1 Chatterson Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13753096

$1,239,000
For Sale
Listed 38 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 1 Chatterson Drive, a beautiful home nestled among mature trees on an oversized corner lot in Ancaster's prestigious Oakhill family neighbourhood.
  • The private property offers an outdoor oasis complete with an on-ground pool, a wrap-around deck, a gazebo, and a custom-built storage shed.
  • Inside, the home has been thoughtfully updated over the years, showcasing a renovated family room with a cozy gas fireplace and a modern kitchen equipped with granite...
  • The main bathrooms and the private ensuite have all been beautifully renovated to create a fresh feel.
  • Important structural and mechanical updates bring peace of mind, including a re-shingled roof, updated insulated garage doors, a pool liner, and a newly installed...

Welcome to 1 Chatterson Drive, a beautiful home nestled among mature trees on an oversized corner lot in Ancaster's prestigious Oakhill family neighbourhood. This impeccably maintained, traditional brick two-storey home features three plus one bedrooms, three plus one bathrooms, and a double car garage with parking space for four vehicles. The private property offers an outdoor oasis complete with an on-ground pool, a wrap-around deck, a gazebo, and a custom-built storage shed. Inside, the home has been thoughtfully updated over the years, showcasing a renovated family room with a cozy gas fireplace and a modern kitchen equipped with granite countertops, a spacious centre island with a breakfast bar, and warm in-floor heating. The main bathrooms and the private ensuite have all been beautifully renovated to create a fresh feel. The fully finished lower level offers a modern touch with neutral paint and new vinyl flooring. Important structural and mechanical updates bring peace of mind, including a re-shingled roof, updated insulated garage doors, a pool liner, and a newly installed internal water control system in the basement. This home is completely move-in ready with an owned water heater and a washer and dryer set. Located just minutes from peaceful conservation areas, scenic hiking trails, parks, great schools, and local shopping, this property also offers easy access to major commuter roads. It is the perfect opportunity and a wonderful match for a growing family.

Key facts

Property type
Detached, 2-Storey
MLS®
X13753096
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
40.26 × 139.84 ft
Cross streets
TERRACE PARK DR/CHATTERSON DR
Parking
2 garage · 6 parking (attached)
Driveway
Private Double, Inside Entry
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
On Ground
Property tax
$9,150 / 2026
Days on market
38
Listing brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Rooms

BathroomMain1.96 × 0.89 m

2 Pc Bath

OfficeMain3.20 × 2.54 m
BathroomBasement2.97 × 1.40 m

3 Pc Bath

Utility RoomBasement9.93 × 3.48 m
BathroomSecond2.51 × 2.21 m

3 Pc Bath

KitchenMain0.00 × 1.19 m
Living RoomMain4.85 × 3.35 m
RecreationBasement7.32 × 3.12 m
Primary BedroomSecond6.68 × 5.36 m
BathroomSecond2.54 × 1.52 m

3 Pc Ensuite

BedroomBasement4.14 × 2.87 m
Dining RoomMain3.48 × 3.35 m
KitchenMain5.66 × 3.89 m
BedroomSecond3.38 × 3.33 m
LaundryMain2.62 × 2.54 m
FoyerMain2.01 × 1.83 m
BedroomSecond4.27 × 3.35 m
Family RoomMain5.36 × 3.63 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.19Mlikely sale price

Listed at $1,239,000. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.19M, if it sells. A realistic range is $1.12M to $1.34M.

Independent value check: $1.50M. Without looking at the asking price, our model values the home itself about 21% above the ask (homes like it typically land between $1.41M and $1.57M).

List price
$1.12MBelow recent closings$1.34MAbove recent closings

Total price vs nearby homes. Likely closing about $1.19M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
38days on market so far
$4,779/moest. rent · 21 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 19 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $551/sqft against an area asking average of $571/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.21M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($551/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Delta
$683K
Waterdown
$1.01M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,647/mo
$244KIncome needed
5.1×Price ÷ income
$1,303Weekly cost
$21,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,647Property tax $763Total carry $6,409

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,481per month

Mortgage amount $991,200 · 4.49% over 25 years

$247,800Down payment (20.0%)
$991,200Loan before insurance
$0CMHC premium
$6,243Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,481
Property tax
$763
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,243

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,255
Estimated closing costs
$21,255

Plus your down payment of $247,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,633/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$652,954Total interest paid
$1,644,154Total of all payments
Principal $991,200 Interest $652,954
YearPrincipalInterestBalance
1$22,119$43,647$969,081
2$23,124$42,643$945,957
3$24,174$41,593$921,783
4$25,271$40,495$896,512
5$26,419$39,348$870,094
6$27,618$38,148$842,476
7$28,872$36,894$813,604
8$30,183$35,583$783,421
9$31,553$34,213$751,867
10$32,986$32,780$718,881
11$34,484$31,282$684,397
12$36,049$29,717$648,348
13$37,686$28,080$610,662
14$39,397$26,369$571,264
15$41,186$24,580$530,078
16$43,056$22,710$487,022
17$45,011$20,755$442,011
18$47,055$18,711$394,956
19$49,191$16,575$345,765
20$51,425$14,341$294,341
21$53,760$12,007$240,581
22$56,200$9,566$184,380
23$58,752$7,014$125,628
24$61,420$4,346$64,208
25$64,208$1,558$0

At the end of your 5-year term

Total paid over the term
$328,831
Principal paid down
$121,106
Interest paid
$207,725
Balance remaining
$870,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Ancaster$4,779/mo
$57,348Gross annual rent
3.3%Cap rate after taxes and upkeep
$4,055 to $5,450Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Ancaster signed at a median of $4,828 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,779. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $9,150− Insurance $1,400− Vacancy & upkeep $6,308Net operating income $40,490

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.

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