45 Hurlingham Crescent, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C12948122

$1,780,000
For Sale
Listed 163 days agoNo offer date statedPrice drop likely
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3+1Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 45 Hurlingham Crescent, a bright, beautifully and immaculately updated 3+1 bedrooms, 2 bathrooms, move-in-ready raised bungalow, and prime redevelopment...
  • Featuring a sun-filled open-concept layout, modern kitchen with quartz counters, new flooring, new main bathroom, new window (main bathroom), new paint and a fully...
  • Set on a generous 59.9 ft x 119.16 ft lot, this property also offers incredible potential for rental income as well as redevelopment - build your custom dream home in...
  • Enjoy a large, private backyard perfect for entertaining, and unbeatable access to top-rated schools (Denlow Public School, Winfields Middle School, York Mills...

Welcome to 45 Hurlingham Crescent, a bright, beautifully and immaculately updated 3+1 bedrooms, 2 bathrooms, move-in-ready raised bungalow, and prime redevelopment lot nestled on a quiet, tree-lined street in one of Toronto's most coveted neighbourhoods. Featuring a sun-filled open-concept layout, modern kitchen with quartz counters, new flooring, new main bathroom, new window (main bathroom), new paint and a fully finished basement with a specious recreation room and additional bedroom.This home offers both comfort and versatility. Set on a generous 59.9 ft x 119.16 ft lot, this property also offers incredible potential for rental income as well as redevelopment - build your custom dream home in a prestigious, family dream home enclave surrounded by multimillion dollar estates. Enjoy a large, private backyard perfect for entertaining, and unbeatable access to top-rated schools (Denlow Public School, Winfields Middle School, York Mills Collegiate, St Bonaventure Catholic School), Parks (Mossgrave, Edward Gardens, Kirkwood and Ames Park), Shops at Don Mills, York Mills Garden Plaza, and major transit routes(Highways 401, 404 and Don Valley Parkway). A rare opportunity to own in this prestigious neighbourhood.

Key facts

Property type
Detached, Bungalow
MLS®
C12948122
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
57.9 × 119.16 ft
Cross streets
Leslie/York Mills
Parking
1 garage · 5 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,913 / 2025
Days on market
163
Listing brokerage
HOMELIFE BROADWAY REALTY INC.

Rooms

Bedroom 3Ground2.72 × 3.07 m

window · closet · laminate

Bedroom 2Ground3.75 × 3.07 m

window · closet · laminate

Living RoomGround6.50 × 3.51 m

combined w/dining · w/o to patio · laminate

Dining RoomGround6.50 × 3.51 m

combined w/living · open concept · laminate

Primary BedroomGround3.51 × 3.28 m

window · closet · laminate

RecreationBasement6.32 × 4.04 m

above grade window · separate room · laminate

KitchenGround3.15 × 2.97 m

modern kitchen · quartz counter · backsplash

Bedroom 4Basement3.91 × 3.30 m

above grade window · closet · laminate

Our TakeTeam Asgarian · Broker
In line
$1.68Mest. value

Listed at $1,780,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.68M, typically $1.43M to $1.82M. Comparable closings on their own put this home around $1.44M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

A price cut is the likelier next move. 163 days on the market against about 32 for homes like it here, and asking 6% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $1.51M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.43MBelow recent closings$1.82MAbove recent closings

Total price vs nearby homes. Fair value about $1.68M, median of 41 comparables.

The market behind the math:

21sold nearby · 90 days
$2.12Mmedian sold price
94%of asking, on average
+3%prices vs a year ago
~32 dayshomes like this take to sell
163days on market so far
$3,836/moest. rent · 48 leases
2.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 7 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,369/sqft against an area asking average of $1,147/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 41 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.51M, a bit lower.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 41 comparable homes that sold in Banbury-Don Mills over the past two years, from 162 closings there.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$1.10M
Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near York Mills Collegiate Institute
88%
York Mills Collegiate InstitutePublic · Secondary · 1.1 km awayHigher-rated than most nearby · 88% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Denlow Public School · Public elementary0.7 km · 90% at standard
Windfields Middle School · Public elementary1.0 km · 91% at standard
Rippleton Public School · Public elementary1.2 km · 75% at standard
Norman Ingram Public School · Public elementary1.5 km · 65% at standard
Dunlace Public School · Public elementary1.5 km · 69% at standard
Harrison Public School · Public elementary1.6 km · 82% at standard
Three Valleys Public School · Public elementary1.7 km · 71% at standard
Rene Gordon (Elementary) School · Public elementary1.9 km · 71% at standard
George S Henry Academy · Public secondary2.1 km · 48% at standard
Shaughnessy Public School · Public elementary2.2 km · 68% at standard
Don Mills Middle School · Public elementary2.3 km · 68% at standard
Don Mills Collegiate Institute · Public secondary2.4 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,113/mo
$336KIncome needed
5.3×Price ÷ income
$1,872Weekly cost
$64,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,113Property tax $743Total carry $8,855

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,677per month

Mortgage amount $1,424,000 · 4.24% over 25 years

$356,000Down payment (20.0%)
$1,424,000Loan before insurance
$0CMHC premium
$8,420Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,677
Property tax
$743
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,420

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,075
Toronto municipal land transfer tax
$32,075
Estimated closing costs
$64,150

Plus your down payment of $356,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$9,315/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$879,083Total interest paid
$2,303,083Total of all payments
Principal $1,424,000 Interest $879,083
YearPrincipalInterestBalance
1$32,901$59,222$1,391,099
2$34,311$57,812$1,356,788
3$35,781$56,342$1,321,006
4$37,314$54,809$1,283,692
5$38,913$53,210$1,244,779
6$40,581$51,543$1,204,198
7$42,320$49,804$1,161,878
8$44,133$47,990$1,117,745
9$46,024$46,099$1,071,721
10$47,996$44,127$1,023,725
11$50,053$42,070$973,672
12$52,198$39,926$921,474
13$54,434$37,689$867,040
14$56,767$35,357$810,273
15$59,199$32,924$751,074
16$61,736$30,388$689,339
17$64,381$27,742$624,958
18$67,140$24,984$557,818
19$70,017$22,107$487,801
20$73,017$19,106$414,784
21$76,146$15,978$338,639
22$79,408$12,715$259,230
23$82,811$9,312$176,419
24$86,359$5,764$90,060
25$90,060$2,063$0

At the end of your 5-year term

Total paid over the term
$460,617
Principal paid down
$179,221
Interest paid
$281,395
Balance remaining
$1,244,779

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 48 whole-home leases in Banbury-Don Mills$3,836/mo
$46,032Gross annual rent
1.7%Cap rate after taxes and upkeep
$3,421 to $4,463Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 48 whole-home leases in Banbury-Don Mills signed at a median of $4,089 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,836. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.6%
Gross yield
− Property tax $8,913− Insurance $1,400− Vacancy & upkeep $5,064Net operating income $30,655

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE BROADWAY REALTY INC.. MLS®/PropTx.

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