37 Cynthia Road, Toronto, ON
Rockcliffe-Smythe, Toronto · MLS® W14032776
About this home
In short
- Welcome to 37 Cynthia Rd, a detached bungalow in Roselands, at the end of a quiet cul-de-sac directly across from Scarlett Woods Golf Course and steps from the...
- The home has been updated, renovated and freshly painted, with beautiful hardwood floors throughout, pot lights and a bright eat-in kitchen open to the dining area...
- The open-concept main floor has large principal rooms and a lovely spa-inspired bathroom, renovated this year.
- The spacious primary bedroom has a large window overlooking the private backyard, and the second bedroom opens directly to the backyard deck.
- Ravine quiet, with the city minutes from your door.
Welcome to 37 Cynthia Rd, a detached bungalow in Roselands, at the end of a quiet cul-de-sac directly across from Scarlett Woods Golf Course and steps from the expansive Humber River park and bike trails that go right to Lake Ontario. This 2 plus 1 bedroom home sits on an extra-wide 45 ft x 112 ft lot and suits first-time buyers and downsizers alike. The home has been updated, renovated and freshly painted, with beautiful hardwood floors throughout, pot lights and a bright eat-in kitchen open to the dining area with white shaker cabinets and granite counters. The open-concept main floor has large principal rooms and a lovely spa-inspired bathroom, renovated this year. The spacious primary bedroom has a large window overlooking the private backyard, and the second bedroom opens directly to the backyard deck. Originally a 3-bedroom layout, it was converted into 2 generous bedrooms and can be returned to the original floor plan. A separate side entrance leads to a finished lower level with wide-plank laminate floors and pot lights, a large recreation room, a three-piece bath and an additional bedroom, currently used as a workshop and storage room. Step outside into a private, serene, fully fenced backyard with a low-maintenance Brazilian hardwood deck made for summer dinners. A detached garage and a long private driveway with parking for 5 cars complete the exterior. This move-in-ready home is steps from public transportation, Lambton Golf & Country Club, Scarlett Woods Golf Course, James Gardens and the scenic Humber Trails, and close to the shops along St Clair West, The Stockyards, Old Mill subway station, Hwy 400 and Mount Dennis Station with the UP Express, GO train and Eglinton Crosstown, 16 minutes to Union Station or Pearson Airport. Bloor West Village is a short ride away. Ravine quiet, with the city minutes from your door.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- W14032776
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 45 × 112.5 ft
- Cross streets
- Eglinton Ave. & Scarlett Rd.
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,721 / 2025
- Days on market
- 5
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
pot lights · combined w/living
large closet · laminate
hardwood floor · large closet
pot lights · picture window · combined w/dining
hardwood floor · closet · w/o to deck
Granite Counters
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Roselands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $988/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rockcliffe-Smythe, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,977
- Property tax
- $393
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,370
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,595
- Principal paid down
- $87,873
- Interest paid
- $150,722
- Balance remaining
- $631,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.