69 Haynes Avenue, Toronto, ON

York University Heights, Toronto · MLS® W13488270

$1,208,888
For Sale
Listed 78 days agoNo offer date stated
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8+3Bedrooms
7Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Great investment opportunity.
  • The second floor offers four generously sized bedrooms and two 4-piece bathrooms, while the third floor features two additional bedrooms and 2 washrooms including a...
  • The finished basement contains three bedrooms and two washrooms, one with a large window and another with its own private 4-piece bath ensuite.
  • Conveniently situated close to York University, TTC transit, supermarkets, restaurants, and a wide range of amenities, it offers both exceptional income potential and...
  • New roof 2022, 2-Year New Installed Furnace/AC and Hotwater Tank.

Attention Investors! Great investment opportunity! Excellent positive cash flow! Gorgeous one of the best upgrade 3-storey freehold semi-detached home with double car garage! Just a short walk to York University. Well maintained and thoughtfully designed, the property features 11 bedrooms and 7 bathrooms, Ideally configured for student rentals. The main floor boasts a spacious living room, a functional kitchen combined with a dining area with walk-out access to the backyard, two bedrooms, and a 3-piece bathroom. The second floor offers four generously sized bedrooms and two 4-piece bathrooms, while the third floor features two additional bedrooms and 2 washrooms including a primary bedroom with a large ensuite bathroom. The finished basement contains three bedrooms and two washrooms, one with a large window and another with its own private 4-piece bath ensuite. This property is a turnkey investment in a highly sought-after location. Conveniently situated close to York University, TTC transit, supermarkets, restaurants, and a wide range of amenities, it offers both exceptional income potential and outstanding accessibility. New roof 2022, 2-Year New Installed Furnace/AC and Hotwater Tank.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
W13488270
Bedrooms
8+3 (11 total)
Bathrooms
7
Size
2000-2500 sq ft
Lot
20.01 × 100.07 ft
Cross streets
Keele/Steeles
Parking
2 garage (detached)
Driveway
Lane
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,399 / 2025
Days on market
78
Listing brokerage
CENTURY 21 MYPRO REALTY

Rooms

BedroomSecond3.14 × 2.84 m

b/i closet · window

BedroomBasement2.83 × 3.33 m

b/i closet · large window

BedroomSecond2.52 × 4.51 m

large closet · window

BedroomBasement2.25 × 4.31 m

b/i closet · window · 3 pc ensuite

BedroomThird2.23 × 4.17 m

4 pc ensuite · w/o to balcony

KitchenBasement3.79 × 3.25 m

Combined w/Dining

BedroomThird2.92 × 3.13 m

w/o to balcony · 3 pc bath

Living RoomMain3.68 × 3.23 m
BedroomSecond4.77 × 2.61 m

b/i closet · window

BedroomMain2.90 × 3.51 m

b/i closet · window

BedroomSecond2.18 × 3.59 m

b/i closet · window

BedroomBasement2.13 × 3.66 m

B/I Closet

KitchenMain5.12 × 3.35 m

combined w/dining · w/o to garden

BedroomMain3.27 × 2.95 m

b/i closet · window

Our TakeTeam Asgarian · Broker
In the wider range
$1.22Mest. value

Listed at $1,208,888 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.22M, typically $1.18M to $1.29M. Comparable closings on their own put this home around $1.26M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.20M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.18MBelow recent closings$1.29MAbove recent closings

Total price vs nearby homes. Fair value about $1.22M, median of 35 comparables.

The market behind the math:

7sold nearby · 90 days
$890Kmedian sold price
98%of asking, on average
−11%prices vs a year ago
~22 dayshomes like this take to sell
78days on market so far
$3,268/moest. rent · 12 leases
3.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6.4 months of inventory: 15 semi-detached homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $537/sqft against an area asking average of $587/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 35 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.20M, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 35 comparable homes that sold in York University Heights over the past two years, from 75 closings there.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$1.19Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.26M, which is where my estimate comes from.

Per square foot, these ask about $508/sqft; this home lists at $537/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.21MThis home1.25M1.15M1.14M999k1.40MThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humber Summit
$909K
Corso Italia-Davenport
$1.02M
Leaside
$1.65M
Dovercourt-Wallace Emerson-Junction
$1.23M
Annex
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.8 km · 66% at standard
Driftwood Public School · Public elementary1.4 km · 42% at standard
Brookview Middle School · Public elementary1.5 km · 51% at standard
Shoreham Public School · Public elementary1.5 km · 54% at standard
St Charles Garnier Catholic School · Catholic elementary1.6 km · 63% at standard
Lamberton Public School · Public elementary1.7 km · 63% at standard
Topcliff Public School · Public elementary1.7 km · 34% at standard
Gosford Public School · Public elementary1.9 km · 48% at standard
Stilecroft Public School · Public elementary2.0 km · 60% at standard
St Augustine Catholic School · Catholic elementary2.1 km · 65% at standard
Blacksmith Public School · Public elementary2.2 km · 50% at standard
St Francis de Sales Catholic School · Catholic elementary2.2 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,510/mo
$227KIncome needed
5.3×Price ÷ income
$1,271Weekly cost
$41,306Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,510Property tax $450Total carry $5,960

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,214per month

Mortgage amount $967,110 · 4.24% over 25 years

$241,778Down payment (20.0%)
$967,110Loan before insurance
$0CMHC premium
$5,664Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,214
Property tax
$450
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,664

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,653
Toronto municipal land transfer tax
$20,653
Estimated closing costs
$41,306

Plus your down payment of $241,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,326/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$597,030Total interest paid
$1,564,140Total of all payments
Principal $967,110 Interest $597,030
YearPrincipalInterestBalance
1$22,345$40,221$944,765
2$23,302$39,263$921,463
3$24,301$38,265$897,162
4$25,342$37,223$871,820
5$26,428$36,138$845,392
6$27,560$35,005$817,832
7$28,741$33,824$789,090
8$29,973$32,593$759,117
9$31,257$31,308$727,860
10$32,597$29,969$695,263
11$33,993$28,572$661,270
12$35,450$27,116$625,820
13$36,969$25,597$588,851
14$38,553$24,012$550,298
15$40,205$22,361$510,093
16$41,928$20,638$468,165
17$43,724$18,841$424,440
18$45,598$16,968$378,842
19$47,552$15,014$331,290
20$49,589$12,976$281,701
21$51,714$10,851$229,987
22$53,930$8,635$176,056
23$56,241$6,324$119,815
24$58,651$3,915$61,164
25$61,164$1,401$0

At the end of your 5-year term

Total paid over the term
$312,828
Principal paid down
$121,718
Interest paid
$191,110
Balance remaining
$845,392

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in York University Heights$3,268/mo
$39,216Gross annual rent
2.3%Cap rate after taxes and upkeep
$2,728 to $3,606Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in York University Heights signed at a median of $2,100 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,268. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $5,399− Insurance $1,400− Vacancy & upkeep $4,314Net operating income $28,103

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MYPRO REALTY. MLS®/PropTx.

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