500 INDIAN Grove, Toronto, ON

Junction Area, Toronto · MLS® W13773990

$1,750,000
For Sale
Just listed todayNo offer date stated
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4+1Bedrooms
4Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • A Distinctive Junction Gem Filled With Character, Charm & History.
  • The open-conceptmain floor offers a bright living room with hardwood floors and a brick-and-wood mantle, flowing seamlessly into thedining room.
  • The fully renovated kitchen is the heart of the home and an entertainer's dream, featuring heated tile floors and a spectacular 80" x 92" Corian island with a...
  • A 2-piece powder room and practical mudroom with a washer/dryer, sink, additional fridge, EVcharging and walkout to the deck and patio with a gas line are also...
  • The finished basement provides excellentversatility with an in-law suite featuring a separate entrance, bedroom, kitchenette (NO STOVE), and 3-piecebathroom.

A Distinctive Junction Gem Filled With Character, Charm & History! Welcome to this exceptional corner-lot townhouse in the heart of Toronto's sought-after Junction neighbourhood. Blending vintage character withthoughtful updates, this spacious multi-level home is truly one-of-a-kind. The welcoming foyer features a beautifulexposed brick wall running along the left side of the home from the first through the third floor. The open-conceptmain floor offers a bright living room with hardwood floors and a brick-and-wood mantle, flowing seamlessly into thedining room. The fully renovated kitchen is the heart of the home and an entertainer's dream, featuring heated tile floors and a spectacular 80" x 92" Corian island with a built-in sink and under-counter cabinets. Abundant cabinetry,tiled backsplash, gas range, built-in microwave, second sink, pot lights and under-cabinet lighting complete thisimpressive space. A 2-piece powder room and practical mudroom with a washer/dryer, sink, additional fridge, EVcharging and walkout to the deck and patio with a gas line are also featured on this floor. The second-floor familyroom is designed for entertaining. Featuring an impressive dry bar and walkout to a gorgeous private balcony. Alsoon this level is a 4th bedroom and a heated 4-piece bathroom with a bidet toilet. The third floor offers threeadditional bedrooms, including the primary, and a 3-piece bathroom. The finished basement provides excellentversatility with an in-law suite featuring a separate entrance, bedroom, kitchenette (NO STOVE), and 3-piecebathroom. With a back porch, side porch, deck, patio and balcony, there is no shortage of indoor and outdoorspaces to enjoy. Embrace a true park-the-car-for-the-weekend lifestyle, surrounded by restaurants, cafés, bars,groceries, shops, schools, parks, and transit. A rare opportunity to own a character-filled family home offering space,versatility and an unbeatable walkable west-end lifestyle.

Key facts

Property type
Townhouse, 3-Storey
MLS®
W13773990
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
16.75 × 88 ft
Cross streets
Dundas St W & Keele St
Parking
1 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,476 / 2026
Listing brokerage
SUTTON GROUP - SUMMIT REALTY INC.

Rooms

Bedroom 4Second4.21 × 2.82 m

hardwood floor · window · closet

KitchenMain3.79 × 4.37 m

corian counter · backsplash · pot lights

Dining RoomMain3.82 × 3.73 m

hardwood floor · pot lights · combined w/kitchen

Family RoomSecond7.18 × 4.79 m

bay window · w/o to balcony · pot lights

Living RoomMain3.88 × 3.05 m

hardwood floor · window · overlooks dining

KitchenBasement3.35 × 1.97 m

b/i microwave · double sink · ceramic floor

Bedroom 5Basement5.43 × 3.78 m

pot lights · window · combined w/kitchen

Bedroom 3Third3.84 × 3.56 m

hardwood floor · window · closet

Mud RoomMain3.18 × 2.16 m

w/o to deck · ceramic floor · laundry sink

Bedroom 2Third3.09 × 2.53 m

hardwood floor · window · closet

Primary BedroomThird3.79 × 4.24 m

hardwood floor · california shutters · closet

Our TakeTeam Asgarian · Broker
Room to negotiate
$1.67Mest. value

Listed at $1,750,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.67M, typically $1.56M to $1.69M. Comparable closings on their own put this home around $1.48M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $1.64M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.56MBelow recent closings$1.75MAbove recent closings

Total price vs nearby homes. Fair value about $1.67M, median of 9 comparables.

The market behind the math:

$5,634/moest. rent · 6 leases
3.9%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,000/sqft against an area asking average of $739/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Junction Area basements rarely rent out (2 of 19 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 9 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.64M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 9 comparable homes that sold in Junction Area over the past two years, from 22 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.48M, which is where my estimate comes from.

Per square foot, these ask about $943/sqft; this home lists at $1,000/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.75MThis home1.79M1.50M869k1.05M999kThis home vs active comparables

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$1.26M
Trinity-Bellwoods
$1.20M
University
$1.40M
Annex
$2.29M
Islington-City Centre West
$1.34M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humberside Collegiate Institute
88%
Humberside Collegiate InstitutePublic · Secondary · 0.8 km awayHigher-rated than most nearby · 88% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Indian Road Crescent Junior Public School · Public elementary0.3 km · 88% at standard
St Rita Catholic School · Catholic elementary0.5 km · 73% at standard
Keele Street Public School · Public elementary0.8 km · 82% at standard
Mountview Alternative School School · Public elementary0.8 km · 83% at standard
St Luigi Catholic School · Catholic elementary0.8 km · 36% at standard
Perth Avenue Junior Public School · Public elementary0.8 km · 77% at standard
Annette Street Junior and Senior Public School · Public elementary0.9 km · 81% at standard
High Park Alternative School Junior · Public elementary0.9 km · 82% at standard
Carleton Village Junior and Senior Public School · Public elementary0.9 km · 42% at standard
St Paul VI Catholic School · Catholic elementary1.2 km · 76% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary1.2 km · 55% at standard
Ursula Franklin Academy · Public secondary1.3 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,976/mo
$323KIncome needed
5.4×Price ÷ income
$1,841Weekly cost
$62,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,976Property tax $540Total carry $8,516

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,548per month

Mortgage amount $1,400,000 · 4.24% over 25 years

$350,000Down payment (20.0%)
$1,400,000Loan before insurance
$0CMHC premium
$8,087Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,548
Property tax
$540
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,087

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,475
Toronto municipal land transfer tax
$31,475
Estimated closing costs
$62,950

Plus your down payment of $350,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$9,158/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$864,267Total interest paid
$2,264,267Total of all payments
Principal $1,400,000 Interest $864,267
YearPrincipalInterestBalance
1$32,347$58,224$1,367,653
2$33,733$56,838$1,333,920
3$35,178$55,392$1,298,742
4$36,686$53,885$1,262,057
5$38,258$52,313$1,223,799
6$39,897$50,674$1,183,902
7$41,606$48,964$1,142,296
8$43,389$47,181$1,098,907
9$45,248$45,322$1,053,658
10$47,187$43,383$1,006,471
11$49,209$41,361$957,262
12$51,318$39,253$905,944
13$53,517$37,054$852,427
14$55,810$34,761$796,617
15$58,201$32,369$738,416
16$60,695$29,875$677,721
17$63,296$27,275$614,425
18$66,008$24,562$548,416
19$68,837$21,734$479,580
20$71,786$18,784$407,793
21$74,862$15,708$332,931
22$78,070$12,501$254,861
23$81,415$9,155$173,446
24$84,904$5,667$88,542
25$88,542$2,029$0

At the end of your 5-year term

Total paid over the term
$452,853
Principal paid down
$176,201
Interest paid
$276,653
Balance remaining
$1,223,799

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Junction Area$5,634/mo
$67,608Gross annual rent
3.0%Cap rate after taxes and upkeep
$4,799 to $6,409Typical rent range

About the suite: in Junction Area basements rarely rent out (2 of 19 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Junction Area signed at a median of $5,156 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,634. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $6,476− Insurance $1,400− Vacancy & upkeep $7,437Net operating income $52,295

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.

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