32 Seventeenth Street, Toronto, ON

New Toronto, Toronto · MLS® W13774028

$729,000
For Sale
Listed 38 days agoNo offer date stated
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3Bedrooms
1Bathrooms
1Parking
700-1100Sq ft

About this home

Welcome To This Beautifully Renovated 3-Bedroom Home In The Heart Of New Toronto, Where Urban Convenience Meets A Relaxed Lakeside Lifestyle. The Bright, Functional Interior Features Modern Laminate Flooring, Smooth Ceilings, Fresh Paint And A Stylish Updated Kitchen With New Cabinetry. A New Electrical Panel And Hot Water Tank Add Everyday Comfort And Peace Of Mind. Outside, Enjoy An Attractive Front Lawn And A Generous Backyard-Perfect For Summer Barbecues, Gardening, Entertaining Or Creating Your Own Private Outdoor Retreat. Ideally Located Near Lake Ontario, Waterfront Parks And Trails, Schools, Shopping, Restaurants, TTC And GO Transit, With Convenient Access To Major Highways And Downtown Toronto. An Affordable, Move-In-Ready Opportunity For First Time Buyers, Young Families, Downsizers Or Investors Looking To Own In A Growing West-End Community!

Key facts

Property type
Detached, Bungalow
MLS®
W13774028
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
25 × 100 ft
Cross streets
Kipling/ Lakeshore
Parking
1 parking
Driveway
Available
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,318 / 2025
Days on market
38
Listing brokerage
iCloud Realty Ltd.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Leaside
$2.15M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
Willowdale East
$2.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 6 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary0.6 km · 84% at standard
Seventh Street Junior School · Public elementary1.0 km · 73% at standard
James S Bell Junior Middle School · Public elementary1.3 km · 70% at standard
John English Junior Middle School · Public elementary2.3 km · 73% at standard
St Leo Catholic School · Catholic elementary2.3 km · 82% at standard
St Josaphat Catholic School · Catholic elementary2.4 km · 45% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,323/mo
$139KIncome needed
5.3×Price ÷ income
$767Weekly cost
$22,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,323Property tax $277Total carry $3,599

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,225per month

Mortgage amount $583,200 · 4.49% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$3,501Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,225
Property tax
$277
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,501

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Toronto municipal land transfer tax
$11,055
Estimated closing costs
$22,110

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,903/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,184Total interest paid
$967,384Total of all payments
Principal $583,200 Interest $384,184
YearPrincipalInterestBalance
1$13,015$25,681$570,185
2$13,605$25,090$556,580
3$14,223$24,472$542,357
4$14,869$23,826$527,488
5$15,544$23,151$511,944
6$16,250$22,445$495,694
7$16,988$21,708$478,706
8$17,759$20,936$460,947
9$18,565$20,130$442,382
10$19,408$19,287$422,974
11$20,289$18,406$402,684
12$21,211$17,485$381,474
13$22,174$16,522$359,300
14$23,181$15,515$336,119
15$24,233$14,462$311,886
16$25,333$13,362$286,553
17$26,484$12,212$260,070
18$27,686$11,009$232,384
19$28,943$9,752$203,441
20$30,257$8,438$173,183
21$31,631$7,064$141,552
22$33,067$5,628$108,485
23$34,568$4,127$73,917
24$36,138$2,557$37,779
25$37,779$917$0

At the end of your 5-year term

Total paid over the term
$193,477
Principal paid down
$71,256
Interest paid
$122,220
Balance remaining
$511,944

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $3,318− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,768

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of iCloud Realty Ltd.. MLS®/PropTx.

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