68 Paulvale Crescent, Toronto, ON

York University Heights, Toronto · MLS® W13016128

$885,000
For Sale
Listed 90 days ago
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6Bedrooms
2Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Welcome to 68 Paulvale Cres, a well-maintained semi-detached home nestled in the highly sought-after York University Heights neighbourhood. Perfect for investors or families, this versatile property offers strong income potential in a prime Toronto location, just minutes from York University, TTC transit, shopping, parks, and everyday amenities. The home features 6 bedrooms and 2 bathrooms with a functional layout ideal for multi-generational living or rental use. The self-contained basement includes a separate entrance, kitchen, bathroom, and laundry, making it an excellent option for extended family living. Bright principal rooms and a practical floorplan provide comfort and flexibility for a variety of living arrangements. Situated on a generous 30 x 110 ft lot with a solid brick exterior, this property offers long-term value and future potential. Notable upgrades include a new roof (2022), upgraded insulation (2022), new windows and doors (2021), furnace (2018), updated kitchen (2022), new living room flooring, and a main-floor washing machine installed in 2022.With convenient access to major highways, schools, and community facilities, this is a rare opportunity to own in one of Toronto's most in-demand residential and rental communities

Key facts

Property type
Semi-Detached, Bungalow
MLS®
W13016128
Bedrooms
6 (3 + 3)
Bathrooms
2
Size
1100-1500
Lot
26 × 110.25 ft
Cross streets
Finch / Sentinel
Parking
1 garage · 2 parking (built-in)
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Unknown
Sewer
Sewer
Property tax
$3,627 / 2025
Days on market
90
Listing brokerage
RE/MAX METROPOLIS REALTY
Moe’s TakeTeam Asgarian · Broker
In the wider range
$706Kest. value

Listed at $885,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $865K, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $920K
  • Bedrooms +$30K
  • Adjusts to $950K

That comparable adjusts to $950K; the $706K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sentinel Rd at Derrydown Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$607KGreat deal$950KOverpriced

Total price vs nearby homes. Fair value about $706K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$856kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

29 Giltspur Drive$888k246 Verobeach Boulevard$800k126 Chelmsford Avenue$879k

The 3 closest active listings nearby.

See all comparable homes
885kThis home888k800k879kThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $929K
$681this home / sqft
11active listings nearby
90days on market

This home lists 15% above the area average of $594/sqft.

86 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sentinel Rd at Derrydown Rd, about 107 m away

20+ transit stops5 grocery20+ dining16 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
Rosedale-Moore Park
$2.40M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$4,034/mo
$166KIncome needed
5.3×Price ÷ income
$931Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,034Property tax $302Total carry $4,336

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,778per month

Mortgage amount $708,000 · 4.14% over 25 years

$177,000Down payment (20.0%)
$708,000Loan before insurance
$0CMHC premium
$4,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,778
Property tax
$302
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,175
Toronto municipal land transfer tax
$14,175
Estimated closing costs
$28,350

Plus your down payment of $177,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,589/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$425,445Total interest paid
$1,133,445Total of all payments
Principal $708,000 Interest $425,445
YearPrincipalInterestBalance
1$16,586$28,752$691,414
2$17,280$28,058$674,134
3$18,003$27,335$656,132
4$18,756$26,582$637,376
5$19,540$25,798$617,836
6$20,357$24,980$597,479
7$21,209$24,129$576,270
8$22,096$23,242$554,174
9$23,020$22,317$531,153
10$23,983$21,355$507,170
11$24,986$20,351$482,184
12$26,032$19,306$456,152
13$27,120$18,217$429,032
14$28,255$17,083$400,777
15$29,437$15,901$371,340
16$30,668$14,670$340,672
17$31,951$13,387$308,721
18$33,287$12,051$275,434
19$34,680$10,658$240,755
20$36,130$9,208$204,624
21$37,641$7,696$166,983
22$39,216$6,122$127,767
23$40,856$4,482$86,911
24$42,565$2,773$44,346
25$44,346$992$0

At the end of your 5-year term

Total paid over the term
$226,689
Principal paid down
$90,164
Interest paid
$136,525
Balance remaining
$617,836

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,627− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,537

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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