14 Cardell Avenue, Toronto, ON

Humberlea-Pelmo Park W4, Toronto · MLS® W13446800

$1,074,990
For Sale
Listed 126 days agoNo offer date statedSitting longer than typical
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6+3Bedrooms
5Bathrooms
4Parking
1100-1500Sq ft

About this home

Tear down, renovate, or move right in. Quite family kid friendly street. Close to major highways, airport, shopping, crocery, restaurants, and more. Consider this house your blank canvas to paint any picture you wish. Property has been severed into two lots, with development documents from the city. The Seller is willing to get the city documents that have expiry dates exteded and renewed, if possible. Seller to provide all documents they have on hand.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13446800
Bedrooms
6+3 (9 total)
Bathrooms
5 (1 half)
Size
1100-1500 sq ft
Lot
50 × 110 ft
Cross streets
Weston Rd/Hwy 401
Parking
4 parking
Driveway
Private
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,604 / 2026
Days on market
126
Listing brokerage
MARQUIS REAL ESTATE CORPORATION
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is C R Marchant Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Humberlea-Pelmo Park W4 · asking prices
$1.42Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $809/sqft; this home lists at $827/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.07MThis home1.30M1.55M1.40M1.69M1.15MThis home vs active comparables

Neighbourhood & location

Humberlea-Pelmo Park W4, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pelmo Park Public School
43%
Pelmo Park Public SchoolPublic · Elementary · 1.4 km awayBelow the GTA average · 43% meet the provincial standard
St. John the EvangelistEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Simon Catholic School · Catholic elementary1.1 km · 67% at standard
St John the Evangelist Catholic School · Catholic elementary1.3 km · 61% at standard
School of Experiential Education · Public secondary1.3 km
Elmlea Junior School · Public elementary1.3 km · 46% at standard
Dante Alighieri Academy · Catholic secondary1.5 km · 55% at standard
H J Alexander Community School · Public elementary1.5 km · 68% at standard
Valleyfield Junior School · Public elementary1.8 km · 77% at standard
Kingsview Village Junior School · Public elementary1.8 km · 62% at standard
The Elms Junior Middle School · Public elementary1.9 km · 61% at standard
St Eugene Catholic School · Catholic elementary1.9 km · 78% at standard
St Maurice Catholic School · Catholic elementary1.9 km · 52% at standard
St Basil-the-Great College School · Catholic secondary2.0 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,899/mo
$202KIncome needed
5.3×Price ÷ income
$1,131Weekly cost
$35,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,899Property tax $384Total carry $5,283

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,755per month

Mortgage amount $859,992 · 4.49% over 25 years

$214,998Down payment (20.0%)
$859,992Loan before insurance
$0CMHC premium
$5,139Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,755
Property tax
$384
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,139

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,975
Toronto municipal land transfer tax
$17,975
Estimated closing costs
$35,950

Plus your down payment of $214,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,755/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$566,521Total interest paid
$1,426,513Total of all payments
Principal $859,992 Interest $566,521
YearPrincipalInterestBalance
1$19,191$37,869$840,801
2$20,063$36,998$820,738
3$20,974$36,087$799,764
4$21,926$35,135$777,838
5$22,921$34,139$754,917
6$23,962$33,098$730,955
7$25,050$32,010$705,904
8$26,188$30,873$679,717
9$27,377$29,684$652,340
10$28,620$28,441$623,721
11$29,919$27,142$593,802
12$31,277$25,783$562,524
13$32,698$24,363$529,827
14$34,182$22,878$495,645
15$35,734$21,326$459,910
16$37,357$19,704$422,554
17$39,053$18,008$383,501
18$40,826$16,235$342,675
19$42,680$14,381$299,995
20$44,617$12,443$255,378
21$46,643$10,417$208,735
22$48,761$8,299$159,974
23$50,975$6,086$108,998
24$53,289$3,771$55,709
25$55,709$1,351$0

At the end of your 5-year term

Total paid over the term
$285,303
Principal paid down
$105,075
Interest paid
$180,227
Balance remaining
$754,917

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,604− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,560

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MARQUIS REAL ESTATE CORPORATION. MLS®/PropTx.

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