269 Gary Drive, Toronto, ON

Humberlea-Pelmo Park W4, Toronto · MLS® W13880196

$998,500
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome to Your Next Chapter.
  • Located in Toronto's desirable Old Weston neighbourhood, this charming cozy yet spacious bungalow is ideally situated close to schools, the GO Train, public transit...
  • The finished basement provides valuable additional living space, with potential for an in-law suite or rental opportunity, subject to the appropriate requirements and...

Welcome to Your Next Chapter! Located in Toronto's desirable Old Weston neighbourhood, this charming cozy yet spacious bungalow is ideally situated close to schools, the GO Train, public transit, highways, and parks. Whether you're a family looking for a welcoming community, a commuter seeking convenience, or an investor looking for potential, this property offers an excellent opportunity. Warm and inviting, this home offers plenty of space and great potential, while being ready for your personal touch. With some updating and your own vision, you can transform it into a home that truly reflects your style and needs. Set on a beautiful, generously sized lot surrounded by mature trees and wonderful neighbours, this property offers a rare combination of space, location, and opportunity. There is plenty of room to create something special while enjoying the character and established feel of this wonderful neighbourhood. Whether you're looking to renovate, settle into a cozy bungalow, or invest for the future, the possibilities are endless. The finished basement provides valuable additional living space, with potential for an in-law suite or rental opportunity, subject to the appropriate requirements and approvals, adding even more versatility and value. The property also offers a spacious backyard with room for family activities, outdoor enjoyment and future possibilities. An excellent opportunity for a growing family, multi-generational household, investor or builder looking to create value in a well-established community. Don't miss the opportunity to make this special property your own!

Key facts

Property type
Detached, Bungalow
MLS®
W13880196
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
60 × 120 ft
Cross streets
Oak St / Weston Rd
Parking
2 garage · 5 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,018 / 2025
Days on market
10
Listing brokerage
ANALYST REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is C R Marchant Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Humberlea-Pelmo Park W4, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pelmo Park Public School
43%
Pelmo Park Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 43% meet the provincial standard
St. John the EvangelistEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John the Evangelist Catholic School · Catholic elementary0.7 km · 61% at standard
H J Alexander Community School · Public elementary0.9 km · 68% at standard
Weston Memorial Junior Public School · Public elementary1.3 km · 85% at standard
St Simon Catholic School · Catholic elementary1.4 km · 67% at standard
St Andre Catholic School · Catholic elementary1.7 km · 66% at standard
School of Experiential Education · Public secondary2.0 km
Valleyfield Junior School · Public elementary2.0 km · 77% at standard
St Basil-the-Great College School · Catholic secondary2.1 km · 58% at standard
Chalkfarm Public School · Public elementary2.1 km · 38% at standard
St Bernard Catholic School · Catholic elementary2.1 km · 54% at standard
St Eugene Catholic School · Catholic elementary2.1 km · 78% at standard
Elmlea Junior School · Public elementary2.1 km · 46% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,551/mo
$190KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$32,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,551Property tax $418Total carry $4,969

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,417per month

Mortgage amount $798,800 · 4.49% over 25 years

$199,700Down payment (20.0%)
$798,800Loan before insurance
$0CMHC premium
$4,835Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,417
Property tax
$418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,835

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,445
Toronto municipal land transfer tax
$16,445
Estimated closing costs
$32,890

Plus your down payment of $199,700. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,211Total interest paid
$1,325,011Total of all payments
Principal $798,800 Interest $526,211
YearPrincipalInterestBalance
1$17,826$35,175$780,974
2$18,635$34,365$762,339
3$19,481$33,519$742,858
4$20,366$32,635$722,492
5$21,291$31,710$701,201
6$22,257$30,743$678,944
7$23,268$29,733$655,676
8$24,324$28,676$631,352
9$25,429$27,572$605,924
10$26,583$26,417$579,340
11$27,790$25,210$551,550
12$29,052$23,948$522,498
13$30,371$22,629$492,127
14$31,750$21,250$460,377
15$33,192$19,809$427,186
16$34,699$18,302$392,487
17$36,274$16,726$356,213
18$37,921$15,079$318,292
19$39,643$13,358$278,649
20$41,443$11,558$237,207
21$43,324$9,676$193,882
22$45,292$7,709$148,591
23$47,348$5,653$101,243
24$49,498$3,503$51,745
25$51,745$1,255$0

At the end of your 5-year term

Total paid over the term
$265,002
Principal paid down
$97,599
Interest paid
$167,404
Balance remaining
$701,201

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,018− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,146

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANALYST REALTY INC.. MLS®/PropTx.

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