1510-5 San Romano Way, Toronto, ON

Black Creek, Toronto · MLS® W13725902

$299,900
For Sale
Listed 50 days agoNo offer date stated
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◎ Directions
1Bedrooms
1Bathrooms
1Parking
700-799Sq ft

About this home

In short

  • Great opportunity for first-time buyers or investors.
  • Minutes to York University and major highways (400 & 407).
  • Convenient 24-hour TTC service and close to the TTC subway station at Keele & Finch.

Great opportunity for first-time buyers or investors! Bright unit with a walkout from the dining area to a large southwest-facing balcony. Features a spacious kitchen with full-size appliances and ample cabinetry, plus an ensuite laundry. Maintenance fees include heat, water, cable TV, and high-speed internet. Prime location-steps to shopping (Fresh Co, Shoppers Drug Mart, No Frills, Planet Fitness), schools, community centre, library, and the new Finch West LRT. Minutes to York University and major highways (400 & 407). Convenient 24-hour TTC service and close to the TTC subway station at Keele & Finch. Move-in ready and perfectly positioned for comfortable living or strong rental potential.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13725902
Bedrooms
1
Bathrooms
1
Size
700-799 sq ft
Cross streets
Jane/ Finch
Parking
1 parking
Basement
None
Heating
Water
A/C
None
Exterior
Brick
Maintenance
$637/mo
Exposure
West
Property tax
$867 / 2025
Days on market
50
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Living RoomFlat3.10 × 5.00 m

hardwood floor · w/o to balcony · combined w/dining

BedroomFlat3.30 × 4.20 m

hardwood floor · mirrored closet

KitchenFlat3.20 × 2.10 m

ceramic floor · eat-in kitchen

Dining RoomFlat3.20 × 2.50 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
Markland Wood
$680K
Kensington-Chinatown
$585K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Driftwood Public School · Public elementary0.5 km · 42% at standard
St Francis de Sales Catholic School · Catholic elementary0.6 km · 38% at standard
Gosford Public School · Public elementary0.8 km · 48% at standard
Firgrove Public School · Public elementary0.8 km · 55% at standard
Yorkwoods Public School · Public elementary0.9 km · 16% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.0 km
St Wilfrid Catholic School · Catholic elementary1.0 km · 74% at standard
Lamberton Public School · Public elementary1.1 km · 63% at standard
Shoreham Public School · Public elementary1.2 km · 54% at standard
C W Jefferys Collegiate Institute · Public secondary1.2 km · 44% at standard
Oakdale Park Middle School · Public elementary1.3 km · 55% at standard
St Augustine Catholic School · Catholic elementary1.3 km · 65% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,367/mo
$70KIncome needed
4.3×Price ÷ income
$315Weekly cost
$5,947Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $1,367Property tax $72Condo fee $637Total carry $2,076

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,327per month

Mortgage amount $239,920 · 4.49% over 25 years

$59,980Down payment (20.0%)
$239,920Loan before insurance
$0CMHC premium
$2,036Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,327
Property tax
$72
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,036

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,974
Toronto municipal land transfer tax
$2,974
Estimated closing costs
$5,947

Plus your down payment of $59,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,606/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$158,048Total interest paid
$397,968Total of all payments
Principal $239,920 Interest $158,048
YearPrincipalInterestBalance
1$5,354$10,565$234,566
2$5,597$10,322$228,969
3$5,851$10,067$223,118
4$6,117$9,802$217,001
5$6,395$9,524$210,606
6$6,685$9,234$203,921
7$6,988$8,930$196,933
8$7,306$8,613$189,627
9$7,637$8,281$181,989
10$7,984$7,934$174,005
11$8,347$7,572$165,658
12$8,726$7,193$156,933
13$9,122$6,797$147,811
14$9,536$6,383$138,275
15$9,969$5,950$128,305
16$10,422$5,497$117,884
17$10,895$5,024$106,989
18$11,390$4,529$95,599
19$11,907$4,012$83,692
20$12,447$3,471$71,245
21$13,013$2,906$58,233
22$13,603$2,315$44,629
23$14,221$1,698$30,408
24$14,867$1,052$15,542
25$15,542$377$0

At the end of your 5-year term

Total paid over the term
$79,594
Principal paid down
$29,314
Interest paid
$50,280
Balance remaining
$210,606

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
5.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.6%
Gross yield
− Property tax $867− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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