5529 Fudge Terrace, Mississauga, ON

Churchill Meadows, Mississauga · MLS® W14084984

$1,098,900
For Sale
Just listed todayNo offer date stated
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4+2Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Beautifully Renovated, Freshly Painted & Meticulously Maintained 4 Bedrooms, 3.5 Bathrooms Semi-Detached House with 2 Bedrooms Basement with Separate Entrance in...
  • Bright & Spacious with Functional Open Concept Layout, Upgraded Bathrooms, Smart Toilet in Powder Room, 9-ft Ceiling on Main Floor, Hardwood Floor Throughout on Main...
  • Spacious Primary Bedroom offers a Walk-in Closet & 4-Piece Ensuite with Separate Shower.
  • Long & Extended Driveway without Sidewalk with 3 Driveway Parking Spaces & 1 Garage Parking Space.
  • Ideally located close to Top-Rated Schools including Stephen Lewis Secondary School, St Joan of Arc School, Parks, Playgrounds, Walking Trails, Erin Mills Shopping...

Beautifully Renovated, Freshly Painted & Meticulously Maintained 4 Bedrooms, 3.5 Bathrooms Semi-Detached House with 2 Bedrooms Basement with Separate Entrance in Highly Sought-after & Most Desirable Family-Friendly Neighborhood of Churchill Meadows Community of Mississauga. Bright & Spacious with Functional Open Concept Layout, Upgraded Bathrooms, Smart Toilet in Powder Room, 9-ft Ceiling on Main Floor, Hardwood Floor Throughout on Main & 2nd Floors, Gas Fireplace, and Access to Garage From House. Upgraded Kitchen Features Modern Tall Extended Cabinetry, Granite Countertop, Stylish Backsplash, & Stainless-Steel Appliances, Front Load Washer Dryer, with Walkout to Private, Landscaped Stamped Concrete & Green Ivy Decorative Fenced Backyard with Gazebo & Storage Shed. Spacious Primary Bedroom offers a Walk-in Closet & 4-Piece Ensuite with Separate Shower. Tons of New Modern Pot Lights, Modern Electrical Fixtures, Newer Upgraded Zebra Window Blinds Throughout & Stamped Concrete on Front Porch & Walkway from Front to Backyard. The Home offers Plenty of Natural Light & Excellent Ventilation. Long & Extended Driveway without Sidewalk with 3 Driveway Parking Spaces & 1 Garage Parking Space. Extra Storage Space on Garage Ceiling. New Wired Connected Smoke & Carbon monoxide Detectors in all Bedrooms & Common Areas on all Floors including Basement. New Wide 2 Ft & 3 Ft Windows in Basement. Ideally located close to Top-Rated Schools including Stephen Lewis Secondary School, St Joan of Arc School, Parks, Playgrounds, Walking Trails, Erin Mills Shopping Plaza, Grocery Stores, Restaurants, Ridgeway Plaza, Medical Clinics, Mosque, Church, Library, Banks, Credit Valley Hospital, Public Transit, Streetsville GO Station & Major Highways including 401, 403, 407 & QEW. Close to Churchill Meadows Community Centre with lots of Activities & Programs.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W14084984
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
26.41 × 108.69 ft
Cross streets
Winston Churchill Blvd / Tacc Dr
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,517 / 2026
Listing brokerage
WORLD CLASS REALTY POINT

Rooms

Bedroom 4Second2.74 × 2.74 m

hardwood floor · pot lights · window

BreakfastMain2.16 × 2.59 m

ceramic floor · w/o to yard · combined w/kitchen

Dining RoomMain3.91 × 5.99 m

hardwood floor · open concept · combined w/living

Bedroom 3Second2.74 × 2.74 m

hardwood floor · pot lights · window

Living RoomMain3.91 × 5.99 m

hardwood floor · combined w/dining · access to garage

Primary BedroomSecond3.43 × 4.27 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Family RoomMain3.00 × 5.03 m

hardwood floor · gas fireplace · open concept

KitchenMain2.16 × 3.20 m

ceramic floor · backsplash · stainless steel appl

BedroomBasement
Bedroom 2Second3.05 × 32.31 m

hardwood floor · pot lights · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.08Mlikely sale price

Listed at $1,098,900. Going by how homes in Churchill Meadows and the wider GTA have actually closed against their asking prices (about 98%, 29 local closings in 90 days), the likely sale price is near $1.08M, if it sells. A realistic range is $1.01M to $1.22M.

Independent value check: $1.01M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $951K and $1.06M).

Why $1.01M. The typical semi-detached home sold in Churchill Meadows over the past year went for about $955K (114 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,517 a year; the typical home sold here pays about $5,900.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$1.01MBelow recent closings$1.22MAbove recent closings

Total price vs nearby homes. Likely closing about $1.08M, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$960Kmedian sold price
100%of asking, on average
−7%prices vs a year ago
~19 dayshomes like this take to sell
$3,888/moest. rent · 5 leases
4.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 6 semi-detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $628/sqft against an area asking average of $627/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Churchill Meadows: 49 of the 304 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Mississauga.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.02M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($628/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Churchill Meadows, from 200 closings in Churchill Meadows.

Sold price trend

Median sold price for semi-detached homes in Churchill Meadows: $973K in September 2026, up 1% from a year ago, on 114 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$963K9
November 2025$948K14
December 2025$955K7
January 2026$936K9
February 2026$925K6
March 2026$968K7
April 2026$925K8
May 2026$965K12
June 2026$961K14
July 2026$975K13
August 2026$945K8
September 2026$973K7

Neighbourhood & location

Churchill Meadows, Mississauga, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowvale
$850K
Erin Mills
$905K
Lisgar
$881K
East Credit
$950K
Erindale
$946K

Typical asking price of active listings of the same type, per area (outliers removed). Mississauga.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,008/mo
$212KIncome needed
5.2×Price ÷ income
$1,156Weekly cost
$18,453Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,008Property tax $543Total carry $5,551

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,861per month

Mortgage amount $879,120 · 4.49% over 25 years

$219,780Down payment (20.0%)
$879,120Loan before insurance
$0CMHC premium
$5,404Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,861
Property tax
$543
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,404

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,453
Estimated closing costs
$18,453

Plus your down payment of $219,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,883/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,122Total interest paid
$1,458,242Total of all payments
Principal $879,120 Interest $579,122
YearPrincipalInterestBalance
1$19,618$38,711$859,502
2$20,509$37,821$838,993
3$21,440$36,890$817,553
4$22,414$35,916$795,139
5$23,431$34,898$771,708
6$24,495$33,835$747,213
7$25,607$32,722$721,605
8$26,770$31,560$694,835
9$27,985$30,344$666,850
10$29,256$29,074$637,594
11$30,584$27,745$607,009
12$31,973$26,357$575,036
13$33,425$24,905$541,611
14$34,942$23,387$506,669
15$36,529$21,801$470,140
16$38,188$20,142$431,952
17$39,921$18,408$392,031
18$41,734$16,596$350,297
19$43,629$14,701$306,668
20$45,610$12,720$261,058
21$47,681$10,649$213,377
22$49,846$8,484$163,532
23$52,109$6,221$111,423
24$54,475$3,855$56,948
25$56,948$1,382$0

At the end of your 5-year term

Total paid over the term
$291,648
Principal paid down
$107,412
Interest paid
$184,236
Balance remaining
$771,708

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Churchill Meadows$3,888/mo
$46,656Gross annual rent
3.1%Cap rate after taxes and upkeep
$3,422 to $4,355Typical rent range
~23 daysTo find a tenant, on average

The suite is real income here: basements rent in Churchill Meadows (49 of 304 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Churchill Meadows signed at a median of $3,647 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,888. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $6,517− Insurance $1,400− Vacancy & upkeep $5,132Net operating income $33,607

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WORLD CLASS REALTY POINT. MLS®/PropTx.

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