41 McNiven Road, Hamilton, ON

Ancaster, Hamilton · MLS® X13565590

$1,190,000
For Sale
Listed 93 days agoNo offer date stated
4+1Bedrooms
5Bathrooms
2Garage · 9 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 41 McNiven Road-a beautifully appointed, turn-key residence offering the perfect blend of traditional elegance and modern functionality on a premium...
  • Approaching nearly 3,000 square feet of expansive finished living space including an extensively updated, fully finished lower level, this home welcomes you with a...
  • Upstairs, the layout features four remarkably spacious bedrooms, highlighted by a massive, 24-foot primary retreat complete with its own private ensuite bath.
  • The lower level has been transformed by a total modern renovation, offering a sleek, contemporary recreation room anchored by a cozy wall-mounted fireplace, a...
  • Step outside into your private backyard oasis, where a stunning in-ground pool and a hot tub nestled beneath a custom pergola await your summer staycations.

Welcome to 41 McNiven Road-a beautifully appointed, turn-key residence offering the perfect blend of traditional elegance and modern functionality on a premium 65x100-foot lot in highly desirable Ancaster. Approaching nearly 3,000 square feet of expansive finished living space including an extensively updated, fully finished lower level, this home welcomes you with a bright, seamless flow, premium scratch-resistant tiling, and a completely carpet-free main and upper level. The sophisticated main floor is built for both grand hosting and cozy family evenings. Unwind in the generous18-foot living room or host holiday gatherings in the elegant, separate formal dining room. The heart of the daily home is a warm family room anchored by a classic wood-burning fireplace and flanked by custom builder built-ins. Nearby, the chef-inspired eat-in kitchen features sleek quartz countertops, timeless custom cabinetry, and a walk-in pantry with the structural flexibility to easily convert back into a main-floor laundry room. Upstairs, the layout features four remarkably spacious bedrooms, highlighted by a massive, 24-foot primary retreat complete with its own private ensuite bath. The lower level has been transformed by a total modern renovation, offering a sleek, contemporary recreation room anchored by a cozy wall-mounted fireplace, a brand-new 3-piece bathroom, and an additional bedroom-providing the ultimate setup for a private guest suite, home office, or teen retreat. Step outside into your private backyard oasis, where a stunning in-ground pool and a hot tub nestled beneath a custom pergola await your summer staycations. Complete with an attached 2-car garage, an expansive interlocking brick driveway with parking for 7 cars, and premium walkways, this exceptional property places you just steps from top-rated Rousseau Public School, the Hamilton Golf &Country Club, and historic downtown Ancaster. Schedule your private viewing today!

Key facts

Property type
Detached, 2-Storey
MLS®
X13565590
Bedrooms
4+1 (5 total)
Bathrooms
5 (2 half)
Size
2000-2500 sq ft
Lot
65.02 × 100.62 ft
Cross streets
McNiven and Golf Links
Parking
2 garage · 9 parking (attached)
Driveway
Inside Entry, Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$7,380 / 2026
Days on market
93
Listing brokerage
HomeLife Power Realty Inc

Rooms

Bedroom 5Basement3.23 × 3.14 m
Bedroom 3Second4.74 × 3.04 m

Carpet Free

BreakfastMain3.35 × 2.50 m

bay window · overlooks backyard

Primary BedroomSecond7.47 × 3.49 m

Carpet Free

Dining RoomMain3.96 × 3.25 m

Carpet Free

KitchenMain3.18 × 3.27 m

ceramic backsplash · overlooks backyard · quartz counter

Bedroom 2Second4.23 × 3.04 m

Carpet Free

Media RoomBasement5.30 × 6.00 m

Electric Fireplace

Mud RoomMain2.10 × 2.27 m

Access To Garage

BathroomSecond3.02 × 2.43 m

5 Pc Bath

Bedroom 4Second3.75 × 3.47 m

Carpet Free

BathroomMain1.30 × 1.55 m

2 Pc Bath

Family RoomMain6.10 × 3.35 m

fireplace · b/i bookcase · carpet free

LaundryBasement3.43 × 2.29 m
BathroomBasement0.00 × 0.00 m

2 Pc Bath

BathroomSecond3.05 × 1.51 m

4 Pc Ensuite

Utility RoomBasement4.92 × 3.26 m
BathroomBasement2.47 × 1.77 m

3 Pc Ensuite

Living RoomMain5.44 × 3.33 m

b/i bookcase · b/i desk · carpet free

PlayBasement5.03 × 3.21 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.14Mlikely sale price

Listed at $1,190,000. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.14M, if it sells. A realistic range is $1.07M to $1.29M.

Independent value check: $1.35M. Without looking at the asking price, our model values the home itself about 14% above the ask (homes like it typically land between $1.27M and $1.42M).

List price
$1.07MBelow recent closings$1.29MAbove recent closings

Total price vs nearby homes. Likely closing about $1.14M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
93days on market so far
$5,080/moest. rent · 7 leases
5.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 13 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $529/sqft against an area asking average of $547/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.12M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($529/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Delta
$683K
Crown Point
$469K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,424/mo
$230KIncome needed
5.2×Price ÷ income
$1,252Weekly cost
$20,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,424Property tax $615Total carry $6,039

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,264per month

Mortgage amount $952,000 · 4.49% over 25 years

$238,000Down payment (20.0%)
$952,000Loan before insurance
$0CMHC premium
$5,879Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,264
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,879

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,275
Estimated closing costs
$20,275

Plus your down payment of $238,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,371/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$627,131Total interest paid
$1,579,131Total of all payments
Principal $952,000 Interest $627,131
YearPrincipalInterestBalance
1$21,245$41,921$930,755
2$22,209$40,956$908,546
3$23,218$39,948$885,329
4$24,272$38,894$861,057
5$25,374$37,791$835,683
6$26,526$36,639$809,157
7$27,730$35,435$781,427
8$28,989$34,176$752,438
9$30,306$32,860$722,132
10$31,681$31,484$690,451
11$33,120$30,045$657,331
12$34,624$28,542$622,707
13$36,196$26,969$586,511
14$37,839$25,326$548,672
15$39,557$23,608$509,115
16$41,353$21,812$467,761
17$43,231$19,934$424,530
18$45,194$17,971$379,337
19$47,246$15,919$332,091
20$49,391$13,774$282,700
21$51,633$11,532$231,066
22$53,978$9,187$177,089
23$56,429$6,737$120,660
24$58,991$4,175$61,669
25$61,669$1,496$0

At the end of your 5-year term

Total paid over the term
$315,826
Principal paid down
$116,317
Interest paid
$199,509
Balance remaining
$835,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Ancaster$5,080/mo
$60,960Gross annual rent
3.8%Cap rate after taxes and upkeep
$4,674 to $5,700Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Ancaster signed at a median of $5,361 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,080. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $7,380− Insurance $1,400− Vacancy & upkeep $6,706Net operating income $45,474

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HomeLife Power Realty Inc. MLS®/PropTx.

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