,800.
  • ▲ Raises it3 bedrooms and 4 baths, against 3 and 3 typically.
List price
$1.23MBelow our range$1.40MAbove our range

Total price vs nearby homes. Fair value about $1.32M, learned from recent GTA sales.

The market behind the math:

18days on market so far
$3,550/moest. rent · 7 leases
3.0%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,077/sqft against an area asking average of $635/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.20M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 20 comparable homes that sold in Junction Area over the past two years, from 22 closings there.

What sellers nearby are askingCurrently listed nearby in Junction Area · asking prices
$1.14Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $1.32M, which is where my estimate comes from.

Per square foot, these ask about $738/sqft; this home lists at $1,077/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.70M825k899kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$840K
Casa Loma
$2.80M
Niagara
$902K
Islington-City Centre West
$588K
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
High Park Alternative School Junior · Public elementary0.4 km · 82% at standard
Indian Road Crescent Junior Public School · Public elementary0.7 km · 88% at standard
Ursula Franklin Academy · Public secondary0.8 km · 92% at standard
Western Technical & Commercial School · Public secondary0.8 km · 68% at standard
The Student School · Public secondary0.8 km
Keele Street Public School · Public elementary0.9 km · 82% at standard
Mountview Alternative School School · Public elementary0.9 km · 83% at standard
Runnymede Junior and Senior Public School · Public elementary1.1 km · 92% at standard
St Rita Catholic School · Catholic elementary1.1 km · 73% at standard
Carleton Village Junior and Senior Public School · Public elementary1.2 km · 42% at standard
St Luigi Catholic School · Catholic elementary1.3 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.3 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,380/mo
$281KIncome needed
5.0×Price ÷ income
$1,472Weekly cost
$48,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $6,380Property tax $550Condo fee $933Total carry $7,863

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,192per month

Mortgage amount $1,119,920 · 4.49% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$7,675Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,192
Property tax
$550
Condo / maintenance fees
$933
Heating
$0
Estimated monthly cost
$7,675

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Toronto municipal land transfer tax
$24,473
Estimated closing costs
$48,946

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,749Total interest paid
$1,857,669Total of all payments
Principal $1,119,920 Interest $737,749
YearPrincipalInterestBalance
1$24,992$49,315$1,094,928
2$26,127$48,180$1,068,802
3$27,313$46,994$1,041,489
4$28,553$45,754$1,012,936
5$29,849$44,457$983,086
6$31,205$43,102$951,882
7$32,621$41,685$919,260
8$34,103$40,204$885,158
9$35,651$38,656$849,507
10$37,270$37,037$812,237
11$38,962$35,345$773,275
12$40,731$33,576$732,544
13$42,580$31,727$689,964
14$44,514$29,793$645,450
15$46,535$27,772$598,916
16$48,648$25,659$550,268
17$50,856$23,450$499,412
18$53,165$21,141$446,247
19$55,579$18,727$390,667
20$58,103$16,204$332,564
21$60,741$13,566$271,823
22$63,499$10,808$208,325
23$66,382$7,925$141,943
24$69,396$4,911$72,547
25$72,547$1,760$0

At the end of your 5-year term

Total paid over the term
$371,534
Principal paid down
$136,834
Interest paid
$234,700
Balance remaining
$983,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Junction Area$3,550/mo
$42,600Gross annual rent
1.4%Cap rate after taxes and upkeep
$3,266 to $3,865Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Junction Area signed at a median of $3,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,550. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.0%
Gross yield
− Property tax $6,599− Condo fees $11,198− Insurance $600− Vacancy & upkeep $4,686Net operating income $19,518

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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