319 Indian Road, Toronto, ON

High Park-Swansea, Toronto · MLS® W13865556

$1,599,000
For Sale
Listed 14 days agoNo offer date stated
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4Bedrooms
2Bathrooms
3Parking
3000-3500Sq ft

About this home

In short

  • Steps to High Park in the beloved Roncesvalles neighbourhood, this handsome detached brick century home offers character, generous space and exciting possibilities.
  • Offering approximately 3,200 sq. ft. above grade and 3,972 sq. ft. of total living space, the property features three principal levels, a basement and a fourth-floor...
  • Requiring renovation and offered in "as is, where is" condition, 319 Indian Road is ready to be reimagined.

Steps to High Park in the beloved Roncesvalles neighbourhood, this handsome detached brick century home offers character, generous space and exciting possibilities. Bay windows, a charming staircase and fireplaces on each of the three principal floors and in the basement provide inspiration for a thoughtful restoration. Offering approximately 3,200 sq. ft. above grade and 3,972 sq. ft. of total living space, the property features three principal levels, a basement and a fourth-floor attic loft. The expansive interior invites a new vision, with potential to create a spacious four-bedroom or larger family home or explore a multi-unit configuration, subject to applicable zoning and approvals. A private driveway with parking for three vehicles adds welcome convenience. Enjoy morning walks through High Park, coffee on Roncy and the neighbourhood's independent shops, restaurants and everyday amenities, with convenient access to Dundas West subway, Bloor GO and UP Express. Requiring renovation and offered in "as is, where is" condition, 319 Indian Road is ready to be reimagined. Interior partially stripped, with portions of the former room divisions removed, offering flexibility to redesign the layout. No installed kitchen. Room names and dimensions describe existing areas; buyers to verify suitability for their intended configuration.

Key facts

Property type
Detached, 3-Storey
MLS®
W13865556
Bedrooms
4
Bathrooms
2
Size
3000-3500 sq ft
Lot
37.5 × 120 ft
Cross streets
Keele/Bloor St W
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Full, Walk-Up, Finished
Heating
Radiant
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,670 / 2025
Days on market
14
Listing brokerage
THE BEHAR GROUP REALTY INC.

Rooms

OfficeMain4.65 × 3.80 m

Window

Utility RoomBasement7.47 × 3.09 m
LoftUpper7.00 × 5.44 m

Unfinished

Living RoomMain7.15 × 4.97 m

bay window · fireplace

LaundryBasement3.09 × 2.72 m
Primary BedroomSecond6.64 × 3.87 m

Window

Bedroom 2Second3.88 × 3.55 m

Window

Great RoomThird10.29 × 7.00 m

Fireplace

SittingSecond6.64 × 3.02 m

Bay Window

SunroomSecond2.80 × 2.03 m

Window

Family RoomMain4.63 × 3.53 m

Bay Window

Bedroom 3Second3.70 × 3.55 m

fireplace · window

RecreationBasement9.68 × 4.96 m

fireplace · window

OtherThird3.54 × 3.39 m

Window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.58Mlikely sale price

Listed at $1,599,000. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 99%, 18 local closings in 90 days), the likely sale price is near $1.58M, if it sells. A realistic range is $1.48M to $1.78M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$1.48MBelow recent closings$1.78MAbove recent closings

Total price vs nearby homes. Likely closing about $1.58M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.84Mmedian sold price
100%of asking, on average
+1%prices vs a year ago
~9 dayshomes like this take to sell
14days on market so far
$7,085/moest. rent · 13 leases
5.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 17 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $492/sqft against an area asking average of $1,261/sqft.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.33M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in High Park-Swansea over the past two years, from 180 closings there.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$3.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.14M, which is where my estimate comes from.

Per square foot, these ask about $1,121/sqft; this home lists at $492/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.60MThis home2.15M2.79M3.00M3.00M4.49MThis home vs active comparables

Sold price trend

Median sold price for detached homes in High Park-Swansea: $2.01M in September 2026, down 12% from a year ago, on 81 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.05M6
November 2025$2.25M7
January 2026$1.60M5
February 2026$1.95M8
March 2026$2.10M11
April 2026$1.45M12
May 2026$2.06M13
June 2026$1.62M11
September 2026$2.01M8

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Oakwood Village
$2.00M
Stonegate-Queensway
$1.63M
Mimico
$1.40M
Willowridge-Martingrove-Richview
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.4 km · 55% at standard
Keele Street Public School · Public elementary0.5 km · 82% at standard
Mountview Alternative School School · Public elementary0.5 km · 83% at standard
Indian Road Crescent Junior Public School · Public elementary0.9 km · 88% at standard
St Luigi Catholic School · Catholic elementary0.9 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.0 km · 77% at standard
Lucy McCormick Senior School · Public elementary1.1 km
Humberside Collegiate Institute · Public secondary1.3 km · 88% at standard
St Rita Catholic School · Catholic elementary1.3 km · 73% at standard
Garden Avenue Junior Public School · Public elementary1.4 km · 91% at standard
The Student School · Public secondary1.4 km
Ursula Franklin Academy · Public secondary1.5 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,288/mo
$310KIncome needed
5.2×Price ÷ income
$1,682Weekly cost
$56,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,288Property tax $889Total carry $8,177

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,073per month

Mortgage amount $1,279,200 · 4.49% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,962Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,073
Property tax
$889
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,962

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Toronto municipal land transfer tax
$28,455
Estimated closing costs
$56,910

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,561/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,675Total interest paid
$2,121,875Total of all payments
Principal $1,279,200 Interest $842,675
YearPrincipalInterestBalance
1$28,546$56,329$1,250,654
2$29,842$55,033$1,220,811
3$31,197$53,678$1,189,614
4$32,614$52,261$1,157,000
5$34,095$50,780$1,122,905
6$35,643$49,232$1,087,263
7$37,261$47,614$1,050,002
8$38,953$45,922$1,011,049
9$40,721$44,154$970,327
10$42,570$42,305$927,757
11$44,503$40,372$883,254
12$46,524$38,351$836,730
13$48,636$36,239$788,094
14$50,844$34,031$737,249
15$53,153$31,722$684,096
16$55,566$29,309$628,530
17$58,089$26,786$570,441
18$60,727$24,148$509,714
19$63,484$21,391$446,230
20$66,366$18,509$379,863
21$69,380$15,495$310,483
22$72,530$12,345$237,953
23$75,823$9,052$162,130
24$79,266$5,609$82,865
25$82,865$2,010$0

At the end of your 5-year term

Total paid over the term
$424,375
Principal paid down
$156,295
Interest paid
$268,080
Balance remaining
$1,122,905

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in High Park-Swansea$7,085/mo
$85,020Gross annual rent
4.0%Cap rate after taxes and upkeep
$6,685 to $7,775Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in High Park-Swansea (18 of 140 recent detached leases were basement units, around $1,825 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,825 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in High Park-Swansea signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,085. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $10,670− Insurance $1,400− Vacancy & upkeep $9,352Net operating income $63,597

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE BEHAR GROUP REALTY INC.. MLS®/PropTx.

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