76 Thirty Eighth Street, Toronto, ON

Long Branch, Toronto · MLS® W13760616

$1,600,000
For Sale
Listed 40 days agoNo offer date stated
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5+2Bedrooms
4Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

Large lot size ( 50 x 132 ft) builders dream / fixer-upper in demand location. you can fix/remodel and live or build your dream home in this large lot. Property is sold in as is condition. inground pool was functional but has not been used for the last 3 year

Key facts

Property type
Detached, Bungalow
MLS®
W13760616
Bedrooms
5+2 (7 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
50 × 132 ft
Cross streets
LAKESHORE/BROWN'S LINE
Parking
1 garage · 5 parking (attached)
Basement
Separate Entrance, Finished
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Outdoor, Inground
Property tax
$6,373 / 2026
Days on market
40
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

Bedroom 2Basement4.13 × 4.26 m
KitchenMain5.44 × 3.62 m
BedroomMain4.71 × 4.20 m
Bedroom 5Main0.00 × 0.00 m
Living RoomMain8.80 × 7.40 m

combined w/dining · bay window

Dining RoomSecond8.80 × 7.40 m

Combined w/Living

Bedroom 3Main4.78 × 3.36 m
BedroomBasement4.13 × 4.00 m
Bedroom 2Main4.23 × 3.62 m
Bedroom 4Main0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is James S Bell Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Long Branch · asking prices
$1.70Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $863/sqft; this home lists at $1,231/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.60MThis home2.40M1.59M1.58M1000k1.95MThis home vs active comparables

Neighbourhood & location

Long Branch, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near James S Bell Junior Middle School
70%
James S Bell Junior Middle SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 5 more schools within 2.5 km
St Josaphat Catholic School · Catholic elementary0.5 km · 45% at standard
Sir Adam Beck Junior School · Public elementary1.3 km · 86% at standard
Twentieth Street Junior School · Public elementary1.7 km · 70% at standard
Father John Redmond Catholic Secondary School · Catholic secondary1.9 km · 84% at standard
Lanor Junior Middle School · Public elementary2.0 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,292/mo
$297KIncome needed
5.4×Price ÷ income
$1,683Weekly cost
$56,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,292Property tax $531Total carry $7,823

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,077per month

Mortgage amount $1,280,000 · 4.49% over 25 years

$320,000Down payment (20.0%)
$1,280,000Loan before insurance
$0CMHC premium
$7,608Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,077
Property tax
$531
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,608

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Toronto municipal land transfer tax
$28,475
Estimated closing costs
$56,950

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,566/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$843,202Total interest paid
$2,123,202Total of all payments
Principal $1,280,000 Interest $843,202
YearPrincipalInterestBalance
1$28,564$56,364$1,251,436
2$29,861$55,067$1,221,575
3$31,217$53,711$1,190,358
4$32,634$52,294$1,157,724
5$34,116$50,812$1,123,608
6$35,665$49,263$1,087,943
7$37,284$47,644$1,050,658
8$38,977$45,951$1,011,681
9$40,747$44,181$970,934
10$42,597$42,331$928,337
11$44,531$40,397$883,806
12$46,553$38,375$837,253
13$48,667$36,261$788,587
14$50,876$34,052$737,710
15$53,186$31,742$684,524
16$55,601$29,327$628,923
17$58,126$26,802$570,797
18$60,765$24,163$510,033
19$63,524$21,404$446,509
20$66,408$18,520$380,101
21$69,423$15,505$310,678
22$72,575$12,353$238,102
23$75,870$9,058$162,232
24$79,315$5,613$82,917
25$82,917$2,012$0

At the end of your 5-year term

Total paid over the term
$424,640
Principal paid down
$156,392
Interest paid
$268,248
Balance remaining
$1,123,608

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $6,373− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,791

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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