1414-105 The Queensway Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13829598

$520,000
For Sale
Listed 25 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Bright and well-designed 1-bedroom + den suite offering a functional layout in one of Toronto's most convenient neighbourhoods.
  • The open-concept living and dining area provides ample space for everyday living, while the modern kitchen features a sleek contemporary finish.
  • Steps to transit, parks, and all the best the city has to offer with easy access to Gardiner Expressway.

Welcome to NXT! Bright and well-designed 1-bedroom + den suite offering a functional layout in one of Toronto's most convenient neighbourhoods. The open-concept living and dining area provides ample space for everyday living, while the modern kitchen features a sleek contemporary finish. Steps to transit, parks, and all the best the city has to offer with easy access to Gardiner Expressway. Ideal for first-time buyers, investors, or anyone seeking a stylish urban home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13829598
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Windermere/Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$706/mo
Exposure
East
Property tax
$2,556 / 2025
Days on market
25
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

DenMain2.51 × 2.66 m
Living RoomMain4.04 × 3.43 m
KitchenMain5.39 × 3.43 m
Primary BedroomMain3.06 × 3.02 m
Dining RoomMain5.39 × 3.43 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$502Klikely sale price

Listed at $520,000. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 97%, 27 local closings in 90 days), the likely sale price is near $502K, if it sells. A realistic range is $473K to $544K.

Independent value check: $505K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $470K and $531K).

Why $505K. The typical condo sold in High Park-Swansea over the past year went for about $616K (122 sales). What sets this one apart:

  • ▼ Lowers itIt is 700 to 799 sq ft; the typical home sold here is 900 to 999.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $2,556 a year; the typical home sold here pays about $3,200.
  • ▼ Lowers it1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
List price
$473KBelow recent closings$544KAbove recent closings

Total price vs nearby homes. Likely closing about $502K, from 27 recent closings in this pocket.

The market behind the math:

27sold nearby · 90 days
$568Kmedian sold price
95%of asking, on average
−14%prices vs a year ago
~20 dayshomes like this take to sell
25days on market so far
$2,524/moest. rent · 62 leases
5.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 30 condo apartment homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $694/sqft against an area asking average of $792/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $494K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 16 homes sold in this building over the past two years, from 241 closings in High Park-Swansea.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$519kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $692/sqft; this home lists at $694/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
520kThis home500k499k499k545k550kThis home vs active comparables

Sold price trend

Median sold price for condos in High Park-Swansea: $603K in September 2026, down 5% from a year ago, on 108 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$550K9
November 2025$688K13
December 2025$545K7
January 2026$614K5
March 2026$659K12
April 2026$695K10
May 2026$595K9
June 2026$614K12
July 2026$685K10
August 2026$540K13
September 2026$603K8

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$546K
Waterfront Communities C1
$750K
Bay Street Corridor
$479K
Church-Yonge Corridor
$659K
Yorkdale-Glen Park
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.5 km · 79% at standard
St Mark Catholic School · Catholic elementary1.5 km · 59% at standard
Garden Avenue Junior Public School · Public elementary1.9 km · 91% at standard
Park Lawn Junior and Middle School · Public elementary2.1 km · 71% at standard
Howard Junior Public School · Public elementary2.2 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.2 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.2 km · 75% at standard
Runnymede Junior and Senior Public School · Public elementary2.3 km · 92% at standard
The Student School · Public secondary2.3 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
David Hornell Junior School · Public elementary2.4 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,370/mo
$114KIncome needed
4.6×Price ÷ income
$547Weekly cost
$13,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,370Property tax $213Condo fee $706Total carry $3,289

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,300per month

Mortgage amount $416,000 · 4.49% over 25 years

$104,000Down payment (20.0%)
$416,000Loan before insurance
$0CMHC premium
$3,219Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,300
Property tax
$213
Condo / maintenance fees
$706
Heating
$0
Estimated monthly cost
$3,219

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,875
Toronto municipal land transfer tax
$6,875
Estimated closing costs
$13,750

Plus your down payment of $104,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,784/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$274,041Total interest paid
$690,041Total of all payments
Principal $416,000 Interest $274,041
YearPrincipalInterestBalance
1$9,283$18,318$406,717
2$9,705$17,897$397,012
3$10,145$17,456$386,866
4$10,606$16,995$376,260
5$11,088$16,514$365,172
6$11,591$16,011$353,581
7$12,117$15,484$341,464
8$12,668$14,934$328,796
9$13,243$14,359$315,554
10$13,844$13,758$301,710
11$14,473$13,129$287,237
12$15,130$12,472$272,107
13$15,817$11,785$256,291
14$16,535$11,067$239,756
15$17,286$10,316$222,470
16$18,070$9,531$204,400
17$18,891$8,711$185,509
18$19,749$7,853$165,761
19$20,645$6,956$145,115
20$21,583$6,019$123,533
21$22,563$5,039$100,970
22$23,587$4,015$77,383
23$24,658$2,944$52,725
24$25,777$1,824$26,948
25$26,948$654$0

At the end of your 5-year term

Total paid over the term
$138,008
Principal paid down
$50,828
Interest paid
$87,181
Balance remaining
$365,172

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 62 whole-home leases in High Park-Swansea$2,524/mo
$30,288Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,398 to $2,675Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 62 whole-home leases in High Park-Swansea signed at a median of $2,482 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,524. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.8%
Gross yield
− Property tax $2,556− Condo fees $8,478− Insurance $600− Vacancy & upkeep $3,332Net operating income $15,323

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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