22-22-25 Gosford Boulevard, Toronto, ON

Black Creek, Toronto · MLS® W13860098

$649,900
For Sale
Listed 15 days agoNo offer date stated
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◎ Directions
3+1Bedrooms
2Bathrooms
1Parking
1200-1399Sq ft

About this home

In short

  • Step into this modern, well maintained and MOVE-IN READY townhouse.
  • Ideally situated close to schools, parks, shopping malls, LTR and transit stations.
  • The main floor features a bright open-concept layout with new White Oak Harwood flooring that elevates the space.
  • Upstairs you will find three generously sized Bedrooms with hardwood floors, each filled with natural light.
  • Relax and enjoy the Large and private backyard in the city while taking advantage of the low maintenance fee.

Step into this modern, well maintained and MOVE-IN READY townhouse. Perfect for families or investors looking for extra rental income. Ideally situated close to schools, parks, shopping malls, LTR and transit stations. Walk through the luxurious and Modern Kitchen including Quartz Countertop, Modern Cabinets, Large Porcelain Backsplash, Dishwasher, Samsung Smart Stainless Steel Appliances & Two Spacious Pantries for Storage. The main floor features a bright open-concept layout with new White Oak Harwood flooring that elevates the space. Upstairs you will find three generously sized Bedrooms with hardwood floors, each filled with natural light. The bathroom includes an updated standing/waterfall shower for a Spa like experience! The basement is partially finished and the laundry room offers additional storage space and convenience. The Bedroom in the basement has laminate flooring and is very spacious! Relax and enjoy the Large and private backyard in the city while taking advantage of the low maintenance fee. Book your showing today and picture your future here!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13860098
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Jane & Steeles (Yorkgate Blvd & Hullmar Dr.)
Parking
1 parking
Basement
Partially Finished
Heating
Forced Air
A/C
None, Other
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Maintenance
$303/mo
Exposure
North
Property tax
$1,946 / 2025
Days on market
15
Listing brokerage
P2 REALTY INC.

Rooms

BedroomSecond4.22 × 3.32 m

large window · closet · hardwood floor

Living RoomMain6.70 × 3.90 m

Open Concept

Bedroom 2Second3.32 × 2.67 m

large window · closet · hardwood floor

Bedroom 3Second3.27 × 3.18 m

large window · closet · hardwood floor

Powder RoomMain1.62 × 1.19 m

2 Pc Bath

Bedroom 4Basement6.60 × 3.80 m

Laminate

KitchenMain4.40 × 2.54 m

Stainless Steel Appl

LaundryBasement6.70 × 3.60 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Black Creek · asking prices
$670kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $516/sqft; this home lists at $500/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
650kThis home610k680k721kThis home vs active comparables

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M
Islington-City Centre West
$588K
Mimico
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gosford Public School
48%
Gosford Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 48% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Charles Garnier Catholic School · Catholic elementary0.3 km · 63% at standard
Driftwood Public School · Public elementary0.5 km · 42% at standard
Shoreham Public School · Public elementary0.7 km · 54% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary0.8 km
Blacksmith Public School · Public elementary1.0 km · 50% at standard
St Francis de Sales Catholic School · Catholic elementary1.0 km · 38% at standard
Topcliff Public School · Public elementary1.2 km · 34% at standard
Firgrove Public School · Public elementary1.3 km · 55% at standard
St Wilfrid Catholic School · Catholic elementary1.5 km · 74% at standard
Yorkwoods Public School · Public elementary1.5 km · 16% at standard
C W Jefferys Collegiate Institute · Public secondary1.8 km · 44% at standard
Lamberton Public School · Public elementary1.8 km · 63% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$127KIncome needed
5.1×Price ÷ income
$684Weekly cost
$18,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $2,962Property tax $162Condo fee $303Total carry $3,427

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,920 · 4.49% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,340Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$162
Condo / maintenance fees
$303
Heating
$0
Estimated monthly cost
$3,340

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Toronto municipal land transfer tax
$9,473
Estimated closing costs
$18,946

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,498Total interest paid
$862,418Total of all payments
Principal $519,920 Interest $342,498
YearPrincipalInterestBalance
1$11,602$22,894$508,318
2$12,129$22,368$496,188
3$12,680$21,817$483,508
4$13,256$21,241$470,253
5$13,857$20,639$456,395
6$14,487$20,010$441,909
7$15,144$19,352$426,764
8$15,832$18,665$410,932
9$16,551$17,946$394,381
10$17,302$17,194$377,079
11$18,088$16,409$358,991
12$18,909$15,588$340,082
13$19,768$14,729$320,314
14$20,665$13,831$299,649
15$21,604$12,893$278,045
16$22,584$11,912$255,461
17$23,610$10,887$231,851
18$24,682$9,815$207,169
19$25,803$8,694$181,366
20$26,974$7,523$154,392
21$28,199$6,298$126,193
22$29,479$5,018$96,714
23$30,818$3,679$65,897
24$32,217$2,280$33,680
25$33,680$817$0

At the end of your 5-year term

Total paid over the term
$172,484
Principal paid down
$63,525
Interest paid
$108,959
Balance remaining
$456,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $1,946− Condo fees $3,636− Insurance $600− Vacancy & upkeep $5,412Net operating income $37,606

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of P2 REALTY INC.. MLS®/PropTx.

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