54 Southwell Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13679156

$1,650,000
For Sale
Listed 27 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
2Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • Rare 70' Lot In The Prestigious Banbury Neighbourhood.
  • An Exceptional Opportunity To Build Your Dream Home On A Premium Wide Lot In One Of Toronto's Most Sought-After Communities.
  • The Existing Bungalow Offers The Flexibility To Move In, Renovate, Rent Out, Or Build New.
  • The Location Is A "10" - Top-Ranked Schools, Shops, Edward Gardens, TTC, Hwy 401 & DVP Are All Just Minutes Away.
  • A Rare Opportunity For Builders, Investors, Or End Users Looking To Create Their Dream Home In An Outstanding Location.

Rare 70' Lot In The Prestigious Banbury Neighbourhood! An Exceptional Opportunity To Build Your Dream Home On A Premium Wide Lot In One Of Toronto's Most Sought-After Communities. The Existing Bungalow Offers The Flexibility To Move In, Renovate, Rent Out, Or Build New. Surrounded By Beautiful Custom Homes In A Mature And Established Neighbourhood. The Location Is A "10" - Top-Ranked Schools, Shops, Edward Gardens, TTC, Hwy 401 & DVP Are All Just Minutes Away. A Rare Opportunity For Builders, Investors, Or End Users Looking To Create Their Dream Home In An Outstanding Location!

Key facts

Property type
Detached, Bungalow
MLS®
C13679156
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
70 × 123 ft
Cross streets
Leslie/York Mills
Parking
2 garage · 7 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,245 / 2025
Days on market
27
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.
Our TakeTeam Asgarian · Broker
In line
$1.62Mest. value

Listed at $1,650,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.62M, typically $1.44M to $1.78M. Comparable closings on their own put this home around $1.55M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.56M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.44MBelow recent closings$1.78MAbove recent closings

Total price vs nearby homes. Fair value about $1.62M, median of 42 comparables.

The market behind the math:

21sold nearby · 90 days
$2.12Mmedian sold price
94%of asking, on average
+3%prices vs a year ago
~32 dayshomes like this take to sell
27days on market so far
$3,871/moest. rent · 47 leases
2.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 7 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,269/sqft against an area asking average of $1,162/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 42 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.56M, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 42 comparable homes that sold in Banbury-Don Mills over the past two years, from 162 closings there.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$1.10M
Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rippleton Public School
75%
Rippleton Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Denlow Public School · Public elementary0.5 km · 90% at standard
Norman Ingram Public School · Public elementary1.2 km · 65% at standard
Windfields Middle School · Public elementary1.3 km · 91% at standard
Three Valleys Public School · Public elementary1.7 km · 71% at standard
Harrison Public School · Public elementary1.8 km · 82% at standard
Dunlace Public School · Public elementary1.8 km · 69% at standard
Don Mills Collegiate Institute · Public secondary2.1 km · 68% at standard
Rene Gordon (Elementary) School · Public elementary2.1 km · 71% at standard
Park Lane Public School · Public elementary2.3 km
Greenland Public School · Public elementary2.3 km · 71% at standard
George S Henry Academy · Public secondary2.3 km · 48% at standard
Cassandra Public School · Public elementary2.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,520/mo
$315KIncome needed
5.2×Price ÷ income
$1,735Weekly cost
$58,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,520Property tax $770Total carry $8,291

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,116per month

Mortgage amount $1,320,000 · 4.24% over 25 years

$330,000Down payment (20.0%)
$1,320,000Loan before insurance
$0CMHC premium
$7,887Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,116
Property tax
$770
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,887

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,475
Toronto municipal land transfer tax
$29,475
Estimated closing costs
$58,950

Plus your down payment of $330,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$8,635/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$814,880Total interest paid
$2,134,880Total of all payments
Principal $1,320,000 Interest $814,880
YearPrincipalInterestBalance
1$30,498$54,897$1,289,502
2$31,805$53,590$1,257,696
3$33,168$52,227$1,224,528
4$34,589$50,806$1,189,939
5$36,071$49,324$1,153,868
6$37,617$47,778$1,116,251
7$39,229$46,166$1,077,022
8$40,910$44,485$1,036,112
9$42,663$42,732$993,449
10$44,491$40,904$948,958
11$46,397$38,998$902,561
12$48,385$37,010$854,176
13$50,459$34,937$803,717
14$52,621$32,774$751,096
15$54,876$30,520$696,221
16$57,227$28,168$638,994
17$59,679$25,716$579,315
18$62,236$23,159$517,078
19$64,903$20,492$452,175
20$67,684$17,711$384,491
21$70,584$14,811$313,907
22$73,609$11,786$240,298
23$76,763$8,632$163,535
24$80,052$5,343$83,482
25$83,482$1,913$0

At the end of your 5-year term

Total paid over the term
$426,976
Principal paid down
$166,132
Interest paid
$260,844
Balance remaining
$1,153,868

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 47 whole-home leases in Banbury-Don Mills$3,871/mo
$46,452Gross annual rent
1.9%Cap rate after taxes and upkeep
$3,506 to $4,584Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 47 whole-home leases in Banbury-Don Mills signed at a median of $4,089 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,871. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $9,245− Insurance $1,400− Vacancy & upkeep $5,110Net operating income $30,697

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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