41 McNiven Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13565590
About this home
Welcome to 41 McNiven Road-a beautifully appointed, turn-key residence offering the perfect blend of traditional elegance and modern functionality on a premium 65x100-foot lot in highly desirable Ancaster. Approaching nearly 3,000 square feet of expansive finished living space including an extensively updated, fully finished lower level, this home welcomes you with a bright, seamless flow, premium scratch-resistant tiling, and a completely carpet-free main and upper level. The sophisticated main floor is built for both grand hosting and cozy family evenings. Unwind in the generous18-foot living room or host holiday gatherings in the elegant, separate formal dining room. The heart of the daily home is a warm family room anchored by a classic wood-burning fireplace and flanked by custom builder built-ins. Nearby, the chef-inspired eat-in kitchen features sleek quartz countertops, timeless custom cabinetry, and a walk-in pantry with the structural flexibility to easily convert back into a main-floor laundry room. Upstairs, the layout features four remarkably spacious bedrooms, highlighted by a massive, 24-foot primary retreat complete with its own private ensuite bath. The lower level has been transformed by a total modern renovation, offering a sleek, contemporary recreation room anchored by a cozy wall-mounted fireplace, a brand-new 3-piece bathroom, and an additional bedroom-providing the ultimate setup for a private guest suite, home office, or teen retreat. Step outside into your private backyard oasis, where a stunning in-ground pool and a hot tub nestled beneath a custom pergola await your summer staycations. Complete with an attached 2-car garage, an expansive interlocking brick driveway with parking for 7 cars, and premium walkways, this exceptional property places you just steps from top-rated Rousseau Public School, the Hamilton Golf &Country Club, and historic downtown Ancaster. Schedule your private viewing today!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13565590
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (2 half)
- Size
- 2000-2500
- Lot
- 65.02 × 100.62 ft
- Cross streets
- McNiven and Golf Links
- Parking
- 2 garage · 9 parking (attached)
- Driveway
- Inside Entry, Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $7,380 / 2026
- Days on market
- 2
- Listing brokerage
- HomeLife Power Realty Inc
Rooms
Carpet Free
bay window · overlooks backyard
Carpet Free
Carpet Free
ceramic backsplash · overlooks backyard · quartz counter
Carpet Free
Electric Fireplace
Access To Garage
5 Pc Bath
Carpet Free
2 Pc Bath
fireplace · b/i bookcase · carpet free
2 Pc Bath
4 Pc Ensuite
3 Pc Ensuite
b/i bookcase · b/i desk · carpet free
Listed at $1,249,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.13M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.28M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.32M
That comparable adjusts to $1.32M; the $1.23M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MCNIVEN at TOMAHAWK is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.23M, median of 15 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $573/sqft.
0 days faster than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MCNIVEN at TOMAHAWK, about 67 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $999,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,336
- Property tax
- $615
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,951
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,473
- Estimated closing costs
- $21,473
Plus your down payment of $249,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $320,157
- Principal paid down
- $127,340
- Interest paid
- $192,817
- Balance remaining
- $872,580
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HomeLife Power Realty Inc. MLS®/PropTx.