19 Toffee Court, Toronto, ON

New Toronto, Toronto · MLS® W13740342

$1,049,000
For Sale
Listed 46 days agoNo offer date stated
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◎ Directions
4Bedrooms
3Bathrooms
3Parking
1100-1500Sq ft

About this home

In short

  • Attention investors, renovators, and savvy buyers.
  • Prime Etobicoke location just steps to Humber College, Lakeshore Village, transit, and easy access to the subway.
  • The property includes 3 bedrooms, 3 bathrooms, and 3 kitchens, with laminate flooring throughout.
  • An unfinished basement provides additional storage or future possibilities.
  • A rare opportunity to own an income-generating property in a rapidly growing neighbourhood close to schools, shopping, parks, and waterfront amenities.

Attention investors, renovators, and savvy buyers! Prime Etobicoke location just steps to Humber College, Lakeshore Village, transit, and easy access to the subway. This unique duplex features three self-contained living areas with separate entrances, offering exceptional income and multi-generational living potential. The property includes 3 bedrooms, 3 bathrooms, and 3 kitchens, with laminate flooring throughout. Flexible layout allows for multiple occupancy options and strong rental appeal in a high-demand area. A wide driveway plus convenient laneway access with potential for rear parking. An unfinished basement provides additional storage or future possibilities. A rare opportunity to own an income-generating property in a rapidly growing neighbourhood close to schools, shopping, parks, and waterfront amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13740342
Bedrooms
4
Bathrooms
3
Size
1100-1500 sq ft
Lot
25 × 118 ft
Cross streets
Islington Ave & New Toronto St
Parking
3 parking
Driveway
Mutual
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,545 / 2026
Days on market
46
Listing brokerage
SAM MCDADI REAL ESTATE INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Second Street Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Leaside
$2.15M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Second Street Junior Middle School
69%
Second Street Junior Middle SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
Seventh Street Junior School · Public elementary0.8 km · 73% at standard
John English Junior Middle School · Public elementary1.2 km · 73% at standard
St Leo Catholic School · Catholic elementary1.3 km · 82% at standard
Twentieth Street Junior School · Public elementary1.4 km · 70% at standard
Father John Redmond Catholic Secondary School · Catholic secondary1.5 km · 84% at standard
George R Gauld Junior School · Public elementary1.8 km · 73% at standard
David Hornell Junior School · Public elementary2.1 km · 68% at standard
St Louis Catholic School · Catholic elementary2.3 km · 76% at standard
James S Bell Junior Middle School · Public elementary2.3 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,781/mo
$194KIncome needed
5.4×Price ÷ income
$1,103Weekly cost
$34,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,781Property tax $295Total carry $5,076

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$4,935Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$295
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,935

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Toronto municipal land transfer tax
$17,455
Estimated closing costs
$34,910

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $3,545− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,619

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.

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