108 Rathburn Road, Toronto, ON
Princess-Rosethorn, Toronto · MLS® W13813138
About this home
In short
- Stately Family Home In Prestigious Thorncrest Village.
- Approximately 2,890 Sqft Of Living Space Plus A Huge Finished Basement With Separate Entrance.
- Village Residents Enjoy The Rare Thorncrest Clubhouse, Featuring A Pool, Tennis Courts And Recreation Centre.
Stately Family Home In Prestigious Thorncrest Village. Approximately 2,890 Sqft Of Living Space Plus A Huge Finished Basement With Separate Entrance. Statement Foyer And Staircase Greet You, With A Very Functional Layout Offering Both Casual And Formal Living. Private Primary Suite On The Second Level. Huge Windows Throughout Flood The Home With Natural Light. Walk-Out From The Kitchen To A Large Multi-Level Deck Surrounded By Majestic Trees. Village Residents Enjoy The Rare Thorncrest Clubhouse, Featuring A Pool, Tennis Courts And Recreation Centre.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13813138
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 70 × 165 ft
- Cross streets
- Thorncrest Village
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Days on market
- 27
- Listing brokerage
- MII REALTY POINT
Rooms
hardwood floor · large window · large closet
large window · large closet · hardwood floor
large window · hardwood floor · crown moulding
large window · hardwood floor · large closet
Separate Shower
large window · hardwood floor · crown moulding
juliette balcony · walk-in closet(s) · hardwood floor
pot lights · fireplace
walk-out · eat-in kitchen
large window · california shutters · fireplace
pot lights · window · hardwood floor
Listed at $1,988,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $1.95M, typically $1.83M to $2.20M. Comparable closings on their own put this home around $2.01M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $1.95M, from 22 recent closings in this pocket.
The market behind the math:
About 1 months of inventory: 7 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $723/sqft against an area asking average of $911/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Princess-Rosethorn basements rarely rent out (6 of 62 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 22 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (Humber Valley Village Junior Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 22 comparable homes that sold in Princess-Rosethorn over the past two years, from 206 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $821/sqft; this home lists at $723/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Princess-Rosethorn: $1.37M in September 2026, down 27% from a year ago, on 89 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.13M | 21 |
| November 2025 | $1.76M | 13 |
| March 2026 | $2.04M | 6 |
| April 2026 | $1.89M | 9 |
| May 2026 | $1.68M | 8 |
| June 2026 | $1.51M | 10 |
| July 2026 | $1.60M | 9 |
| August 2026 | $1.31M | 7 |
| September 2026 | $1.37M | 6 |
Neighbourhood & location
Princess-Rosethorn, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,590,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,794
- Estimated property tax
- $1,243
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,036
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,235
- Toronto municipal land transfer tax
- $36,235
- Estimated closing costs
- $72,470
Plus your down payment of $397,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $527,616
- Principal paid down
- $194,318
- Interest paid
- $333,298
- Balance remaining
- $1,396,082
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Princess-Rosethorn basements rarely rent out (6 of 62 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Princess-Rosethorn signed at a median of $6,129 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,985. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MII REALTY POINT. MLS®/PropTx.