45 Heath Street, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13875390
About this home
In short
- Welcome to 45 Heath Street West, an exceptional residence situated on one of Deer Park's most coveted and picturesque streets.
- Beautifully set back from the road, this distinguished home offers a private urban oasis in the heart of Toronto, blending sophistication, comfort, privacy, &...
- Inside, the foyer opens to a beautifully appointed main level featuring hardwood flooring & an inviting open-concept layout.
- The spacious primary suite is bright & beautifully appointed, featuring 3 large windows, a luxurious four-piece ensuite w/heated flooring & a generous walk-in closet.
- Sliding glass doors walk-out to a private oasis with southern exposure, peaceful & luxurious.
Welcome to 45 Heath Street West, an exceptional residence situated on one of Deer Park's most coveted and picturesque streets. Beautifully set back from the road, this distinguished home offers a private urban oasis in the heart of Toronto, blending sophistication, comfort, privacy, & convenience. The property features an oversized lot, heated driveway parking up to 6 vehicles, along with a built-in 1.5 car garage. Elegant red-brick masonry creates a lasting first impression, with a graceful staircase leading to an expansive front terrace and striking arched entranceway. Inside, the foyer opens to a beautifully appointed main level featuring hardwood flooring & an inviting open-concept layout. At the heart of the home is a true chef's kitchen, carefully designed for everyday living & entertaining. It features a Sub-Zero fridge, Wolf four-burner gas range with professional-style hood, large centre island that can easily seat six, a wall pantry with wet bar, & a bright sun-filled breakfast nook. A walk-out leads to the elevated rear deck, with a brick wood oven and gas BBQ facilities. The kitchen flows into the elegant dining room, enhanced with built-in speakers & buffet. The sophisticated living room features graceful arched windows overlooking the front terrace, while a built-in gas fireplace provides a warm & inviting focal point. A stunning spiral staircase leads to the second level, where three generously proportioned bedrooms provide exceptional comfort & privacy. The spacious primary suite is bright & beautifully appointed, featuring 3 large windows, a luxurious four-piece ensuite w/heated flooring & a generous walk-in closet. The two additional bedrooms are south-facing, sun-filled & share a thoughtfully designed three-piece bathroom. The above-grade lower level features nine-foot ceilings, a powder room, garage access, & large recreation room with a gas fireplace. Sliding glass doors walk-out to a private oasis with southern exposure, peaceful & luxurious.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13875390
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (2 half)
- Size
- 2000-2500 sq ft
- Lot
- 27.14 × 158.54 ft
- Cross streets
- YONGE / ST. CLAIR
- Parking
- 1.5 garage · 7 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Flat, Shingles
- Sewer
- Sewer
- Property tax
- $14,605 / 2026
- Days on market
- 11
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
gas fireplace · large window · crown moulding
large closet · south view · broadloom
2 pc bath · hardwood floor · crown moulding
overlooks backyard · skylight · hardwood floor
walk-in closet(s) · overlooks backyard · broadloom
access to garage · laminate · laundry sink
walk-out · centre island · wet bar
w/o to garden · gas fireplace · 2 pc bath
walk-in closet(s) · 4 pc ensuite · broadloom
open concept · built-in speakers · b/i bar
w/w closet · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $1,418/sqft; this home lists at $1,553/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,796,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,460
- Property tax
- $1,217
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,677
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,850
- Toronto municipal land transfer tax
- $78,800
- Estimated closing costs
- $152,650
Plus your down payment of $699,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $927,574
- Principal paid down
- $341,620
- Interest paid
- $585,954
- Balance remaining
- $2,454,380
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.