51 Chatterson Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13759892

$1,199,000
For Sale
Listed 36 days agoNo offer date stated
3+1Bedrooms
5Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Rare opportunity in one of Ancaster's most sought-after enclaves.
  • Set on an impressive 60 x 110 ft lot, this detached 3+1-bedroom, 4.5-bath home is built for growing and multi-generational families alike.
  • Upstairs, 3 spacious bedrooms include two with private ensuites, offering true privacy and flexibility for guests or extended family.
  • Outside, enjoy a private backyard retreat with a pool, perfect for summer entertaining on this generous, mature lot.
  • Enjoy small-town charm with big-city convenience: boutique shops, cozy cafes, and top restaurants just minutes away, with quick access to Hwy 403 for an easy commute.

Rare opportunity in one of Ancaster's most sought-after enclaves! Set on an impressive 60 x 110 ft lot, this detached 3+1-bedroom, 4.5-bath home is built for growing and multi-generational families alike. Upstairs, 3 spacious bedrooms include two with private ensuites, offering true privacy and flexibility for guests or extended family. The lower level offers excellent potential for an in-law suite, with direct backyard access through a separate door entrance, ideal for extended family, a nanny suite, or income potential. Outside, enjoy a private backyard retreat with a pool, perfect for summer entertaining on this generous, mature lot. Nestled in a quiet, family-friendly pocket close to the charm of Old Ancaster Village, with walking trails and green space just steps away. Enjoy small-town charm with big-city convenience: boutique shops, cozy cafes, and top restaurants just minutes away, with quick access to Hwy 403 for an easy commute. A rare chance to put down roots in one of Ancaster's most established and welcoming communities. Book your showing today!

Key facts

Property type
Detached, 2-Storey
MLS®
X13759892
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
60.13 × 110.23 ft
Cross streets
Terrance Park Dr. & Chatterson Dr.
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
On Ground
Property tax
$8,805 / 2026
Days on market
36
Listing brokerage
EXP REALTY

Rooms

OfficeBasement2.82 × 3.30 m
Primary BedroomSecond6.10 × 3.61 m
RecreationBasement4.01 × 5.36 m
BedroomBasement2.97 × 4.37 m
FoyerMain4.85 × 2.13 m
Family RoomMain4.29 × 5.36 m
Living RoomMain5.46 × 3.43 m
LaundryMain3.43 × 1.78 m
OtherBasement2.46 × 5.51 m
KitchenMain3.68 × 5.59 m
Dining RoomMain4.67 × 3.33 m
Mud RoomMain1.22 × 3.56 m
BedroomSecond3.45 × 2.69 m
DenBasement5.99 × 3.45 m
BedroomSecond4.98 × 3.76 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.15Mlikely sale price

Listed at $1,199,000. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.15M, if it sells. A realistic range is $1.08M to $1.30M.

Independent value check: $1.40M. Without looking at the asking price, our model values the home itself about 17% above the ask (homes like it typically land between $1.31M and $1.47M).

List price
$1.08MBelow recent closings$1.30MAbove recent closings

Total price vs nearby homes. Likely closing about $1.15M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
36days on market so far
$4,898/moest. rent · 12 leases
4.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 11 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $533/sqft against an area asking average of $560/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.17M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($533/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Waterdown
$1.01M
Delta
$683K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,465/mo
$236KIncome needed
5.1×Price ÷ income
$1,261Weekly cost
$20,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,465Property tax $734Total carry $6,198

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$6,037Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$734
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,037

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Estimated closing costs
$20,455

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Ancaster$4,898/mo
$58,776Gross annual rent
3.5%Cap rate after taxes and upkeep
$4,415 to $5,550Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Ancaster signed at a median of $5,037 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,898. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $8,805− Insurance $1,400− Vacancy & upkeep $6,465Net operating income $42,106

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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