36 Fourteenth Street, Toronto, ON

New Toronto, Toronto · MLS® W13737868

$590,000
For Sale
Listed 47 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Welcome to 36 Fourteenth Street - A 2-bedroom, 2-bathroom bungalow with a finished basement, nestled in the sought-after community of South Etobicoke.
  • Property is being sold As-is.

Welcome to 36 Fourteenth Street - A 2-bedroom, 2-bathroom bungalow with a finished basement, nestled in the sought-after community of South Etobicoke. Just a short stroll to Humber College on Lakeshore Boulevard and only five minutes from the Gardiner Expressway. Ideal for renovators or investors having a fantastic lot in a prime location. Property is being sold As-is.

Key facts

Property type
Detached, Bungalow
MLS®
W13737868
Bedrooms
2
Bathrooms
2
Size
700-1100 sq ft
Lot
25 × 113 ft
Cross streets
Lakeshore/ Kipling
Parking
1 garage · 3 parking (detached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$3,684 / 2025
Days on market
47
Listing brokerage
RE/MAX WEST REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 5 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary0.7 km · 84% at standard
Seventh Street Junior School · Public elementary0.8 km · 73% at standard
James S Bell Junior Middle School · Public elementary1.5 km · 70% at standard
John English Junior Middle School · Public elementary2.0 km · 73% at standard
St Leo Catholic School · Catholic elementary2.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,689/mo
$116KIncome needed
5.1×Price ÷ income
$621Weekly cost
$16,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,689Property tax $307Total carry $2,996

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,610per month

Mortgage amount $472,000 · 4.49% over 25 years

$118,000Down payment (20.0%)
$472,000Loan before insurance
$0CMHC premium
$2,917Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,610
Property tax
$307
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,917

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,275
Toronto municipal land transfer tax
$8,275
Estimated closing costs
$16,550

Plus your down payment of $118,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$310,931Total interest paid
$782,931Total of all payments
Principal $472,000 Interest $310,931
YearPrincipalInterestBalance
1$10,533$20,784$461,467
2$11,011$20,306$450,456
3$11,511$19,806$438,944
4$12,034$19,283$426,911
5$12,580$18,737$414,330
6$13,151$18,166$401,179
7$13,749$17,569$387,430
8$14,373$16,944$373,057
9$15,025$16,292$358,032
10$15,708$15,610$342,324
11$16,421$14,896$325,904
12$17,166$14,151$308,737
13$17,946$13,371$290,791
14$18,761$12,557$272,031
15$19,612$11,705$252,418
16$20,503$10,814$231,915
17$21,434$9,883$210,482
18$22,407$8,910$188,074
19$23,424$7,893$164,650
20$24,488$6,829$140,162
21$25,600$5,717$114,562
22$26,762$4,555$87,800
23$27,977$3,340$59,823
24$29,248$2,070$30,575
25$30,575$742$0

At the end of your 5-year term

Total paid over the term
$156,586
Principal paid down
$57,670
Interest paid
$98,916
Balance remaining
$414,330

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,684− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,402

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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