811-4673 Jane Street, Toronto, ON

Black Creek, Toronto · MLS® W13733774

$179,000
For Sale
Listed 48 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Spacious 1-Bedroom Condo with open concept functional layout, generous storage space and well-maintained wood parquet flooring.
  • Prime location in North York close to York University and easy access to public transit, highways 401 and 407, shopping and parks.
  • Previously rented at $1800/month.

Spacious 1-Bedroom Condo with open concept functional layout, generous storage space and well-maintained wood parquet flooring. Walk-out to a large private balcony and enjoy open skyline views perfect for that morning coffee or evening unwind. Includes underground parking and visitor parking. Prime location in North York close to York University and easy access to public transit, highways 401 and 407, shopping and parks. Previously rented at $1800/month. (Note: photos show unit in vacant state, using AI images. ).

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13733774
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Jane/Steeles
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$759/mo
Exposure
East
Property tax
$268 / 2025
Days on market
48
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain7.70 × 3.20 m

combined w/dining · parquet · w/o to balcony

BathroomMain2.13 × 2.13 m
KitchenMain2.60 × 2.90 m

pantry · ceramic floor

Primary BedroomMain3.66 × 4.30 m

closet · parquet

Dining RoomMain7.70 × 3.20 m

combined w/living · parquet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Shoreham Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Black Creek · asking prices
$262kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $372/sqft; this home lists at $276/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
179kThis home199k240k300k310kThis home vs active comparables

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
Markland Wood
$680K
North St. James Town
$765K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Shoreham Public School
54%
Shoreham Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Blacksmith Public School · Public elementary0.5 km · 50% at standard
Gosford Public School · Public elementary0.7 km · 48% at standard
St Charles Garnier Catholic School · Catholic elementary0.9 km · 63% at standard
Driftwood Public School · Public elementary1.0 km · 42% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.5 km
St Francis de Sales Catholic School · Catholic elementary1.8 km · 38% at standard
St Wilfrid Catholic School · Catholic elementary1.8 km · 74% at standard
Topcliff Public School · Public elementary1.8 km · 34% at standard
Firgrove Public School · Public elementary2.0 km · 55% at standard
C W Jefferys Collegiate Institute · Public secondary2.1 km · 44% at standard
Yorkwoods Public School · Public elementary2.2 km · 16% at standard
James Cardinal McGuigan Catholic High School · Catholic secondary2.3 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$816/mo
$49KIncome needed
3.6×Price ÷ income
$188Weekly cost
$3,030Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

51%mortgage
Mortgage $816Property tax $22Condo fee $759Total carry $1,597

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$792per month

Mortgage amount $143,200 · 4.49% over 25 years

$35,800Down payment (20.0%)
$143,200Loan before insurance
$0CMHC premium
$1,573Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$792
Property tax
$22
Condo / maintenance fees
$759
Heating
$0
Estimated monthly cost
$1,573

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$1,515
Toronto municipal land transfer tax
$1,515
Estimated closing costs
$3,030

Plus your down payment of $35,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$94,333Total interest paid
$237,533Total of all payments
Principal $143,200 Interest $94,333
YearPrincipalInterestBalance
1$3,196$6,306$140,004
2$3,341$6,161$136,664
3$3,492$6,009$133,171
4$3,651$5,850$129,520
5$3,817$5,685$125,704
6$3,990$5,511$121,714
7$4,171$5,330$117,542
8$4,361$5,141$113,182
9$4,559$4,943$108,623
10$4,766$4,736$103,858
11$4,982$4,519$98,876
12$5,208$4,293$93,668
13$5,445$4,057$88,223
14$5,692$3,810$82,531
15$5,950$3,551$76,581
16$6,220$3,281$70,361
17$6,503$2,999$63,858
18$6,798$2,703$57,060
19$7,107$2,395$49,953
20$7,429$2,072$42,524
21$7,767$1,735$34,757
22$8,119$1,382$26,638
23$8,488$1,013$18,150
24$8,873$628$9,276
25$9,276$225$0

At the end of your 5-year term

Total paid over the term
$47,507
Principal paid down
$17,496
Interest paid
$30,010
Balance remaining
$125,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
6.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

13.7%
Gross yield
− Property tax $268− Condo fees $9,103− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,923

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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