309 Amberly Boulevard, Hamilton, ON

Ancaster, Hamilton · MLS® X13614902

$1,199,999
For Sale
Listed 79 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 8 parking
2500-3000Sq ft

About this home

In short

  • 4+2 Bed, 4 Bath Detached Home on a Premium Corner Lot with Basement Apartment.
  • Bright open-concept layout with hardwood floors, pot lights, a newly renovated basement with separate entrance adds strong income potential, all in a prime location.
  • Upstairs offers 4 bedrooms, 7 closets, renovated baths (2025), and master with jacuzzi.
  • Fully renovated in 2025, the walk-out basement is a turnkey rental unit with 2 large bedrooms, full kitchen, full laundry, family room, foyer, and private parking -...
  • Massive corner lot with pool-sized backyard, mature trees, landscaped garden, 6 parking spots and separate basement entrance with awning.

MUST SEE! 4+2 Bed, 4 Bath Detached Home on a Premium Corner Lot with Basement Apartment! Bright open-concept layout with hardwood floors, pot lights, a newly renovated basement with separate entrance adds strong income potential, all in a prime location. Enjoy the large kitchen with quartz counters, S/S appliances, and ample cabinetry, overlooking the family room - great for everyday living and entertaining. Unique main floor full bath + bedroom option, perfect for accessible living, in-laws or multi-gen households. Upstairs offers 4 bedrooms, 7 closets, renovated baths (2025), and master with jacuzzi. Fully renovated in 2025, the walk-out basement is a turnkey rental unit with 2 large bedrooms, full kitchen, full laundry, family room, foyer, and private parking - an excellent revenue-generating opportunity. Massive corner lot with pool-sized backyard, mature trees, landscaped garden, 6 parking spots and separate basement entrance with awning. Prime location just 2 minutes to shops, parks, schools, and quick access to Hwy 403. Flexible Layout + Income Potential Make This a Rare Gem - Move-In Ready with Room to Grow! Upgrades include: Full Basement Apartment (2025), 4 Bathrooms (2025), Potlights (2024)

Key facts

Property type
Detached, 2-Storey
MLS®
X13614902
Bedrooms
4+2 (6 total)
Bathrooms
4
Size
2500-3000 sq ft
Lot
81.38 × 108.6 ft
Cross streets
Wilson St & Amberly Blvd
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Apartment, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Brick, Concrete, Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,409 / 2025
Days on market
79
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomBasement12.00 × 12.00 m

tile floor · window · large closet

BathroomMain8.10 × 4.00 m

3 Pc Bath

BathroomBasement8.00 × 4.00 m

3 Pc Bath

Living RoomBasement11.00 × 11.00 m

laminate · window

OfficeMain12.10 × 9.40 m

laminate · large window

Family RoomMain18.10 × 12.40 m

large window · open concept · laminate

Bedroom 2Basement11.50 × 13.00 m

laminate · large closet

Bedroom 2Second13.30 × 11.20 m

large closet · large window · broadloom

KitchenMain18.10 × 12.10 m

quartz counter · open concept · stainless steel appl

RecreationBasement11.50 × 8.00 m

Laminate

Primary BedroomSecond13.00 × 26.00 m

bay window · 5 pc ensuite · walk-in closet(s)

Bedroom 4Second13.20 × 13.30 m

large closet · large window · broadloom

Living RoomMain15.00 × 11.10 m

bay window · hardwood floor · open concept

Family RoomBasement12.00 × 16.30 m

laminate · window

KitchenBasement11.00 × 6.00 m

laminate · pantry

Bedroom 3Second13.40 × 16.10 m

large closet · large window · broadloom

Dining RoomMain12.50 × 11.10 m

hardwood floor · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.15Mlikely sale price

Listed at $1,199,999. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.15M, if it sells. A realistic range is $1.08M to $1.30M.

Independent value check: $1.30M. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $1.22M and $1.36M).

List price
$1.08MBelow recent closings$1.30MAbove recent closings

Total price vs nearby homes. Likely closing about $1.15M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.20Mmedian sold price
94%of asking, on average
+1%prices vs a year ago
~26 dayshomes like this take to sell
79days on market so far
$5,285/moest. rent · 6 leases
5.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 21 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $436/sqft against an area asking average of $527/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Ancaster: 5 of the 47 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Hamilton.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.12M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver

Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.

Sold price trend

Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.35M17
November 2025$1.14M16
December 2025$1.04M8
January 2026$1.08M14
February 2026$1.15M9
March 2026$1.23M13
April 2026$1.15M18
May 2026$1.20M26
June 2026$1.50M19
July 2026$1.20M22
August 2026$1.23M14
September 2026$1.14M20

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.09M
Dundas
$1.34M
Kirkendall
$800K
Delta
$683K
Crown Point
$469K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,469/mo
$232KIncome needed
5.2×Price ÷ income
$1,262Weekly cost
$20,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,469Property tax $617Total carry $6,087

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,308per month

Mortgage amount $959,999 · 4.49% over 25 years

$240,000Down payment (20.0%)
$959,999Loan before insurance
$0CMHC premium
$5,925Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,308
Property tax
$617
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,925

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,475
Estimated closing costs
$20,475

Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,424/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,401Total interest paid
$1,592,400Total of all payments
Principal $959,999 Interest $632,401
YearPrincipalInterestBalance
1$21,423$42,273$938,576
2$22,396$41,300$916,180
3$23,413$40,283$892,768
4$24,476$39,220$868,292
5$25,587$38,109$842,705
6$26,749$36,947$815,956
7$27,963$35,733$787,993
8$29,233$34,463$758,760
9$30,560$33,136$728,200
10$31,948$31,748$696,252
11$33,398$30,298$662,854
12$34,915$28,781$627,939
13$36,500$27,196$591,439
14$38,157$25,539$553,282
15$39,890$23,806$513,393
16$41,701$21,995$471,692
17$43,594$20,102$428,098
18$45,574$18,122$382,524
19$47,643$16,053$334,881
20$49,806$13,890$285,075
21$52,067$11,629$233,008
22$54,431$9,265$178,577
23$56,903$6,793$121,674
24$59,486$4,210$62,187
25$62,187$1,509$0

At the end of your 5-year term

Total paid over the term
$318,480
Principal paid down
$117,294
Interest paid
$201,186
Balance remaining
$842,705

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Ancaster$5,285/mo
$63,420Gross annual rent
4.0%Cap rate after taxes and upkeep
$4,837 to $5,744Typical rent range
~33 daysTo find a tenant, on average

The suite is real income here: basements rent in Ancaster (5 of 47 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Ancaster signed at a median of $5,440 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,285. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $7,409− Insurance $1,400− Vacancy & upkeep $6,976Net operating income $47,635

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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