18 Hillcroft Drive, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13856084

$2,880,000
For Sale
Listed 17 days agoNo offer date stated
4+1Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • An impressive custom-built home on a desirable 50 x 114 lot in central Etobicoke, offering nearly 6,000sf of luxurious finished living space across 3 levels.
  • The main level features a gracious foyer with heated floors and two closets, expansive living and dining rooms with pristine hardwood floors, a gas fireplace, crown...
  • The second level includes a serene primary retreat with a tray ceiling, private balcony, custom walk-in dressing room & a spa-like 6-piece ensuite with a double...
  • The expansive lower level offers nearly 9ft ceilings, a massive rec room with pot lights, a wet bar and a walk-up to the backyard, an additional bedroom with an...
  • Pool-sized, fully fenced west-facing backyard with mature trees and landscaping, stone terrace, interlocking patio and a charming garden shed.

An impressive custom-built home on a desirable 50 x 114 lot in central Etobicoke, offering nearly 6,000sf of luxurious finished living space across 3 levels. The main level features a gracious foyer with heated floors and two closets, expansive living and dining rooms with pristine hardwood floors, a gas fireplace, crown moulding and pot lights, a gourmet kitchen with custom cabinetry, granite counters, an oversized island, pantry and premium Bertazzoni, Thermador & Bosch appliances, an adjoining breakfast area with a bay window overlooking the backyard, a coveted family room with custom built-ins, a gas fireplace, coffered ceiling and a walkout to the stone terrace, a dedicated office with built-ins and crown moulding and a convenient powder room. The second level includes a serene primary retreat with a tray ceiling, private balcony, custom walk-in dressing room & a spa-like 6-piece ensuite with a double vanity, glass shower, jetted tub, heated floors and a water closet, three additional generous bedrooms and two refined full bathrooms. The expansive lower level offers nearly 9ft ceilings, a massive rec room with pot lights, a wet bar and a walk-up to the backyard, an additional bedroom with an ensuite, a cedar sauna and adjacent 3-piece bath, a laundry room and exceptional storage. Pool-sized, fully fenced west-facing backyard with mature trees and landscaping, stone terrace, interlocking patio and a charming garden shed. Built-in garage with direct interior access and a heated private driveway provide parking for 6 cars. Extras include 9ft ceilings and venetian plaster common areas on main and second levels, custom millwork, irrigation, skylights, 200 AMP service, central vac, sump pump & more! Near Echo Valley Park, Rosethorn Park, shops at Thorncrest Plaza and excellent schools- Rosethorn JS, John G Althouse & St. Gregory. Easy access to Kipling Station, Hwy 427 & Pearson. A sophisticated luxury home in an established, family-friendly Etobicoke neighbourhood!

Key facts

Property type
Detached, 2-Storey
MLS®
W13856084
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
50 × 114 ft
Cross streets
Rathburn Road and Kipling Avenue
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$13,075 / 2026
Days on market
17
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

OtherLower3.56 × 4.04 m

sauna · 3 pc bath · heated floor

RecreationLower11.61 × 4.75 m

wet bar · walk-up · pot lights

KitchenMain4.55 × 3.02 m

centre island · pantry · pot lights

OtherLower4.06 × 2.31 m

Tile Floor

Bedroom 2Second5.49 × 3.71 m

4 pc ensuite · double closet · hardwood floor

BedroomLower4.19 × 3.18 m

4 pc bath · broadloom · closet

Family RoomMain4.83 × 3.94 m

b/i shelves · gas fireplace · w/o to patio

BreakfastMain6.10 × 4.88 m

bay window · hardwood floor · open concept

FoyerMain7.62 × 6.43 m

heated floor · closet · wainscoting

Mud RoomLower3.73 × 3.12 m

access to garage · closet · pot lights

OtherLower3.61 × 2.49 m

tile floor · b/i shelves

Living RoomMain5.31 × 4.09 m

picture window · crown moulding · gas fireplace

LaundryLower3.02 × 2.06 m

tile floor · b/i shelves · laundry sink

Bedroom 3Second5.49 × 3.96 m

hardwood floor · double closet · large window

Primary BedroomSecond8.53 × 4.85 m

walk-in closet(s) · 6 pc ensuite · balcony

Bedroom 4Second3.66 × 3.56 m

pot lights · hardwood floor · double closet

OfficeMain3.89 × 3.35 m

b/i bookcase · wainscoting · crown moulding

OtherLower4.19 × 1.52 m

tile floor · cedar closet(s) · b/i shelves

Dining RoomMain5.31 × 3.61 m

hardwood floor · crown moulding · large window

Utility RoomLower2.06 × 2.06 m

Concrete Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (John G Althouse Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosethorn Junior School
65%
Rosethorn Junior SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 65% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Our Lady of Peace Catholic School · Catholic elementary1.1 km · 71% at standard
Wedgewood Junior School · Public elementary1.2 km · 79% at standard
West Glen Junior School · Public elementary1.5 km · 57% at standard
Islington Junior Middle School · Public elementary1.7 km · 66% at standard
Burnhamthorpe Collegiate Institute · Public secondary1.7 km
Josyf Cardinal Slipyj Catholic School · Catholic elementary1.8 km · 83% at standard
Humber Valley Village Junior Middle School · Public elementary1.8 km · 85% at standard
St George's Junior School · Public elementary1.8 km · 81% at standard
Etobicoke Collegiate Institute · Public secondary1.9 km · 82% at standard
Princess Margaret Junior School · Public elementary2.0 km · 60% at standard
Our Lady of Sorrows Catholic School · Catholic elementary2.2 km · 90% at standard
Bloorlea Middle School · Public elementary2.2 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,126/mo
$537KIncome needed
5.4×Price ÷ income
$3,029Weekly cost
$116,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $13,126Property tax $1,090Total carry $14,216

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,739per month

Mortgage amount $2,304,000 · 4.49% over 25 years

$576,000Down payment (20.0%)
$2,304,000Loan before insurance
$0CMHC premium
$13,829Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,739
Property tax
$1,090
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,829

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$58,475
Toronto municipal land transfer tax
$58,475
Estimated closing costs
$116,950

Plus your down payment of $576,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$15,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,517,763Total interest paid
$3,821,763Total of all payments
Principal $2,304,000 Interest $1,517,763
YearPrincipalInterestBalance
1$51,415$101,455$2,252,585
2$53,750$99,121$2,198,835
3$56,190$96,680$2,142,644
4$58,742$94,129$2,083,903
5$61,409$91,462$2,022,494
6$64,197$88,674$1,958,297
7$67,112$85,759$1,891,185
8$70,159$82,712$1,821,026
9$73,344$79,526$1,747,682
10$76,675$76,196$1,671,007
11$80,156$72,715$1,590,851
12$83,795$69,075$1,507,056
13$87,600$65,271$1,419,456
14$91,577$61,293$1,327,879
15$95,735$57,135$1,232,143
16$100,082$52,788$1,132,061
17$104,626$48,244$1,027,435
18$109,377$43,494$918,059
19$114,343$38,528$803,716
20$119,534$33,336$684,181
21$124,962$27,909$559,220
22$130,635$22,235$428,584
23$136,567$16,304$292,017
24$142,768$10,103$149,250
25$149,250$3,621$0

At the end of your 5-year term

Total paid over the term
$764,353
Principal paid down
$281,506
Interest paid
$482,846
Balance remaining
$2,022,494

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $13,075− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $64,023

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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