7 Checkers Court, Toronto, ON
Black Creek, Toronto · MLS® W13819398
About this home
In short
- First Time Offered - A Must-See.
- Lovingly Maintained By The Same Owners For Many Decades, This Charming Bungalow Is Situated On A Large Fenced Corner Lot Surrounded By Mature Cedar Trees, Creating A...
- The Home Was Previously Configured As A 3-Bedroom Bungalow On The Main Floor.
- A Fully Finished Basement With A Separate Entrance Offers Excellent Potential For An Additional Living Space.
- The Property Also Features An Oversized 2-Car Garage With High Ceilings And Abundant Storage Space, Plus 4 Additional Parking Spots On The Driveway.
First Time Offered - A Must-See! Lovingly Maintained By The Same Owners For Many Decades, This Charming Bungalow Is Situated On A Large Fenced Corner Lot Surrounded By Mature Cedar Trees, Creating A Beautifully Landscaped And Exceptionally Private Oasis. The Home Was Previously Configured As A 3-Bedroom Bungalow On The Main Floor. The Dining Room, Complete With A Closet And Window, Can Easily Be Converted Back Into A Third Bedroom To Suit Your Needs. A Fully Finished Basement With A Separate Entrance Offers Excellent Potential For An Additional Living Space. The Property Also Features An Oversized 2-Car Garage With High Ceilings And Abundant Storage Space, Plus 4 Additional Parking Spots On The Driveway. A Separate Building Of Approximately 95 Sq. Ft., With A Finished Interior, Offers Endless Possibilities And Can Be Used As A Home Office, Studio, Workshop, Or Additional Storage. A Well-Cared-For Home With A Fantastic Lot, Exceptional Privacy, Generous Parking, And Endless Possibilities - A Rare Opportunity Not To Be Missed! Note: Listing Agent Represents The Interest Of The Seller Only, As Per The Seller's Instructions. All Buyers Please Contact A Registered Real Estate Agent For Showing.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13819398
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 114.75 × 46 ft
- Cross streets
- Finch Ave. W. & York Gate Blvd.
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,013 / 2026
- Days on market
- 26
- Listing brokerage
- HOMELIFE PRINCIPLE REAL ESTATE
Rooms
tile floor · gas fireplace
Window
hardwood floor · closet · window
4 pc ensuite · window
hardwood floor · bay window
tile floor · backsplash · window
hardwood floor · closet · window
hardwood floor · closet · window
Listed at $999,000. Going by how homes in Black Creek and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $972K, if it sells. A realistic range is $911K to $1.10M.
Independent value check: $827K. Without looking at the asking price, our model values the home itself about 17% below the ask (homes like it typically land between $775K and $866K).
Why $827K. The typical detached home sold in Black Creek over the past year went for about $890K (16 sales). What sets this one apart:
- ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
- ▲ Raises it slightly2 garage and 6 total parking spaces, against 1 and 4 typically.
Total price vs nearby homes. Likely closing about $972K, from 5 recent closings in this pocket.
The market behind the math:
About 4.8 months of inventory: 8 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,110/sqft against an area asking average of $680/sqft.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Black Creek basements rarely rent out (2 of 7 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $899K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Black Creek, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Black Creek over the past two years, from 32 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $827K, which is where my estimate comes from.
Per square foot, these ask about $718/sqft; this home lists at $1,110/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 678 |
Neighbourhood & location
Black Creek, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $334
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,753
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Estimated closing costs
- $32,910
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Black Creek basements rarely rent out (2 of 7 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE PRINCIPLE REAL ESTATE. MLS®/PropTx.