3-9 Gosford Boulevard, Toronto, ON

Black Creek, Toronto · MLS® W13819388

$680,000
For Sale
Listed 26 days agoNo offer date stated
3+1Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Well-maintained and spacious, this move-in-ready home boasts hardwood floors throughout the main and upper levels, along with low property taxes and maintenance fees.
  • The fully finished basement features an extra bedroom, kitchen, and full bathroom-ideal for extended family or potential income.
  • Perfectly situated within walking distance of schools, transit, and daily amenities, with quick access to York University, the subway, and Highways 400, 401, and 407.

Well-maintained and spacious, this move-in-ready home boasts hardwood floors throughout the main and upper levels, along with low property taxes and maintenance fees. The fully finished basement features an extra bedroom, kitchen, and full bathroom-ideal for extended family or potential income. Perfectly situated within walking distance of schools, transit, and daily amenities, with quick access to York University, the subway, and Highways 400, 401, and 407.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13819388
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Jane/York Gate
Parking
1 garage (surface)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$282/mo
Exposure
South
Property tax
$2,051 / 2025
Days on market
26
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

BedroomSecond11.09 × 8.86 m

hardwood floor · closet

BedroomBasement21.98 × 12.79 m

Ceramic Floor

Living RoomMain13.78 × 12.92 m

Hardwood Floor

BedroomSecond14.10 × 11.15 m

hardwood floor · closet

LaundryBasement7.22 × 8.86 m

Ceramic Floor

KitchenBasement10.33 × 8.86 m

Ceramic Floor

KitchenMain14.27 × 10.30 m

ceramic floor · eat-in kitchen

Dining RoomMain12.17 × 8.40 m

hardwood floor · w/o to yard

BedroomSecond10.76 × 10.69 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
Above what recent sales support
$596Kautomated estimate, from recent sales

Listed at $680,000, about 14% above our estimate of $596K (homes like it typically land between $554K and $626K).

List price
$554KBelow our range$680KAbove our range

Total price vs nearby homes. Fair value about $596K, learned from recent GTA sales.

The market behind the math:

26days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $523/sqft against an area asking average of $600/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $561K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($523/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Black Creek, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Black Creek over the past two years, from 5 closings there.

What sellers nearby are askingCurrently listed nearby in Black Creek · asking prices
$660kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $508/sqft; this home lists at $523/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
680kThis home721k650k610kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M
Islington-City Centre West
$555K
Mimico
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gosford Public School
48%
Gosford Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 48% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Charles Garnier Catholic School · Catholic elementary0.2 km · 63% at standard
Driftwood Public School · Public elementary0.4 km · 42% at standard
Shoreham Public School · Public elementary0.7 km · 54% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary0.9 km
St Francis de Sales Catholic School · Catholic elementary1.0 km · 38% at standard
Blacksmith Public School · Public elementary1.1 km · 50% at standard
Topcliff Public School · Public elementary1.1 km · 34% at standard
Firgrove Public School · Public elementary1.2 km · 55% at standard
St Wilfrid Catholic School · Catholic elementary1.4 km · 74% at standard
Yorkwoods Public School · Public elementary1.4 km · 16% at standard
C W Jefferys Collegiate Institute · Public secondary1.7 km · 44% at standard
Lamberton Public School · Public elementary1.7 km · 63% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,099/mo
$132KIncome needed
5.2×Price ÷ income
$715Weekly cost
$20,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $3,099Property tax $171Condo fee $282Total carry $3,552

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,008per month

Mortgage amount $544,000 · 4.49% over 25 years

$136,000Down payment (20.0%)
$544,000Loan before insurance
$0CMHC premium
$3,461Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,008
Property tax
$171
Condo / maintenance fees
$282
Heating
$0
Estimated monthly cost
$3,461

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,075
Toronto municipal land transfer tax
$10,075
Estimated closing costs
$20,150

Plus your down payment of $136,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,641/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$358,361Total interest paid
$902,361Total of all payments
Principal $544,000 Interest $358,361
YearPrincipalInterestBalance
1$12,140$23,955$531,860
2$12,691$23,403$519,169
3$13,267$22,827$505,902
4$13,870$22,225$492,033
5$14,499$21,595$477,533
6$15,158$20,937$462,376
7$15,846$20,249$446,530
8$16,565$19,529$429,964
9$17,317$18,777$412,647
10$18,104$17,991$394,543
11$18,926$17,169$375,618
12$19,785$16,309$355,833
13$20,683$15,411$335,149
14$21,622$14,472$313,527
15$22,604$13,490$290,923
16$23,630$12,464$267,292
17$24,703$11,391$242,589
18$25,825$10,269$216,764
19$26,998$9,097$189,766
20$28,223$7,871$161,543
21$29,505$6,590$132,038
22$30,844$5,250$101,193
23$32,245$3,849$68,949
24$33,709$2,385$35,240
25$35,240$855$0

At the end of your 5-year term

Total paid over the term
$180,472
Principal paid down
$66,467
Interest paid
$114,005
Balance remaining
$477,533

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.2%
Gross yield
− Property tax $2,051− Condo fees $3,384− Insurance $600− Vacancy & upkeep $5,412Net operating income $37,753

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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