106 Rathburn Road, Toronto, ON

Princess-Rosethorn, Toronto · MLS® W13775444

$2,998,000
For Sale
Listed 38 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

In short

  • Gracious Georgian Elegance in prestigious Thorncrest Village.
  • Thoughtful updates over the years-including the kitchen, bathrooms, and a fully finished basement with nanny suite-enhance the home's exceptional level of care and...
  • The primary bedroom retreat spans half of the second floor, complete with a sitting area and a spa-inspired ensuite featuring a soaker tub, separate rain shower and...
  • Step outside onto a large deck with fully fenced, pool-size lot with mature gardens-ideal for entertaining, children's play, or quiet evenings with family and friends.
  • Optional membership in the Thorncrest Village Club provides access to a community pool, tennis courts, and seasonal activities.

Gracious Georgian Elegance in prestigious Thorncrest Village. This classic center-hall home sits on a beautifully landscaped, oversized lot and offers generous principal rooms with an inviting floor plan designed for both refined entertaining and comfortable everyday living. Sun-filled spaces, multiple fireplaces, and expansive windows create an atmosphere of warmth, comfort, and understated luxury. The main floor features a family room, formal living and dining rooms, a bright eat-in kitchen, private office, solarium, laundry/mudroom and 2-piece bath. Thoughtful updates over the years-including the kitchen, bathrooms, and a fully finished basement with nanny suite-enhance the home's exceptional level of care and maintenance. The primary bedroom retreat spans half of the second floor, complete with a sitting area and a spa-inspired ensuite featuring a soaker tub, separate rain shower and heated floor. Step outside onto a large deck with fully fenced, pool-size lot with mature gardens-ideal for entertaining, children's play, or quiet evenings with family and friends. Life in Thorncrest Village offers more than an exceptional home; it offers a place within one of Toronto's most cherished communities. Optional membership in the Thorncrest Village Club provides access to a community pool, tennis courts, and seasonal activities. The location is complemented by outstanding schools, nearby parks and golf, and convenient access to major highways.

Key facts

Property type
Detached, 2-Storey
MLS®
W13775444
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
70 × 165 ft
Cross streets
Rathburn Rd & Kipling Ave
Parking
2 garage · 8 parking (detached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Community
Property tax
$10,343 / 2026
Days on market
38
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Family RoomGround4.25 × 4.70 m

brick fireplace · picture window · laminate

LaundryGround1.82 × 1.79 m

closet · tile floor · w/o to deck

Dining RoomGround4.26 × 3.75 m

formal rm · hardwood floor · bay window

Utility RoomLower4.31 × 4.61 m

pantry · laundry sink

Primary BedroomSecond4.25 × 6.32 m

5 pc ensuite · walk-in closet(s) · hardwood floor

KitchenGround4.26 × 3.50 m

centre island · b/i appliances · eat-in kitchen

BedroomSecond4.26 × 3.49 m

picture window · double closet · broadloom

OfficeLower4.31 × 4.33 m

Vinyl Floor

BedroomLower4.69 × 5.50 m

4 pc bath · vinyl floor · closet

SolariumGround3.55 × 6.29 m

tile floor · skylight · w/o to deck

BedroomSecond4.26 × 3.33 m

picture window · double closet · broadloom

Living RoomGround4.25 × 7.07 m

gas fireplace · bay window · hardwood floor

OfficeGround3.56 × 4.00 m

separate room · bay window · laminate

RecreationLower4.63 × 11.61 m

french doors · vinyl floor

BedroomSecond4.26 × 3.31 m

picture window · double closet · broadloom

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.94Mlikely sale price

Listed at $2,998,000. Going by how homes in Princess-Rosethorn and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $2.94M, if it sells. A realistic range is $2.76M to $3.32M.

Independent value check: $2.40M. Without looking at the asking price, our model values the home itself about 20% below the ask (homes like it typically land between $2.25M and $2.52M).

Why $2.40M. The typical detached home sold in Princess-Rosethorn over the past year went for about $1.78M (98 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $10,343 a year; the typical home sold here pays about $8,400.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,750 to 2,250.
  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+1 and 3 typically.

Longer on the market than typical. 38 days on the market against about 21 for homes like it here, and asking 25% above where comparable closings put it.

List price
$2.76MBelow recent closings$3.32MAbove recent closings

Total price vs nearby homes. Likely closing about $2.94M, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$1.55Mmedian sold price
98%of asking, on average
−15%prices vs a year ago
~16 dayshomes like this take to sell
38days on market so far
$7,686/moest. rent · 8 leases
3.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 7 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $922/sqft against an area asking average of $850/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.09M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Humber Valley Village Junior Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 22 comparable homes that sold in Princess-Rosethorn over the past two years, from 206 closings there.

Sold price trend

Median sold price for detached homes in Princess-Rosethorn: $1.37M in September 2026, down 27% from a year ago, on 89 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.13M21
November 2025$1.76M13
March 2026$2.04M6
April 2026$1.89M9
May 2026$1.68M8
June 2026$1.51M10
July 2026$1.60M9
August 2026$1.31M7
September 2026$1.37M6

Neighbourhood & location

Princess-Rosethorn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosethorn Junior School
65%
Rosethorn Junior SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 65% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St George's Junior School · Public elementary1.3 km · 81% at standard
John G Althouse Middle School · Public elementary1.3 km · 88% at standard
Our Lady of Peace Catholic School · Catholic elementary1.6 km · 71% at standard
Wedgewood Junior School · Public elementary1.7 km · 79% at standard
Islington Junior Middle School · Public elementary1.8 km · 66% at standard
Princess Margaret Junior School · Public elementary1.9 km · 60% at standard
Etobicoke Collegiate Institute · Public secondary1.9 km · 82% at standard
Josyf Cardinal Slipyj Catholic School · Catholic elementary1.9 km · 83% at standard
West Glen Junior School · Public elementary2.0 km · 57% at standard
Martingrove Collegiate Institute · Public secondary2.1 km · 70% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.1 km
Our Lady of Sorrows Catholic School · Catholic elementary2.2 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,664/mo
$548KIncome needed
5.5×Price ÷ income
$3,153Weekly cost
$122,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $13,664Property tax $862Total carry $14,526

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,261per month

Mortgage amount $2,398,400 · 4.49% over 25 years

$599,600Down payment (20.0%)
$2,398,400Loan before insurance
$0CMHC premium
$14,123Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,261
Property tax
$862
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,123

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,425
Toronto municipal land transfer tax
$61,425
Estimated closing costs
$122,850

Plus your down payment of $599,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,051/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,579,950Total interest paid
$3,978,350Total of all payments
Principal $2,398,400 Interest $1,579,950
YearPrincipalInterestBalance
1$53,522$105,612$2,344,878
2$55,952$103,182$2,288,926
3$58,493$100,641$2,230,433
4$61,148$97,986$2,169,285
5$63,925$95,209$2,105,360
6$66,827$92,307$2,038,533
7$69,862$89,272$1,968,671
8$73,033$86,100$1,895,638
9$76,350$82,784$1,819,288
10$79,816$79,318$1,739,472
11$83,440$75,694$1,656,032
12$87,229$71,905$1,568,803
13$91,189$67,945$1,477,614
14$95,329$63,805$1,382,285
15$99,658$59,476$1,282,627
16$104,183$54,951$1,178,444
17$108,913$50,221$1,069,531
18$113,858$45,276$955,673
19$119,028$40,106$836,646
20$124,432$34,702$712,214
21$130,082$29,052$582,132
22$135,988$23,146$446,144
23$142,162$16,972$303,982
24$148,617$10,517$155,365
25$155,365$3,769$0

At the end of your 5-year term

Total paid over the term
$795,670
Principal paid down
$293,040
Interest paid
$502,630
Balance remaining
$2,105,360

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Princess-Rosethorn$7,686/mo
$92,232Gross annual rent
2.3%Cap rate after taxes and upkeep
$7,071 to $8,301Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Princess-Rosethorn signed at a median of $6,654 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,686. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $10,343− Insurance $1,400− Vacancy & upkeep $10,146Net operating income $70,343

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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