92 Balmoral Avenue, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13506924
About this home
In short
- An architectural masterpiece in the heart of Yonge & St.
- This stunningly renovated, turnkey 3-storey residence effortlessly blends editorial luxury with modern family functionality.
- The open-concept main floor boasts wide-plank white oak flooring, a sleek fireplace, and a sculptural staircase with minimalist glass railings.
- A chef's kitchen features a premium centre island and a seamless walkout to a private deck and beautifully landscaped garden oasis.
- The crowning jewel is the 3rd-floor primary retreat-a private sanctuary with custom built-ins, a large walk-in closet, a spa-like 5-piece ensuite with heated floors...
An architectural masterpiece in the heart of Yonge & St. Clair. This stunningly renovated, turnkey 3-storey residence effortlessly blends editorial luxury with modern family functionality.The open-concept main floor boasts wide-plank white oak flooring, a sleek fireplace, and a sculptural staircase with minimalist glass railings. A chef's kitchen features a premium centre island and a seamless walkout to a private deck and beautifully landscaped garden oasis. A rare main-floor powder room features heated floors.The crowning jewel is the 3rd-floor primary retreat-a private sanctuary with custom built-ins, a large walk-in closet, a spa-like 5-piece ensuite with heated floors, and a walkout to a sun-drenched deck overlooking serene green space. Two additional generous bedrooms feature custom closets, one with its own 3-piece ensuite.The finished lower level is an entertainer's dream, offering a massive recreation room with custom millwork, a bar, a renovated 3-piece bath, laundry and deep storage.Unmatched winter convenience includes a legally licensed front-pad parking space equipped with a built-in snow-melt system and wired for EV charger. Steps to elite schools, transit, and fine dining. An exceptional, rare lifestyle opportunity in Midtown Toronto's most coveted neighborhood.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13506924
- Bedrooms
- 3
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 17.75 × 107 ft
- Cross streets
- Yonge & Balmoral
- Parking
- 1 garage (none)
- Driveway
- Front Yard Parking
- Basement
- Full, Finished
- Heating
- Heat Pump
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,522 / 2026
- Days on market
- 111
- Listing brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
Listed at $2,688,000. Going by how homes in Yonge-St. Clair and the wider GTA have actually closed against their asking prices (about 98%, 6 local closings in 90 days), the likely sale price is near $2.62M, if it sells. A realistic range is $2.45M to $2.95M.
Independent value check: $2.74M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $2.57M and $2.87M).
Why $2.74M. The typical semi-detached home sold in Yonge-St. Clair over the past year went for about $2.78M (23 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $12,522 a year; the typical home sold here pays about $13,900.
- ▲ Raises it3 bedrooms and 5 baths, against 4+1 and 4 typically.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Likely closing about $2.62M, from 6 recent closings in this pocket.
The market behind the math:
About 2.5 months of inventory: 5 semi-detached homes for sale in the area against 6 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,195/sqft against an area asking average of $1,490/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.54M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Yonge-St. Clair, so I widened the search to the surrounding area.
Based on 3 homes sold on this street over the past two years, plus 2 nearby in Yonge-St. Clair, from 44 closings in Yonge-St. Clair.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $2.74M, which is where my estimate comes from.
Per square foot, these ask about $1,490/sqft; this home lists at $1,195/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.08M | 252 |
| November 2025 | $1.03M | 207 |
| December 2025 | $967K | 117 |
| January 2026 | $997K | 100 |
| February 2026 | $1.09M | 151 |
| March 2026 | $1.18M | 180 |
| April 2026 | $1.18M | 242 |
| May 2026 | $1.18M | 282 |
| June 2026 | $1.21M | 262 |
| July 2026 | $999K | 237 |
| August 2026 | $970K | 166 |
| September 2026 | $1.12M | 213 |
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,150,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,890
- Property tax
- $1,044
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,675
- Toronto municipal land transfer tax
- $53,675
- Estimated closing costs
- $107,350
Plus your down payment of $537,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $713,396
- Principal paid down
- $262,739
- Interest paid
- $450,657
- Balance remaining
- $1,887,661
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Yonge-St. Clair signed at a median of $7,586 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,798. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.