458 Concord Avenue, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13757704

$1,290,000
For Sale
Listed 41 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1100-1500Sq ft

About this home

In short

  • Welcome to Dovercourt Village, one of Toronto's most vibrant west-end neighbourhoods.
  • Whether you're an end user with a vision or an investor looking for flexibility, 458 Concord Avenue offers exceptional potential.
  • Additional highlights include a front porch, a large backyard, beautiful hardwood floors, .

Welcome to Dovercourt Village, one of Toronto's most vibrant west-end neighbourhoods. Just two blocks from Ossington Subway Station, this location is surrounded by independent cafes, restaurants, local bakeries, shops and everyday conveniences, making it a favourite for young professionals, creatives and families alike. Whether you're an end user with a vision or an investor looking for flexibility, 458 Concord Avenue offers exceptional potential. This versatile property is configured as three self-contained units: a vacant one-bedroom basement apartment with two walkouts, a large one-bedroom main-floor apartment, and a spacious two-bedroom second-floor apartment with a private deck. A shared laundry room on the lower level. Move into one unit while you renovate, generate rental income, or reimagine the property into the home you've always wanted. Bring your ideas and make this exceptional Dovercourt Village address your own. Additional highlights include a front porch, a large backyard, beautiful hardwood floors, . Situated on a deep lot with potential for a future coach house (buyer to verify all approvals and permitted uses), this property presents an excellent opportunity for investors and those looking to own in a highly sought-after area.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
W13757704
Bedrooms
3
Bathrooms
3
Size
1100-1500 sq ft
Lot
17.92 × 125 ft
Cross streets
Bloor and Ossington
Parking
1 garage (detached)
Driveway
Lane
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,904 / 2025
Days on market
41
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Essex Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Dovercourt-Wallace Emerson-Junction · asking prices
$1.31Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $905/sqft; this home lists at $992/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.29MThis home1.30M1.38M1.28M1.32M1.27MThis home vs active comparables

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wychwood
$1.14M
Annex
$2.07M
University
$1.75M
Corso Italia-Davenport
$899K
Junction Area
$1.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Essex Junior and Senior Public School
64%
Essex Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 64% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hawthorne II Bilingual Alternative Junior School · Public elementary0.6 km · 74% at standard
Dovercourt Public School · Public elementary0.6 km · 62% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary0.8 km · 56% at standard
West End Alternative School · Public secondary0.8 km
Pauline Junior Public School · Public elementary0.9 km · 76% at standard
St Sebastian Catholic School · Catholic elementary0.9 km · 92% at standard
St Mary Catholic Academy · Catholic secondary1.0 km · 66% at standard
Bloor Collegiate Institute · Public secondary1.0 km · 82% at standard
Central Toronto Academy · Public secondary1.1 km · 69% at standard
Horizon Alternative Senior School · Public elementary1.1 km
St Mary of the Angels Catholic School · Catholic elementary1.1 km · 76% at standard
Palmerston Avenue Junior Public School · Public elementary1.1 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,879/mo
$243KIncome needed
5.3×Price ÷ income
$1,357Weekly cost
$44,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,879Property tax $492Total carry $6,371

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,706per month

Mortgage amount $1,032,000 · 4.49% over 25 years

$258,000Down payment (20.0%)
$1,032,000Loan before insurance
$0CMHC premium
$6,198Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,706
Property tax
$492
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,198

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,275
Toronto municipal land transfer tax
$22,275
Estimated closing costs
$44,550

Plus your down payment of $258,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,906/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,832Total interest paid
$1,711,832Total of all payments
Principal $1,032,000 Interest $679,832
YearPrincipalInterestBalance
1$23,030$45,443$1,008,970
2$24,075$44,398$984,895
3$25,169$43,305$959,726
4$26,311$42,162$933,415
5$27,506$40,967$905,909
6$28,755$39,718$877,154
7$30,060$38,413$847,093
8$31,425$37,048$815,668
9$32,852$35,621$782,816
10$34,344$34,129$748,472
11$35,903$32,570$712,569
12$37,533$30,940$675,035
13$39,237$29,236$635,798
14$41,019$27,454$594,779
15$42,881$25,592$551,898
16$44,828$23,645$507,069
17$46,864$21,609$460,205
18$48,992$19,482$411,214
19$51,216$17,257$359,998
20$53,541$14,932$306,456
21$55,972$12,501$250,484
22$58,514$9,959$191,970
23$61,171$7,303$130,799
24$63,948$4,525$66,851
25$66,851$1,622$0

At the end of your 5-year term

Total paid over the term
$342,366
Principal paid down
$126,091
Interest paid
$216,275
Balance remaining
$905,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,904− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,260

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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