3 Clayhall Crescent, Toronto, ON
York University Heights, Toronto · MLS® W13775216
About this home
In short
- This is a beautifully renovated semi-detached home close to all ammenities.
- Some of the renovations done to this house include: 200amp electric panel upgrade of $4000(2025), washroom and kitchen renovations(2025), laminate flooring (2025)...
- Currently, there is a AAA tenant living in the basement who is willing tostay with a monthly rent of $1400 + 25% utilities.
- This is while keeping the upstairs privatefrom the basement with a separate entrance.
- In the basement, you can enter through a separate entrance and youare greeted to an open-concept den area that allows spaces for a bed and living area.
This is a beautifully renovated semi-detached home close to all ammenities. These include busservice, York University, Seneca College, high school, elementary school, and middle school. Aswell as a short distance away from Walmart, Dollarama, NoFrills, pharmacies, gas stations, andmuch more.Some of the renovations done to this house include: 200amp electric panel upgrade of $4000(2025), washroom and kitchen renovations(2025), laminate flooring (2025), and fresh paint(2025). These have totalled about $70000 until now. The hot water tank, AC unit, and furnaceare owned.Additionally, this house comes with two kitchens and two laundries which make it a great homefor rental revenue. Currently, there is a AAA tenant living in the basement who is willing tostay with a monthly rent of $1400 + 25% utilities. This is while keeping the upstairs privatefrom the basement with a separate entrance.The house features a driveway parking space of 7 to 8 cars. Once you enter the house, you aregreeted to a foyer that leads to the kitchen and living room. From the living room, you canstep down a few steps into the sunken dining room, making for interesting interior design. Thekitchen features a luxurious amount of space that leaves room for a roll-in island or breakfastnook. Additionally, the window in the kitchen provides natural light, making for happy startsin morning and a peaceful dinnertime view. This space welcomes guests with a powder room on themain floor. Once you go up the stairs, you are greeted to two bedrooms and the main washroom. Acouple more steps up opens the way to two more bedrooms. The primary bedroom comes with his andher's closets and a view that onlooks the street. Each bedroom comes with its own closet,providing space for storage. In the basement, you can enter through a separate entrance and youare greeted to an open-concept den area that allows spaces for a bed and living area. Thebackyard features a storage shed and tiled landscape.
Key facts
- Property type
- Semi-Detached, Backsplit 5
- MLS®
- W13775216
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 47.5 × 115.5 ft
- Cross streets
- Keele & Sheppard
- Parking
- 7 parking
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,582 / 2025
- Listing brokerage
- ROYAL LEPAGE FLOWER CITY REALTY
Rooms
2 pc bath · ceramic floor
3 Pc Bath
laminate · closet
laminate · closet
Laminate
laminate · his and hers closets
laminate · closet
laminate · overlooks dining
ceramic floor · stainless steel appl · granite counters
3 pc bath · ceramic floor
ceramic floor · sunken room
Listed at $899,999 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $892K, typically $844K to $917K. Comparable closings on their own put this home around $875K, which agrees with the ask, so this is a firm read.
Second read, from the city assessment: $840K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $892K, median of 5 comparables.
The market behind the math:
About 3 months of inventory: 7 semi-detached homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $602/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In York University Heights basements rarely rent out (2 of 19 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $840K, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is Lamberton Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.
Based on 3 homes sold on this street over the past two years, plus 2 nearby in York University Heights, from 75 closings in York University Heights.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $875K, which is where my estimate comes from.
Per square foot, these ask about $612/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
York University Heights, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $719,999 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,882
- Property tax
- $299
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,180
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,475
- Toronto municipal land transfer tax
- $14,475
- Estimated closing costs
- $28,950
Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $232,896
- Principal paid down
- $90,617
- Interest paid
- $142,278
- Balance remaining
- $629,382
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in York University Heights basements rarely rent out (2 of 19 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in York University Heights signed at a median of $2,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,652. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.