490 Gladstone Avenue, Toronto, ON

Dufferin Grove, Toronto · MLS® C13743256

$1,790,000
For Sale
Listed 8 days agoNo offer date stated
5Bedrooms
4Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • Welcome to 490 Gladstone Ave, a remarkable renovated 3-storey triplex offering an exceptional combination of scale, sophistication, income potential & flexibility in...
  • Thoughtfully renovated down to the studs, this impressive property features 5+1 bdrms & 3.5 baths, w/ private entrances serving the main floor, 2nd floor & finished...
  • A buyer can live in 1 unit while renting out the other 2, helping offset carrying costs & generating rental income.
  • Contemporary finishes are showcased throughout, including laminate flrs, quartz countertops in the kitchens & bathrooms, & SS appl in all 3 kitchens.
  • Private 3rd party mortgage may be available for qualified purchasers(discuss w/LA).

Welcome to 490 Gladstone Ave, a remarkable renovated 3-storey triplex offering an exceptional combination of scale, sophistication, income potential & flexibility in the heart of Toronto's vibrant west end. Thoughtfully renovated down to the studs, this impressive property features 5+1 bdrms & 3.5 baths, w/ private entrances serving the main floor, 2nd floor & finished bsmt, each w/ a private bathroom, full kitchen & laundry area.Designed w/ versatility in mind, this property presents an outstanding opportunity for investors, multi-gen families or an owner-occupier seeking additional income. A buyer can live in 1 unit while renting out the other 2, helping offset carrying costs & generating rental income. Alternatively, it can be maintained as a multi-unit investment or enjoyed by a large or extended family seeking to live together while maintaining distinct, private spaces.Contemporary finishes are showcased throughout, including laminate flrs, quartz countertops in the kitchens & bathrooms, & SS appl in all 3 kitchens. The finished bsmt further expands the living space & possibilities. Outdoor living is equally impressive, w/ a large rooftop terr & spacious backyard offering exceptional spaces for entertaining & relaxing. A rear lane parking space adds valuable convenience, w/ potential for possible laneway house. Private 3rd party mortgage may be available for qualified purchasers(discuss w/LA). Just steps from Dufferin Subway Stn, Dufferin Grove Park & an array of neighbourhood amenities, w/ Christie Pits, Dufferin Mall, schools, Bloor St shops, restaurants & cafés all within reach. Enjoy the best of west-end Toronto living w/ seamless access to transit & downtown.Whether envisioned as an income-producing triplex, owner-occupied property w/ rental income, multi-generational residence or property w/ laneway house potential, 490 Gladstone Ave offers a rare combination of quality, functionality & opportunity in one of Toronto's most desirable neighbourhoods.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13743256
Bedrooms
5
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
14.99 × 166 ft
Cross streets
Bloor St. W. & Dufferin St.
Parking
1 garage (detached)
Driveway
Lane
Basement
Other
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,069 / 2026
Days on market
8
Listing brokerage
AXON CAPITAL REALTY ADVISORS INC.

Rooms

Bedroom 2Second3.04 × 2.97 m

casement windows · laminate · b/i closet

KitchenSecond4.32 × 2.39 m

quartz counter · laminate · stainless steel appl

Living RoomBasement3.05 × 2.15 m

combined w/kitchen · laminate · w/o to yard

BedroomMain2.88 × 2.76 m

casement windows · laminate · b/i closet

Living RoomSecond4.77 × 4.28 m

bay window · laminate · combined w/dining

Bedroom 3Third3.16 × 2.30 m

b/i closet · laminate · window

Bedroom 4Third4.13 × 2.42 m

b/i closet · laminate · casement windows

KitchenBasement3.05 × 2.15 m

combined w/living · laminate · quartz counter

KitchenMain4.50 × 1.19 m

quartz counter · laminate · stainless steel appl

DenThird0.94 × 0.80 m

Laminate

Bedroom 5Basement2.99 × 2.67 m

b/i closet · laminate · window

Living RoomMain3.80 × 2.89 m

combined w/dining · laminate · open concept

Our TakeTeam Asgarian · Broker
In the wider range
$1.71Mest. value

Listed at $1,790,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.71M, typically $1.56M to $1.87M. Comparable closings on their own put this home around $1.51M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $1.98M. That is about 31% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$1.56MBelow recent closings$1.87MAbove recent closings

Total price vs nearby homes. Fair value about $1.71M, median of 15 comparables.

The market behind the math:

8days on market so far
$5,028/moest. rent · 8 leases
3.4%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,023/sqft against an area asking average of $694/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 15 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.98M, a bit higher.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 15 comparable homes that sold in Dufferin Grove over the past two years, from 20 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.49Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.51M, which is where my estimate comes from.

Per square foot, these ask about $957/sqft; this home lists at $1,023/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.79MThis home1.50M1.75M1.39M1.60M1.20MThis home vs active comparables

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$1.26M
Trinity-Bellwoods
$1.20M
University
$1.40M
Annex
$2.29M
Cabbagetown-South St. James Town
$1.85M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dewson Street Junior Public School
64%
Dewson Street Junior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 64% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Mary Catholic Academy · Catholic secondary0.3 km · 66% at standard
Bloor Collegiate Institute · Public secondary0.3 km · 82% at standard
Caring and Safe School 4 · Public secondary0.4 km
Pauline Junior Public School · Public elementary0.6 km · 76% at standard
St Sebastian Catholic School · Catholic elementary0.6 km · 92% at standard
Brock Public School · Public elementary0.8 km · 81% at standard
St Helen Catholic School · Catholic elementary0.8 km · 74% at standard
Dovercourt Public School · Public elementary0.9 km · 62% at standard
Central Toronto Academy · Public secondary1.0 km · 69% at standard
Horizon Alternative Senior School · Public elementary1.0 km
West End Alternative School · Public secondary1.2 km
Ossington/Old Orchard Junior Public School · Public elementary1.2 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,158/mo
$335KIncome needed
5.3×Price ÷ income
$1,883Weekly cost
$64,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,158Property tax $672Total carry $8,831

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,720per month

Mortgage amount $1,432,000 · 4.24% over 25 years

$358,000Down payment (20.0%)
$1,432,000Loan before insurance
$0CMHC premium
$8,392Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,720
Property tax
$672
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,392

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,275
Toronto municipal land transfer tax
$32,275
Estimated closing costs
$64,550

Plus your down payment of $358,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$9,367/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$884,022Total interest paid
$2,316,022Total of all payments
Principal $1,432,000 Interest $884,022
YearPrincipalInterestBalance
1$33,086$59,555$1,398,914
2$34,504$58,137$1,364,410
3$35,982$56,659$1,328,428
4$37,524$55,117$1,290,904
5$39,132$53,509$1,251,772
6$40,809$51,832$1,210,963
7$42,557$50,083$1,168,406
8$44,381$48,260$1,124,025
9$46,283$46,358$1,077,742
10$48,266$44,375$1,029,476
11$50,334$42,307$979,142
12$52,491$40,150$926,651
13$54,740$37,901$871,911
14$57,086$35,555$814,826
15$59,532$33,109$755,294
16$62,083$30,558$693,211
17$64,743$27,898$628,469
18$67,517$25,124$560,952
19$70,410$22,231$490,542
20$73,427$19,214$417,114
21$76,573$16,067$340,541
22$79,855$12,786$260,687
23$83,276$9,365$177,410
24$86,845$5,796$90,566
25$90,566$2,075$0

At the end of your 5-year term

Total paid over the term
$463,204
Principal paid down
$180,228
Interest paid
$282,976
Balance remaining
$1,251,772

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Dufferin Grove$5,028/mo
$60,336Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,605 to $5,430Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Dufferin Grove signed at a median of $4,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,028. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $8,069− Insurance $1,400− Vacancy & upkeep $6,637Net operating income $44,230

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AXON CAPITAL REALTY ADVISORS INC.. MLS®/PropTx.

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