144 Lovers Lane, Hamilton, ON
Ancaster, Hamilton · MLS® X13869114
About this home
In short
- Set on an exceptional lot in one of Ancaster's most sought-after established neighbourhoods, this sprawling custom-built two-storey residence offers the space, layout...
- The finished basement adds an extraordinary amount of flexibility, featuring a secondary kitchen, bedrooms, bathrooms, living and recreation spaces, laundry and a...
Set on an exceptional lot in one of Ancaster's most sought-after established neighbourhoods, this sprawling custom-built two-storey residence offers the space, layout and solid construction rarely found in today's market. Lovingly cared for and thoughtfully maintained, the home makes an immediate impression with its grand foyer, sweeping circular staircase and generous principal rooms. The main level is designed for family living and entertaining, with a spacious living room featuring a striking fireplace, dedicated home office, large dining area, expansive kitchen and adjoining family room overlooking the backyard. Direct access to the double-car garage adds everyday convenience. Upstairs, four spacious bedrooms and two bathrooms provide excellent accommodation for a growing family. The finished basement adds an extraordinary amount of flexibility, featuring a secondary kitchen, bedrooms, bathrooms, living and recreation spaces, laundry and a separate entrance from the garage, ideal for extended family, teenagers, guests, entertaining or an in-law arrangement. Tons of appeal here for the family, setting and an opportunity. While the home presents an opportunity to introduce today's finishes and design sensibility, its substantial footprint, generous lot, central location and established neighbourhood provide an exceptional opportunity to create something special. An opportunity to bring new life to a well-built family home in a neighbourhood where space, lot size and location are continually in demand.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13869114
- Bedrooms
- 5
- Bathrooms
- 4 (2 half)
- Size
- 2500-3000 sq ft
- Lot
- 80.16 × 150.31 ft
- Cross streets
- Maureen Ave
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,058 / 2026
- Days on market
- 9
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
2 Pc Bath
5 Pc Bath
2 Pc Bath
4 Pc Ensuite
Listed at $1,399,000. Going by how homes in Ancaster and the wider GTA have actually closed against their asking prices (about 96%, 39 local closings in 90 days), the likely sale price is near $1.34M, if it sells. A realistic range is $1.26M to $1.51M.
Independent value check: $1.56M. Without looking at the asking price, our model values the home itself about 11% above the ask (homes like it typically land between $1.46M and $1.63M).
Total price vs nearby homes. Likely closing about $1.34M, from 39 recent closings in this pocket.
The market behind the math:
About 1.6 months of inventory: 21 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $509/sqft against an area asking average of $524/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.36M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($509/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 39 comparable homes that sold in Ancaster over the past two years, from 300 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $491/sqft; this home lists at $509/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Ancaster: $1.14M in September 2026, up 3% from a year ago, on 196 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.35M | 17 |
| November 2025 | $1.14M | 16 |
| December 2025 | $1.04M | 8 |
| January 2026 | $1.08M | 14 |
| February 2026 | $1.15M | 9 |
| March 2026 | $1.23M | 13 |
| April 2026 | $1.15M | 18 |
| May 2026 | $1.20M | 26 |
| June 2026 | $1.50M | 19 |
| July 2026 | $1.20M | 22 |
| August 2026 | $1.23M | 14 |
| September 2026 | $1.14M | 20 |
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,188
- Property tax
- $838
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,026
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Estimated closing costs
- $24,455
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,295
- Principal paid down
- $136,746
- Interest paid
- $234,549
- Balance remaining
- $982,454
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Ancaster (5 of 47 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Ancaster signed at a median of $4,984 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,059. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.