11 Nancy McCredie Drive, Brampton, ON

Brampton West, Brampton · MLS® W13785092

$483,000
For Sale
Listed 5 days agoNo offer date stated
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4Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • ATTENTION: renovators, contractors and investors.
  • Situated on an approximately 30 x 100 ft lot with a deep, generously sized fenced backyard offering excellent outdoor potential.
  • An excellent opportunity to renovate, customize and unlock the property's potential.
  • Sold strictly as-is, where-is, without representations or warranties.

ATTENTION: renovators, contractors and investors! Spacious semi-detached three-level back-split offering four bedrooms, three full bathrooms, two kitchens, a built-in garage, private driveway, large covered front balcony and separate exterior entrance. Situated on an approximately 30 x 100 ft lot with a deep, generously sized fenced backyard offering excellent outdoor potential. Convenient to schools, parks, transit, shopping and commuter routes. An excellent opportunity to renovate, customize and unlock the property's potential. Sold strictly as-is, where-is, without representations or warranties. Upper portion vacant; lower level occupied. Seller and Listing Brokerage make no representation regarding occupancy, tenancy, retrofit status, legality or permitted use of the lower-level accommodation. Buyers must conduct their own inspections and due diligence.

Key facts

Property type
Semi-Detached, Backsplit 3
MLS®
W13785092
Bedrooms
4
Bathrooms
3
Size
1100-1500 sq ft
Lot
30 × 100 ft
Cross streets
Vodden St W / Pleasentview Ave
Parking
1 garage · 3 parking (built-in)
Basement
Separate Entrance, Finished with Walk-Out, Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Unknown
Roof
Other
Sewer
Sewer
Property tax
$5,091 / 2025
Days on market
5
Listing brokerage
PROPERTY.CA INC.

Rooms

KitchenMain6.10 × 3.36 m
Bedroom 3Lower5.40 × 2.55 m
Living RoomMain3.48 × 3.90 m
Family RoomLower6.40 × 3.20 m
Bedroom 2Upper3.30 × 3.06 m
Dining RoomMain3.48 × 3.50 m
KitchenLower2.40 × 2.40 m
Bedroom 4Lower2.80 × 2.80 m
Primary BedroomUpper4.72 × 3.13 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$679Kautomated estimate, from recent sales

Listed at $483,000, which is about 29% below what comparable homes suggest.

Compared as a project. The listing presents this home as one to renovate or rebuild, so the finished homes among its comparable sales were adjusted for that before comparing.

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far below their automated estimate sold at about 100% of the original ask, in a median 19 days (715 sales).

List price
$483KBelow recent closings$711KAbove recent closings

Total price vs nearby homes. Fair value about $679K, learned from recent GTA sales.

The market behind the math:

5days on market so far
$3,159/moest. rent · 6 leases
7.8%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $372/sqft against an area asking average of $481/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $702K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

This listing did not confirm square footage, so I compared on beds, baths, and location instead of size. Confirm the size to sharpen this.

There were not many closely comparable homes right in Brampton West, so I widened the search to the surrounding area.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Brampton West, from 23 closings in Brampton West.

Neighbourhood & location

Brampton West, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton North
$705K
Fletcher's Creek Village
$850K
Madoc
$801K
Credit Valley
$922K
Fletcher's Meadow
$777K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,201/mo
$102KIncome needed
4.7×Price ÷ income
$508Weekly cost
$6,135Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $2,201Property tax $424Total carry $2,626

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,115per month

Mortgage amount $386,400 · 4.39% over 25 years

$96,600Down payment (20.0%)
$386,400Loan before insurance
$0CMHC premium
$2,539Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,115
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,539

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,135
Estimated closing costs
$6,135

Plus your down payment of $96,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,562/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$248,116Total interest paid
$634,516Total of all payments
Principal $386,400 Interest $248,116
YearPrincipalInterestBalance
1$8,744$16,637$377,656
2$9,132$16,249$368,524
3$9,537$15,844$358,987
4$9,960$15,420$349,027
5$10,402$14,978$338,624
6$10,864$14,517$327,760
7$11,346$14,034$316,414
8$11,850$13,531$304,564
9$12,376$13,005$292,188
10$12,925$12,456$279,263
11$13,499$11,882$265,765
12$14,098$11,283$251,667
13$14,723$10,657$236,944
14$15,377$10,004$221,567
15$16,059$9,321$205,507
16$16,772$8,609$188,735
17$17,516$7,864$171,219
18$18,294$7,087$152,925
19$19,106$6,275$133,819
20$19,954$5,427$113,865
21$20,839$4,541$93,026
22$21,764$3,616$71,262
23$22,730$2,650$48,532
24$23,739$1,642$24,793
25$24,793$588$0

At the end of your 5-year term

Total paid over the term
$126,903
Principal paid down
$47,776
Interest paid
$79,128
Balance remaining
$338,624

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Brampton West$3,159/mo
$37,908Gross annual rent
5.6%Cap rate after taxes and upkeep
$2,875 to $3,411Typical rent range

About the suite: in Brampton West basements rarely rent out (2 of 15 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Brampton West signed at a median of $2,650 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,159. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.8%
Gross yield
− Property tax $5,091− Insurance $1,400− Vacancy & upkeep $4,170Net operating income $27,247

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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