319 Indian Road, Toronto, ON

High Park-Swansea, Toronto · MLS® W13865556

$1,599,000
For Sale
Listed 13 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
2Bathrooms
3Parking
3000-3500Sq ft

About this home

In short

  • Steps to High Park in the beloved Roncesvalles neighbourhood, this handsome detached brick century home offers character, generous space and exciting possibilities.
  • Offering approximately 3,200 sq. ft. above grade and 3,972 sq. ft. of total living space, the property features three principal levels, a basement and a fourth-floor...
  • Requiring renovation and offered in "as is, where is" condition, 319 Indian Road is ready to be reimagined.

Steps to High Park in the beloved Roncesvalles neighbourhood, this handsome detached brick century home offers character, generous space and exciting possibilities. Bay windows, a charming staircase and fireplaces on each of the three principal floors and in the basement provide inspiration for a thoughtful restoration. Offering approximately 3,200 sq. ft. above grade and 3,972 sq. ft. of total living space, the property features three principal levels, a basement and a fourth-floor attic loft. The expansive interior invites a new vision, with potential to create a spacious four-bedroom or larger family home or explore a multi-unit configuration, subject to applicable zoning and approvals. A private driveway with parking for three vehicles adds welcome convenience. Enjoy morning walks through High Park, coffee on Roncy and the neighbourhood's independent shops, restaurants and everyday amenities, with convenient access to Dundas West subway, Bloor GO and UP Express. Requiring renovation and offered in "as is, where is" condition, 319 Indian Road is ready to be reimagined. Interior partially stripped, with portions of the former room divisions removed, offering flexibility to redesign the layout. No installed kitchen. Room names and dimensions describe existing areas; buyers to verify suitability for their intended configuration.

Key facts

Property type
Detached, 3-Storey
MLS®
W13865556
Bedrooms
4
Bathrooms
2
Size
3000-3500 sq ft
Lot
37.5 × 120 ft
Cross streets
Keele/Bloor St W
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Full, Walk-Up, Finished
Heating
Radiant
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,670 / 2025
Days on market
13
Listing brokerage
THE BEHAR GROUP REALTY INC.

Rooms

OfficeMain4.65 × 3.80 m

Window

Utility RoomBasement7.47 × 3.09 m
LoftUpper7.00 × 5.44 m

Unfinished

Living RoomMain7.15 × 4.97 m

bay window · fireplace

LaundryBasement3.09 × 2.72 m
Primary BedroomSecond6.64 × 3.87 m

Window

Bedroom 2Second3.88 × 3.55 m

Window

Great RoomThird10.29 × 7.00 m

Fireplace

SittingSecond6.64 × 3.02 m

Bay Window

SunroomSecond2.80 × 2.03 m

Window

Family RoomMain4.63 × 3.53 m

Bay Window

Bedroom 3Second3.70 × 3.55 m

fireplace · window

RecreationBasement9.68 × 4.96 m

fireplace · window

OtherThird3.54 × 3.39 m

Window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.4 km · 55% at standard
Keele Street Public School · Public elementary0.5 km · 82% at standard
Mountview Alternative School School · Public elementary0.5 km · 83% at standard
Indian Road Crescent Junior Public School · Public elementary0.9 km · 88% at standard
St Luigi Catholic School · Catholic elementary0.9 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.0 km · 77% at standard
Lucy McCormick Senior School · Public elementary1.1 km
Humberside Collegiate Institute · Public secondary1.3 km · 88% at standard
St Rita Catholic School · Catholic elementary1.3 km · 73% at standard
Garden Avenue Junior Public School · Public elementary1.4 km · 91% at standard
The Student School · Public secondary1.4 km
Ursula Franklin Academy · Public secondary1.5 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,288/mo
$310KIncome needed
5.2×Price ÷ income
$1,682Weekly cost
$56,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,288Property tax $889Total carry $8,177

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,073per month

Mortgage amount $1,279,200 · 4.49% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,962Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,073
Property tax
$889
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,962

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Toronto municipal land transfer tax
$28,455
Estimated closing costs
$56,910

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,561/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,675Total interest paid
$2,121,875Total of all payments
Principal $1,279,200 Interest $842,675
YearPrincipalInterestBalance
1$28,546$56,329$1,250,654
2$29,842$55,033$1,220,811
3$31,197$53,678$1,189,614
4$32,614$52,261$1,157,000
5$34,095$50,780$1,122,905
6$35,643$49,232$1,087,263
7$37,261$47,614$1,050,002
8$38,953$45,922$1,011,049
9$40,721$44,154$970,327
10$42,570$42,305$927,757
11$44,503$40,372$883,254
12$46,524$38,351$836,730
13$48,636$36,239$788,094
14$50,844$34,031$737,249
15$53,153$31,722$684,096
16$55,566$29,309$628,530
17$58,089$26,786$570,441
18$60,727$24,148$509,714
19$63,484$21,391$446,230
20$66,366$18,509$379,863
21$69,380$15,495$310,483
22$72,530$12,345$237,953
23$75,823$9,052$162,130
24$79,266$5,609$82,865
25$82,865$2,010$0

At the end of your 5-year term

Total paid over the term
$424,375
Principal paid down
$156,295
Interest paid
$268,080
Balance remaining
$1,122,905

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $10,670− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,214

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE BEHAR GROUP REALTY INC.. MLS®/PropTx.

CallRequest a showing