44 Cesar Place, Hamilton, ON

Ancaster, Hamilton · MLS® X13519784

$1,499,999
For Sale
Listed 104 days agoNo offer date statedSitting longer than typical
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

This particular 2-storey holds 2535 sqft. with 4 beds, open living space aand 2.5 baths with main floor laundry for easy living. Loaded with pot lights, granite/quartz counter tops.

Key facts

Property type
Detached, 2-Storey
MLS®
X13519784
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
43 × 106 ft
Cross streets
Shaver Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
104
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Primary BedroomSecond5.63 × 4.69 m
LaundryMain0.00 × 0.00 m
BathroomSecond0.00 × 0.00 m

4 Pc Bath

Dining RoomMain3.96 × 3.75 m
BedroomSecond4.11 × 3.38 m
Living RoomMain5.12 × 4.57 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

BedroomSecond4.11 × 3.38 m
BedroomSecond4.05 × 3.38 m
BathroomSecond0.00 × 0.00 m

5 Pc Bath

KitchenMain6.49 × 3.93 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.44Mlikely sale price

Listed at $1,499,999 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $1.44M, typically $1.35M to $1.62M. Comparable closings on their own put this home around $1.13M, about 24% below the ask.

Longer on the market than typical. 104 days on the market against about 45 for homes like it here, and asking 32% above where comparable closings put it.

List price
$1.35MBelow recent closings$1.62MAbove recent closings

Total price vs nearby homes. Likely closing about $1.44M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
104days on market so far
$5,935/moest. rent · 7 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 22 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $545/sqft against an area asking average of $548/sqft.

How this estimate is builtthe short version

I take the 39 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($545/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Delta
$683K
Crown Point
$469K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,836/mo
$295KIncome needed
5.1×Price ÷ income
$1,578Weekly cost
$26,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,836Estimated property tax $937Total carry $7,774

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,635per month

Mortgage amount $1,199,999 · 4.49% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$7,573Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,635
Estimated property tax
$938
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,573

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,031/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$790,501Total interest paid
$1,990,500Total of all payments
Principal $1,199,999 Interest $790,501
YearPrincipalInterestBalance
1$26,779$52,841$1,173,220
2$27,995$51,625$1,145,226
3$29,266$50,354$1,115,960
4$30,595$49,025$1,085,365
5$31,984$47,636$1,053,381
6$33,436$46,184$1,019,946
7$34,954$44,666$984,992
8$36,541$43,079$948,450
9$38,200$41,420$910,250
10$39,935$39,685$870,316
11$41,748$37,872$828,568
12$43,643$35,977$784,924
13$45,625$33,995$739,299
14$47,696$31,924$691,603
15$49,862$29,758$641,741
16$52,126$27,494$589,615
17$54,493$25,127$535,122
18$56,967$22,653$478,155
19$59,553$20,067$418,602
20$62,257$17,363$356,344
21$65,084$14,536$291,260
22$68,039$11,581$223,221
23$71,129$8,491$152,092
24$74,358$5,262$77,734
25$77,734$1,886$0

At the end of your 5-year term

Total paid over the term
$398,100
Principal paid down
$146,618
Interest paid
$251,482
Balance remaining
$1,053,381

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Ancaster$5,935/mo
$71,220Gross annual rent
3.4%Cap rate after taxes and upkeep
$5,347 to $6,410Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Ancaster signed at a median of $5,450 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,935. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $10,500− Insurance $1,400− Vacancy & upkeep $7,834Net operating income $51,486

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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