92 Balmoral Avenue, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13506924
About this home
An architectural masterpiece in the heart of Yonge & St. Clair. This stunningly renovated, turnkey 3-storey residence effortlessly blends editorial luxury with modern family functionality.The open-concept main floor boasts wide-plank white oak flooring, a sleek fireplace, and a sculptural staircase with minimalist glass railings. A chef's kitchen features a premium centre island and a seamless walkout to a private deck and beautifully landscaped garden oasis. A rare main-floor powder room features heated floors.The crowning jewel is the 3rd-floor primary retreat-a private sanctuary with custom built-ins, a large walk-in closet, a spa-like 5-piece ensuite with heated floors, and a walkout to a sun-drenched deck overlooking serene green space. Two additional generous bedrooms feature custom closets, one with its own 3-piece ensuite.The finished lower level is an entertainer's dream, offering a massive recreation room with custom millwork, a bar, a renovated 3-piece bath, laundry and deep storage.Unmatched winter convenience includes a legally licensed front-pad parking space equipped with a built-in snow-melt system and wired for EV charger. Steps to elite schools, transit, and fine dining. An exceptional, rare lifestyle opportunity in Midtown Toronto's most coveted neighborhood.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13506924
- Bedrooms
- 3
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500
- Lot
- 17.75 × 107 ft
- Cross streets
- Yonge & Balmoral
- Parking
- 1 garage (none)
- Driveway
- Front Yard Parking
- Basement
- Full, Finished
- Heating
- Heat Pump
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,522 / 2026
- Days on market
- 17
- Listing brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Deer Park Cres East Side is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 33% above the area average of $896/sqft.
13 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: St Clair Ave West at Deer Park Cres East Side, about 232 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,150,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,475
- Property tax
- $1,044
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,519
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,675
- Toronto municipal land transfer tax
- $53,675
- Estimated closing costs
- $107,350
Plus your down payment of $537,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $688,520
- Principal paid down
- $273,854
- Interest paid
- $414,666
- Balance remaining
- $1,876,546
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.