108 Heath Street, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13793092

$4,795,000
For Sale
Listed 33 days agoNo offer date stated
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4+1Bedrooms
6Bathrooms
1Garage · 2 parking
3500-5000Sq ft

About this home

In short

  • Stunning New Build In The Heart Of Deer Park.
  • Offering A Thoughtfully Designed Layout Ideal For Both Everyday Living And Entertaining, This Beauty Includes A Main Floor With Large Living And Dining Areas, An...
  • The Second Floor Has An Open-Concept Lounge With Additional Sizeable Bedrooms Plus A Laundry Room, Offering Comfort And Flexibility For Family Living.
  • The Basement Offers Radiant Flooring Throughout, With A Large Recreation Room And Walkout To The Rear Yard, Providing Even More Exceptional Living And Entertaining Space.
  • Easy Mobility Throughout The Home With A Built-In Garage And Elevator Access To All Levels.

Stunning New Build In The Heart Of Deer Park. This Gorgeous Newly Constructed Home, Designed And Built By Khales Corp., Showcases Executive Living Over Three Stories With Exceptional Attention To Detail, Beautiful Proportions And Stunning Finishes Throughout. Offering A Thoughtfully Designed Layout Ideal For Both Everyday Living And Entertaining, This Beauty Includes A Main Floor With Large Living And Dining Areas, An Open-Concept Gourmet Kitchen With Pantry, Eat-In Island And Breakfast Area, And A Huge Family Room With Flush Walkout To The Deck And Large Yard. The Primary Bedroom Is Situated Over The Sprawling Third Floor, Creating A Private Retreat Complete With Its Own Deck, Large Walk-In His-And-Hers Closets, And A Spacious Ensuite With An Additional Study And/Or Nursery. The Second Floor Has An Open-Concept Lounge With Additional Sizeable Bedrooms Plus A Laundry Room, Offering Comfort And Flexibility For Family Living. The Basement Offers Radiant Flooring Throughout, With A Large Recreation Room And Walkout To The Rear Yard, Providing Even More Exceptional Living And Entertaining Space. Easy Mobility Throughout The Home With A Built-In Garage And Elevator Access To All Levels. Steps To Yonge Street And St. Clair, With Easy Access To Public Transportation And Just Steps To Summerhill, Offering Outstanding Convenience In One Of Toronto's Most Desirable Neighbourhoods. This Masterpiece Is Not To Be Missed.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13793092
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
23.5 × 140 ft
Cross streets
Yonge & St. Clair
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
33
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Living RoomMain6.28 × 4.39 m

hardwood floor · picture window · combined w/dining

Bedroom 4Third3.37 × 4.57 m

hardwood floor · pot lights · 4 pc ensuite

Powder RoomMain1.42 × 1.75 m

pot lights · quartz counter

BreakfastMain2.75 × 3.20 m

hardwood floor · pot lights

Primary BedroomThird6.28 × 8.40 m

hardwood floor · pot lights · 6 pc ensuite

Bedroom 5Basement3.27 × 4.32 m

hardwood floor · pot lights · above grade window

RecreationBasement6.28 × 6.61 m

hardwood floor · pot lights · above grade window

FoyerMain2.53 × 2.96 m

heated floor · double closet

LaundryBasement2.63 × 4.07 m
StudySecond3.37 × 3.95 m
Bedroom 3Second6.28 × 5.91 m

hardwood floor · pot lights · 4 pc ensuite

BathroomBasement1.46 × 3.66 m

tile floor · pot lights · quartz counter

Family RoomMain0.00 × 0.00 m

hardwood floor · pot lights · picture window

LaundrySecond1.43 × 1.75 m

tile floor · pot lights

Bedroom 2Second3.52 × 4.70 m

hardwood floor · pot lights · 4 pc ensuite

KitchenMain3.52 × 7.43 m

quartz counter · stainless steel appl · centre island

Dining RoomMain4.95 × 3.02 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$3.70Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $1,503/sqft; this home lists at $1,128/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
4.79MThis home6.20M3.50M2.69M4.25M1.85MThis home vs active comparables

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$2.07M
Mount Pleasant East
$1.36M
Wychwood
$1.14M
University
$1.75M
Corso Italia-Davenport
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary1.1 km · 100% at standard
Davisville Junior Public School · Public elementary1.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.2 km
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
Oriole Park Junior Public School · Public elementary1.7 km · 100% at standard
Hillcrest Community School · Public elementary1.7 km · 85% at standard
Whitney Junior Public School · Public elementary1.8 km · 94% at standard
Hodgson Middle School · Public elementary1.8 km · 76% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.9 km · 87% at standard
Rosedale Junior Public School · Public elementary2.0 km · 94% at standard
Huron Street Junior Public School · Public elementary2.1 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$21,854/mo
$936KIncome needed
5.1×Price ÷ income
$5,043Weekly cost
$238,600Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $21,854Estimated property tax $2,997Total carry $24,851

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,210per month

Mortgage amount $3,836,000 · 4.49% over 25 years

$959,000Down payment (20.0%)
$3,836,000Loan before insurance
$0CMHC premium
$24,207Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,210
Estimated property tax
$2,997
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,207

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$106,350
Toronto municipal land transfer tax
$132,250
Estimated closing costs
$238,600

Plus your down payment of $959,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$25,671/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,526,971Total interest paid
$6,362,971Total of all payments
Principal $3,836,000 Interest $2,526,971
YearPrincipalInterestBalance
1$85,603$168,916$3,750,397
2$89,490$165,029$3,660,907
3$93,553$160,966$3,567,354
4$97,801$156,718$3,469,553
5$102,241$152,277$3,367,312
6$106,884$147,635$3,260,428
7$111,736$142,782$3,148,692
8$116,810$137,709$3,031,882
9$122,113$132,405$2,909,769
10$127,658$126,861$2,782,111
11$133,454$121,065$2,648,657
12$139,513$115,006$2,509,143
13$145,848$108,671$2,363,296
14$152,470$102,049$2,210,826
15$159,393$95,126$2,051,433
16$166,630$87,889$1,884,803
17$174,195$80,324$1,710,608
18$182,104$72,414$1,528,504
19$190,373$64,146$1,338,131
20$199,016$55,502$1,139,114
21$208,053$46,466$931,062
22$217,499$37,020$713,563
23$227,374$27,144$486,189
24$237,698$16,821$248,490
25$248,490$6,028$0

At the end of your 5-year term

Total paid over the term
$1,272,594
Principal paid down
$468,688
Interest paid
$803,906
Balance remaining
$3,367,312

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $33,565− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $43,533

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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