19 Fifeshire Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13106346

$9,380,000
For Sale
Listed 126 days agoNo offer date statedPrice drop likely
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5+2Bedrooms
8Bathrooms
3Garage · 15 parking
5,000Sq ft

About this home

In short

  • This Attractive Residence Is Nestled On Tranquil Professionally Landscape Garden Setting In One Of Toronto's Finest Areas.
  • Featuring Over 20 Feet Ceiling In Living Room Overlooking Backyard With Open Concept.
  • Unique Loft At Top Floor, Gourmet Kitchen With Granite Central Island Counter Top, Built In Appliances.
  • Second Kitchen in main floor, Office With Wet Bar, Sauna, Jacuzzi, Walk Out Basement With Wet Bar And Fireplace. professionally designed back yard with Pool.

Completely Renovated!This Attractive Residence Is Nestled On Tranquil Professionally Landscape Garden Setting In One Of Toronto's Finest Areas. Featuring Over 20 Feet Ceiling In Living Room Overlooking Backyard With Open Concept. Unique Loft At Top Floor, Gourmet Kitchen With Granite Central Island Counter Top, Built In Appliances. Second Kitchen in main floor, Office With Wet Bar, Sauna, Jacuzzi, Walk Out Basement With Wet Bar And Fireplace. professionally designed back yard with Pool.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13106346
Bedrooms
5+2 (7 total)
Bathrooms
8 (2 half)
Size
5,000 sq ft
Lot
110.82 × 177.83 ft
Cross streets
Bayview/Fifeshire
Parking
3 garage · 15 parking (attached)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Outdoor
Property tax
$23,304 / 2025
Days on market
126
Listing brokerage
JDL REALTY INC.
Our TakeTeam Asgarian · Broker
Worth a closer look
$3.74Mest. value

Listed at $9,380,000. My estimate lands at $3.74M, so the ask sits about 151% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 126 days on the market against about 46 for homes like it here, and asking 151% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $3.92M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$3.18MBelow recent closings$9.38MAbove recent closings

Total price vs nearby homes. Fair value about $3.74M, median of 14 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
126days on market so far
$12,841/moest. rent · 13 leases
1.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.8 months of inventory: 37 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,876/sqft against an area asking average of $1,273/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 14 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.92M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$7.86Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.74M, which is where my estimate comes from.

Per square foot, these ask about $1,572/sqft; this home lists at $1,876/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
9.38MThis home7.10M10.20M7.50M8.00M6.50MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.6 km · 59% at standard
Harrison Public School · Public elementary1.0 km · 82% at standard
Avondale Alternative Elementary School · Public elementary1.1 km · 94% at standard
Avondale Public School · Public elementary1.1 km · 70% at standard
Windfields Middle School · Public elementary1.5 km · 91% at standard
Dunlace Public School · Public elementary1.8 km · 69% at standard
Hollywood Public School · Public elementary1.8 km · 96% at standard
St Edward Catholic School · Catholic elementary2.0 km · 89% at standard
Cardinal Carter ES · Catholic elementary2.0 km
Cardinal Carter Academy for the Arts · Catholic secondary2.0 km · 92% at standard
Elkhorn Public School · Public elementary2.0 km · 85% at standard
Claude Watson School for the Arts · Public elementary2.1 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$42,751/mo
$1680KIncome needed
5.6×Price ÷ income
$9,866Weekly cost
$603,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $42,751Property tax $1,942Total carry $44,693

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$40,455per month

Mortgage amount $7,504,000 · 4.24% over 25 years

$1,876,000Down payment (20.0%)
$7,504,000Loan before insurance
$0CMHC premium
$42,397Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$40,455
Property tax
$1,942
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$42,397

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$220,975
Toronto municipal land transfer tax
$382,375
Estimated closing costs
$603,350

Plus your down payment of $1,876,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$49,087/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$4,632,472Total interest paid
$12,136,472Total of all payments
Principal $7,504,000 Interest $4,632,472
YearPrincipalInterestBalance
1$173,379$312,080$7,330,621
2$180,808$304,651$7,149,814
3$188,555$296,904$6,961,259
4$196,635$288,824$6,764,624
5$205,060$280,398$6,559,563
6$213,847$271,612$6,345,716
7$223,010$262,449$6,122,706
8$232,566$252,893$5,890,140
9$242,532$242,927$5,647,608
10$252,924$232,535$5,394,684
11$263,762$221,697$5,130,923
12$275,064$210,395$4,855,859
13$286,850$198,609$4,569,009
14$299,141$186,318$4,269,868
15$311,959$173,500$3,957,909
16$325,327$160,132$3,632,582
17$339,267$146,192$3,293,316
18$353,804$131,655$2,939,512
19$368,964$116,495$2,570,547
20$384,774$100,685$2,185,773
21$401,262$84,197$1,784,511
22$418,455$67,003$1,366,056
23$436,386$49,073$929,670
24$455,085$30,374$474,585
25$474,585$10,874$0

At the end of your 5-year term

Total paid over the term
$2,427,294
Principal paid down
$944,437
Interest paid
$1,482,858
Balance remaining
$6,559,563

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in St. Andrew-Windfields$12,841/mo
$154,092Gross annual rent
1.2%Cap rate after taxes and upkeep
$11,924 to $14,685Typical rent range
~35 daysTo find a tenant, on average

About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in St. Andrew-Windfields signed at a median of $12,591 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $12,841. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.6%
Gross yield
− Property tax $23,304− Insurance $1,400− Vacancy & upkeep $16,950Net operating income $112,438

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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