1781 Keele Street, Toronto, ON

Keelesdale-Eglinton West, Toronto · MLS® W13827676

$969,000
For Sale
Listed 4 days agoNo offer date stated
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2+2Bedrooms
2Bathrooms
2Garage
700-1100Sq ft

About this home

In short

  • Stunning, fully renovated raised 2+2 bungalow offering the perfect blend of modern style, functionality and income potential.
  • Thoughtfully renovated from top to bottom, inside and out, this home is truly move-in ready with nothing left to do but unpack and enjoy.
  • The main level features 2 bright bedrooms, an inviting living space filled with natural light, a beautifully updated kitchen and modern bathroom, all finished with...
  • The fully finished lower level offers an additional 2-bedroom apartment with a separate entrance and separate laundry, providing exceptional flexibility for extended...
  • The extensive list of upgrades includes new windows, roof, electrical, kitchen, bathrooms, flooring, trim, appliances, fencing and interlocking - a complete...

Stunning, fully renovated raised 2+2 bungalow offering the perfect blend of modern style, functionality and income potential. Thoughtfully renovated from top to bottom, inside and out, this home is truly move-in ready with nothing left to do but unpack and enjoy. The main level features 2 bright bedrooms, an inviting living space filled with natural light, a beautifully updated kitchen and modern bathroom, all finished with contemporary flooring, trim and fixtures. The fully finished lower level offers an additional 2-bedroom apartment with a separate entrance and separate laundry, providing exceptional flexibility for extended family, guests or rental potential. The extensive list of upgrades includes new windows, roof, electrical, kitchen, bathrooms, flooring, trim, appliances, fencing and interlocking - a complete transformation designed for today's lifestyle. Adding to the appeal is the large detached garage with rare rear laneway access, providing valuable parking, storage and added versatility that is rarely available in an urban location. Enjoy abundant natural light throughout and an unbeatable location just steps from TTC transit, shops, restaurants, schools, parks and everyday amenities. Conveniently situated in the heart of Keelesdale-Eglinton West, with easy access to major routes and everything the neighbourhood has to offer. A truly turnkey home, an exceptional opportunity for homeowners, multi-generational families and investors alike.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W13827676
Bedrooms
2+2 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
28 × 100 ft
Cross streets
Keele Street and Eglinton Ave
Parking
2 garage (detached)
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,476 / 2025
Days on market
4
Listing brokerage
CENTURY 21 MILLENNIUM INC.

Rooms

BedroomBasement3.15 × 3.30 m
KitchenBasement3.66 × 1.52 m

quartz counter · stainless steel appl

Living RoomBasement4.32 × 3.20 m

combined w/dining · carpet free

Primary BedroomMain3.30 × 4.04 m

Closet

BedroomBasement3.23 × 3.23 m
Bedroom 2Main2.74 × 3.07 m

Closet

KitchenMain3.58 × 1.57 m

quartz counter · stainless steel appl

Living RoomMain6.93 × 3.30 m

combined w/dining · carpet free

BedroomBasement
Our TakeTeam Asgarian · Broker
A small discount is typical
$938Klikely sale price

Listed at $969,000. Going by how homes in Keelesdale-Eglinton West and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $938K, if it sells. A realistic range is $879K to $1.06M.

Independent value check: $778K. Without looking at the asking price, our model values the home itself about 20% below the ask (homes like it typically land between $729K and $815K).

Why $778K. The typical detached home sold in Keelesdale-Eglinton West over the past year went for about $810K (55 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,476 a year; the typical home sold here pays about $3,800.
List price
$879KBelow recent closings$1.06MAbove recent closings

Total price vs nearby homes. Likely closing about $938K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
−11%prices vs a year ago
~23 dayshomes like this take to sell
4days on market so far
$3,092/moest. rent · 16 leases
3.8%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 16 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,077/sqft against an area asking average of $919/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Keelesdale-Eglinton West: 19 of the 72 detached leases here lately were basement units, around $1,500 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $751K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Silverthorn Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Keelesdale-Eglinton West, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Keelesdale-Eglinton West over the past two years, from 116 closings there.

What sellers nearby are askingCurrently listed nearby in Keelesdale-Eglinton West · asking prices
$899kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $778K, which is where my estimate comes from.

Per square foot, these ask about $1,049/sqft; this home lists at $1,077/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
969kThis home1.05M799k1.15M695k800kThis home vs active comparables

Neighbourhood & location

Keelesdale-Eglinton West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$2.20M
Islington-City Centre West
$1.32M
Willowdale West
$1.30M
St. Andrew-Windfields
$8.80M
Banbury-Don Mills
$2.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Keelesdale Junior Public School
46%
Keelesdale Junior Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 46% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
York Memorial Collegiate Institute · Public secondary0.3 km · 50% at standard
Charles E Webster Public School · Public elementary0.7 km · 47% at standard
Santa Maria Catholic School · Catholic elementary0.8 km · 35% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.0 km · 61% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.1 km · 59% at standard
Dennis Avenue Community School · Public elementary1.2 km · 57% at standard
General Mercer Junior Public School · Public elementary1.2 km · 54% at standard
Immaculate Conception Catholic School · Catholic elementary1.2 km · 48% at standard
F H Miller Junior Public School · Public elementary1.2 km · 78% at standard
Harwood Public School · Public elementary1.3 km · 55% at standard
Our Lady of Victory Catholic School · Catholic elementary1.3 km · 62% at standard
Fairbank Memorial Community School · Public elementary1.5 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,416/mo
$180KIncome needed
5.4×Price ÷ income
$1,019Weekly cost
$31,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,416Property tax $290Total carry $4,706

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,286per month

Mortgage amount $775,200 · 4.49% over 25 years

$193,800Down payment (20.0%)
$775,200Loan before insurance
$0CMHC premium
$4,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,286
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,855
Toronto municipal land transfer tax
$15,855
Estimated closing costs
$31,710

Plus your down payment of $193,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,188/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,664Total interest paid
$1,285,864Total of all payments
Principal $775,200 Interest $510,664
YearPrincipalInterestBalance
1$17,299$34,135$757,901
2$18,085$33,350$739,816
3$18,906$32,529$720,910
4$19,764$31,670$701,146
5$20,661$30,773$680,485
6$21,600$29,835$658,885
7$22,580$28,854$636,305
8$23,606$27,829$612,699
9$24,677$26,757$588,022
10$25,798$25,637$562,224
11$26,969$24,465$535,255
12$28,194$23,241$507,062
13$29,474$21,961$477,588
14$30,812$20,623$446,776
15$32,211$19,224$414,565
16$33,673$17,761$380,891
17$35,202$16,232$345,689
18$36,801$14,634$308,888
19$38,472$12,963$270,417
20$40,218$11,216$230,199
21$42,044$9,390$188,154
22$43,953$7,481$144,201
23$45,949$5,486$98,252
24$48,035$3,399$50,216
25$50,216$1,218$0

At the end of your 5-year term

Total paid over the term
$257,173
Principal paid down
$94,715
Interest paid
$162,458
Balance remaining
$680,485

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Keelesdale-Eglinton West$3,092/mo
$37,104Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,573 to $3,247Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in Keelesdale-Eglinton West (19 of 72 recent detached leases were basement units, around $1,500 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,500 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Keelesdale-Eglinton West signed at a median of $2,800 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,092. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $3,476− Insurance $1,400− Vacancy & upkeep $4,081Net operating income $28,147

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLENNIUM INC.. MLS®/PropTx.

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