21 Kendleton Drive, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13640028

$1,099,900
For Sale
Listed 75 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
3+1Bedrooms
2Bathrooms
1Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 21 Kendleton Drive, a beautifully renovated home that's been updated from top to bottom and is completely move-in ready.
  • Situated on an impressive oversized corner lot, this property is perfect for entertaining.
  • The fully finished lower level, beautifully renovated in 2025, offers a modern in-law suite, providing excellent flexibility for extended family, guests, or...
  • Combining exceptional indoor and outdoor living with quality renovations throughout, 21 Kendleton Drive is a home that truly has it all.

Welcome to 21 Kendleton Drive, a beautifully renovated home that's been updated from top to bottom and is completely move-in ready. Situated on an impressive oversized corner lot, this property is perfect for entertaining. The backyard is your own private retreat, featuring a spacious deck, a built-in BBQ, and even a convenient outdoor washroom-ideal for hosting family gatherings and summer parties. Inside, the bright and spacious main floor showcases a stunning modern kitchen with elegant marble countertops, a large centre island, stainless steel appliances, an eat-in dining area, and an abundance of cabinetry for all your storage needs. Every detail has been thoughtfully updated, including stylish, modern bathrooms throughout the home. The fully finished lower level, beautifully renovated in 2025, offers a modern in-law suite, providing excellent flexibility for extended family, guests, or multi-generational living. Beyond the home, you'll enjoy an outstanding family-friendly location just minutes from the Humber River, scenic walking and cycling trails, and nearby parks offering plenty of opportunities for outdoor recreation. With schools, shopping, public transit, and major highways all close by, this home combines everyday convenience with an active lifestyle. Combining exceptional indoor and outdoor living with quality renovations throughout, 21 Kendleton Drive is a home that truly has it all.

Key facts

Property type
Detached, Backsplit 3
MLS®
W13640028
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
60 × 100 ft
Cross streets
Albion Rd / Finch Ave
Parking
1 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,446 / 2025
Days on market
75
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Living RoomMain5.59 × 3.50 m

hardwood floor · window · combined w/dining

Primary BedroomUpper5.11 × 3.33 m

hardwood floor · b/i closet · window

Bedroom 3Upper3.21 × 2.84 m

hardwood floor · b/i closet · window

Bedroom 4Lower3.80 × 2.70 m

tile floor · b/i closet · window

Living RoomLower3.96 × 3.35 m

Tile Floor

KitchenMain6.83 × 3.00 m

centre island · stainless steel appl · w/o to deck

Bedroom 2Upper4.35 × 2.74 m

hardwood floor · b/i closet · window

KitchenLower2.70 × 2.14 m

Tile Floor

Dining RoomMain5.59 × 3.50 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.06Mlikely sale price

Listed at $1,099,900. Going by how homes in Mount Olive-Silverstone-Jamestown and the wider GTA have actually closed against their asking prices (about 97%, 11 local closings in 90 days), the likely sale price is near $1.06M, if it sells. A realistic range is $997K to $1.20M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 75 days on the market against about 48 for homes like it here, and asking 33% above where comparable closings put it.

List price
$997KBelow recent closings$1.20MAbove recent closings

Total price vs nearby homes. Likely closing about $1.06M, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$895Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~41 dayshomes like this take to sell
75days on market so far
$2,900/moest. rent · 10 leases
3.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 11 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $846/sqft against an area asking average of $638/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Mount Olive-Silverstone-Jamestown: 8 of the 31 detached leases here lately were basement units, around $1,775 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $772K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Greenholme Junior Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Mount Olive-Silverstone-Jamestown, so I widened the search to the surrounding area.

Based on 11 comparable homes that sold in Mount Olive-Silverstone-Jamestown over the past two years, from 64 closings there.

What sellers nearby are askingCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$959kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $825K, which is where my estimate comes from.

Per square foot, these ask about $738/sqft; this home lists at $846/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.10MThis home899k1.15M899k1000k850kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
Willowdale East
$2.19M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Greenholme Junior Middle School
72%
Greenholme Junior Middle SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 72% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Elmbank Junior Middle Academy · Public elementary0.4 km · 48% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary0.5 km · 62% at standard
Melody Village Junior School · Public elementary0.6 km · 64% at standard
Highfield Junior School · Public elementary0.7 km · 58% at standard
St Andrew Catholic School · Catholic elementary0.8 km · 56% at standard
North Albion Collegiate Institute · Public secondary0.9 km · 50% at standard
West Humber Collegiate Institute · Public secondary0.9 km · 62% at standard
Albion Heights Junior Middle School · Public elementary1.0 km · 46% at standard
Beaumonde Heights Junior Middle School · Public elementary1.1 km · 70% at standard
Claireville Junior School · Public elementary1.3 km · 53% at standard
Smithfield Middle School · Public elementary1.3 km · 72% at standard
North Kipling Junior Middle School · Public elementary1.4 km · 49% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,013/mo
$203KIncome needed
5.4×Price ÷ income
$1,157Weekly cost
$36,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $5,013Property tax $287Total carry $5,300

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,865per month

Mortgage amount $879,920 · 4.49% over 25 years

$219,980Down payment (20.0%)
$879,920Loan before insurance
$0CMHC premium
$5,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,865
Property tax
$287
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,473
Toronto municipal land transfer tax
$18,473
Estimated closing costs
$36,946

Plus your down payment of $219,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,649Total interest paid
$1,459,569Total of all payments
Principal $879,920 Interest $579,649
YearPrincipalInterestBalance
1$19,636$38,747$860,284
2$20,528$37,855$839,756
3$21,460$36,923$818,297
4$22,434$35,949$795,863
5$23,453$34,930$772,410
6$24,517$33,865$747,893
7$25,631$32,752$722,262
8$26,794$31,588$695,468
9$28,011$30,372$667,457
10$29,283$29,100$638,174
11$30,612$27,770$607,562
12$32,002$26,381$575,559
13$33,455$24,927$542,104
14$34,974$23,408$507,130
15$36,562$21,821$470,568
16$38,222$20,160$432,345
17$39,958$18,425$392,387
18$41,772$16,611$350,615
19$43,669$14,714$306,947
20$45,651$12,731$261,296
21$47,724$10,659$213,571
22$49,891$8,492$163,680
23$52,156$6,227$111,524
24$54,524$3,858$57,000
25$57,000$1,383$0

At the end of your 5-year term

Total paid over the term
$291,914
Principal paid down
$107,510
Interest paid
$184,404
Balance remaining
$772,410

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Mount Olive-Silverstone-Jamestown$2,900/mo
$34,800Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,668 to $3,132Typical rent range

The suite is real income here: basements rent in Mount Olive-Silverstone-Jamestown (8 of 31 recent detached leases were basement units, around $1,775 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,775 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Mount Olive-Silverstone-Jamestown signed at a median of $2,832 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,900. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $3,446− Insurance $1,400− Vacancy & upkeep $3,828Net operating income $26,126

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

CallRequest a showing