88 English Street, Brampton, ON
Brampton West, Brampton · MLS® W13766974
About this home
In short
- This spacious 5-level backsplit semi offers the perfect setup for investors or families looking to offset their mortgage without sacrificing comfort or lifestyle.
- Featuring 2 bright bedrooms on the upper level and 2 bedrooms in the basement, this home is thoughtfully designed with two kitchens and a separate entrance-ideal for...
- Located in a convenient and established Brampton neighbourhood, close to schools, transit, shopping, and major routes, this is a property that delivers on both...
This spacious 5-level backsplit semi offers the perfect setup for investors or families looking to offset their mortgage without sacrificing comfort or lifestyle. Featuring 2 bright bedrooms on the upper level and 2 bedrooms in the basement, this home is thoughtfully designed with two kitchens and a separate entrance-ideal for rental income, in-law living, or multi-generational families. The lower unit boasts a rare walkout to the backyard and is filled with natural light, creating a warm and inviting space that feels far from a typical basement. Freshly painted and well laid out, the home offers generous living space across both units, giving you flexibility to live in one and rent the other, or maximize returns as an income property. Backing directly onto a park, you'll enjoy no rear neighbours, added privacy, and a peaceful outdoor setting-perfect for families or tenants alike. Located in a convenient and established Brampton neighbourhood, close to schools, transit, shopping, and major routes, this is a property that delivers on both lifestyle and long-term value. Whether you're looking to buy your first home or add another property to your portfolio, this is a rare opportunity that won't last. Don't settle for a condo or a cookie cutter home when this property can offer double the space while potentially paying the same or less.
Key facts
- Property type
- Semi-Detached, Backsplit 5
- MLS®
- W13766974
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 30 × 100 ft
- Cross streets
- Vodden St & English St
- Parking
- 1 garage · 2 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Finished, Apartment, Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,959 / 2025
- Days on market
- 10
- Listing brokerage
- EXP REALTY
Rooms
laminate · closet
large window · w/o to deck
laminate · w/o to balcony · combined w/dining
laminate · combined w/living
laminate · walk-in closet(s)
tile floor · stainless steel appl · eat-in kitchen
laminate · overlooks park · closet
laminate · overlooks park · closet
Listed at $739,000. Recent sales of homes like it put this one around $666K, so the ask is about 11% above what similar homes have sold for.
Total price vs nearby homes. Fair value about $666K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $568/sqft against an area asking average of $451/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Brampton West basements rarely rent out (2 of 15 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Brampton.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $732K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Brampton West, so I widened the search to the surrounding area.
Based on 13 comparable homes that sold in Brampton West over the past two years, from 23 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $666K, which is where my estimate comes from.
Per square foot, these ask about $451/sqft; this home lists at $568/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Brampton West, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $591,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,236
- Property tax
- $413
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,649
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,255
- Estimated closing costs
- $11,255
Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $194,165
- Principal paid down
- $73,098
- Interest paid
- $121,067
- Balance remaining
- $518,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Brampton West basements rarely rent out (2 of 15 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Brampton West signed at a median of $2,625 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,825. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.