28 Seymour Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13816922

$1,450,000
For Sale
Listed 23 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this beautifully updated 4 bedroom home tucked away in a quiet, sought-after location.
  • Approximately $450,000 in renovations and improvements have transformed this home over the past 12 years.
  • The kitchen is truly the showstopper, completely rebuilt in 2019 with an expansive open-concept design, a massive island, abundant cabinetry and quality appliances.
  • Two gorgeous upper level bathrooms were completely renovated in 2024, while a huge family room offers plenty of space for relaxing and entertaining.
  • The gorgeous backyard features a beautiful gazebo, updated walkway, a rebuilt and enlarged deck completed in 2024, plus a second upper deck and side garden.

Welcome to this beautifully updated 4 bedroom home tucked away in a quiet, sought-after location. Enjoy the convenience of being within walking distance to schools, trails, Meadowlands shopping, restaurants and movie theatre, as well as the prestigious Hamilton Golf & Country Club, with quick and easy highway access. Approximately $450,000 in renovations and improvements have transformed this home over the past 12 years. The kitchen is truly the showstopper, completely rebuilt in 2019 with an expansive open-concept design, a massive island, abundant cabinetry and quality appliances. The main level was beautifully updated with hardwood flooring throughout and new lighting, creating a warm, stylish and inviting space for both everyday living and entertaining. The inviting living room features a wood burning fireplace and sliding glass doors overlooking the spectacular backyard. Two gorgeous upper level bathrooms were completely renovated in 2024, while a huge family room offers plenty of space for relaxing and entertaining. Step outside to your own private retreat. The gorgeous backyard features a beautiful gazebo, updated walkway, a rebuilt and enlarged deck completed in 2024, plus a second upper deck and side garden. With multiple outdoor spaces for dining, relaxing and entertaining, this is a backyard designed to be enjoyed. The separate entrance to the basement adds excellent flexibility for future use. Additional updates include newer siding, garage door, furnace, driveway and laundry, plus a new refrigerator in 2026. Beautifully maintained and substantially improved over the years, this home offers the rare combination of extensive renovations, exceptional outdoor space and an unbeatable location.

Key facts

Property type
Detached, 2-Storey
MLS®
X13816922
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
72.9 × 114.83 ft
Cross streets
Orton Avenue
Parking
2 garage · 4 parking (attached)
Driveway
Front Yard Parking, Inside Entry
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,665 / 2026
Days on market
23
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Primary BedroomSecond3.49 × 6.13 m
Bedroom 2Second3.87 × 3.48 m
Dining RoomMain3.37 × 4.78 m
BreakfastMain2.91 × 12.11 m
BathroomSecond3.39 × 4.46 m

5 Pc Ensuite

BathroomSecond3.00 × 2.52 m

4 Pc Bath

BedroomSecond3.10 × 3.53 m
Family RoomMain5.39 × 5.74 m
KitchenMain2.93 × 24.10 m
LaundryMain3.87 × 2.13 m
Living RoomMain5.07 × 4.41 m

Fireplace

Bedroom 2Second3.87 × 4.97 m
RecreationLower3.37 × 8.37 m
BathroomMain1.42 × 2.18 m

2 Pc Bath

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.39Mlikely sale price

Listed at $1,450,000. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.39M, if it sells. A realistic range is $1.30M to $1.57M.

Independent value check: $1.42M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.33M and $1.48M).

List price
$1.30MBelow recent closings$1.57MAbove recent closings

Total price vs nearby homes. Likely closing about $1.39M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
23days on market so far
$5,644/moest. rent · 9 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 22 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $527/sqft against an area asking average of $549/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.19M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Delta
$683K
Crown Point
$469K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,609/mo
$279KIncome needed
5.2×Price ÷ income
$1,525Weekly cost
$25,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,609Property tax $722Total carry $7,331

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,414per month

Mortgage amount $1,160,000 · 4.49% over 25 years

$290,000Down payment (20.0%)
$1,160,000Loan before insurance
$0CMHC premium
$7,136Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,414
Property tax
$722
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,136

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,475
Estimated closing costs
$25,475

Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$764,152Total interest paid
$1,924,152Total of all payments
Principal $1,160,000 Interest $764,152
YearPrincipalInterestBalance
1$25,886$51,080$1,134,114
2$27,062$49,904$1,107,052
3$28,290$48,676$1,078,762
4$29,575$47,391$1,049,187
5$30,918$46,048$1,018,269
6$32,321$44,645$985,948
7$33,789$43,177$952,159
8$35,323$41,643$916,836
9$36,927$40,039$879,909
10$38,604$38,363$841,306
11$40,356$36,610$800,949
12$42,189$34,777$758,761
13$44,104$32,862$714,657
14$46,107$30,859$668,550
15$48,200$28,766$620,350
16$50,389$26,578$569,961
17$52,676$24,290$517,285
18$55,068$21,898$462,217
19$57,568$19,398$404,649
20$60,182$16,784$344,466
21$62,915$14,051$281,552
22$65,771$11,195$215,780
23$68,758$8,208$147,023
24$71,879$5,087$75,143
25$75,143$1,823$0

At the end of your 5-year term

Total paid over the term
$384,830
Principal paid down
$141,731
Interest paid
$243,100
Balance remaining
$1,018,269

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Ancaster$5,644/mo
$67,728Gross annual rent
3.5%Cap rate after taxes and upkeep
$5,192 to $6,095Typical rent range
~33 daysTo find a tenant, on average

The suite is real income here: basements rent in Ancaster (5 of 47 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Ancaster signed at a median of $5,450 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,644. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $8,665− Insurance $1,400− Vacancy & upkeep $7,450Net operating income $50,213

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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