4 Evelyn Wiggins Drive, Toronto, ON

York University Heights, Toronto · MLS® W13536978

$1,139,000
For Sale
Listed 65 days agoNo offer date stated
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6+2Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Exceptional investment opportunity in the heart of York University Heights.
  • This well-maintained oversized 8-bedroom, 4-bathroom home offers outstanding cash flow with a projected 6.25%+ cap rate, making it an ideal addition to any investment...
  • Featuring 2-car parking and situated on a premium lot in one of Toronto's fastest-growing communities, this property is perfectly positioned to attract strong rental...
  • Bright, spacious, and meticulously maintained throughout, the home includes 2 full kitchens and an excellent layout designed for maximum income potential.
  • Projected 6.25%+ cap rate with excellent cash flow.

Exceptional investment opportunity in the heart of York University Heights! This well-maintained oversized 8-bedroom, 4-bathroom home offers outstanding cash flow with a projected 6.25%+ cap rate, making it an ideal addition to any investment portfolio. Featuring 2-car parking and situated on a premium lot in one of Toronto's fastest-growing communities, this property is perfectly positioned to attract strong rental demand. Bright, spacious, and meticulously maintained throughout, the home includes 2 full kitchens and an excellent layout designed for maximum income potential. Enjoy a spectacular rooftop terrace, a beautifully landscaped backyard patio, and exceptional indoor and outdoor living spaces. Located just minutes from York University, subway transit, shopping, parks, and major highways, this is a rare opportunity to own a high-performing income property with strong long-term appreciation potential. Projected 6.25%+ cap rate with excellent cash flow.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
W13536978
Bedrooms
6+2 (8 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
20.01 × 104.99 ft
Cross streets
Keele St / Steeles Ave
Parking
2 garage · 4 parking (detached)
Driveway
Lane
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,678 / 2025
Days on market
65
Listing brokerage
FOREST HILL REAL ESTATE INC.
Our TakeTeam Asgarian · Broker
In line
$1.12Mest. value

Listed at $1,139,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.12M, typically $1.10M to $1.22M. Comparable closings on their own put this home around $1.09M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.29M. That is about 18% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$1.10MBelow recent closings$1.22MAbove recent closings

Total price vs nearby homes. Fair value about $1.12M, median of 10 comparables.

The market behind the math:

7sold nearby · 90 days
$890Kmedian sold price
98%of asking, on average
−11%prices vs a year ago
~22 dayshomes like this take to sell
65days on market so far
$3,268/moest. rent · 12 leases
3.4%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6.4 months of inventory: 15 semi-detached homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $506/sqft against an area asking average of $589/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In York University Heights basements rarely rent out (2 of 19 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.29M, a bit higher.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in York University Heights over the past two years, from 75 closings there.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$1.07Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.09M, which is where my estimate comes from.

Per square foot, these ask about $533/sqft; this home lists at $506/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.14MThis home999k1.40M789k900k1.25MThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humber Summit
$909K
Corso Italia-Davenport
$1.02M
Leaside
$1.65M
Dovercourt-Wallace Emerson-Junction
$1.23M
Annex
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.4 km · 66% at standard
Lamberton Public School · Public elementary1.6 km · 63% at standard
Driftwood Public School · Public elementary1.7 km · 42% at standard
Stilecroft Public School · Public elementary1.7 km · 60% at standard
Topcliff Public School · Public elementary1.8 km · 34% at standard
Brookview Middle School · Public elementary1.8 km · 51% at standard
Shoreham Public School · Public elementary1.8 km · 54% at standard
St Charles Garnier Catholic School · Catholic elementary1.9 km · 63% at standard
St Jerome Catholic School · Catholic elementary2.0 km · 66% at standard
Gosford Public School · Public elementary2.2 km · 48% at standard
Yorkwoods Public School · Public elementary2.3 km · 16% at standard
St Francis de Sales Catholic School · Catholic elementary2.4 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,191/mo
$216KIncome needed
5.3×Price ÷ income
$1,198Weekly cost
$38,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,191Property tax $473Total carry $5,664

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,912per month

Mortgage amount $911,200 · 4.24% over 25 years

$227,800Down payment (20.0%)
$911,200Loan before insurance
$0CMHC premium
$5,386Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,912
Property tax
$473
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,386

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,255
Toronto municipal land transfer tax
$19,255
Estimated closing costs
$38,510

Plus your down payment of $227,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$5,961/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$562,514Total interest paid
$1,473,714Total of all payments
Principal $911,200 Interest $562,514
YearPrincipalInterestBalance
1$21,053$37,895$890,147
2$21,955$36,993$868,192
3$22,896$36,053$845,296
4$23,877$35,072$821,419
5$24,900$34,048$796,518
6$25,967$32,981$770,551
7$27,080$31,869$743,471
8$28,240$30,708$715,231
9$29,450$29,498$685,781
10$30,712$28,236$655,069
11$32,028$26,920$623,041
12$33,401$25,548$589,640
13$34,832$24,117$554,808
14$36,324$22,624$518,484
15$37,881$21,068$480,603
16$39,504$19,445$441,099
17$41,197$17,752$399,903
18$42,962$15,987$356,941
19$44,803$14,146$312,138
20$46,723$12,226$265,415
21$48,725$10,224$216,691
22$50,812$8,136$165,878
23$52,990$5,959$112,888
24$55,260$3,688$57,628
25$57,628$1,320$0

At the end of your 5-year term

Total paid over the term
$294,743
Principal paid down
$114,682
Interest paid
$180,061
Balance remaining
$796,518

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in York University Heights$3,268/mo
$39,216Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,728 to $3,606Typical rent range

About the suite: in York University Heights basements rarely rent out (2 of 19 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in York University Heights signed at a median of $2,100 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,268. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $5,678− Insurance $1,400− Vacancy & upkeep $4,314Net operating income $27,824

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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