130 B Farnham Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13760890

$6,195,000
For Sale
Listed 40 days agoNo offer date stated
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4Bedrooms
6Bathrooms
1Garage · 3 parking
3500-5000Sq ft

About this home

In short

  • Luxury Without Compromise.
  • At the heart of the home, a chef's kitchen - featuring a 48" Wolf gas range, an expansive 8-foot island, and bespoke finishes throughout.
  • The adjoining family room is both inviting and refined, anchored by a gas fireplace and seamlessly connected to your private backyard oasis - complete with a pool and...
  • The spa-inspired 5-piece ensuite features a deep soaker tub, steam shower, double vanity, and heated marble floors.
  • A second bedroom on this level includes its own 3-piece ensuite and walk-in closet, while a convenient laundry room completes the floor.

Luxury Without Compromise. A Residence That Defines Elevated Living. Welcome to 130B Farnham Avenue - a 3,501 sf (above grade) custom-built, four-level masterpiece where every detail has been thoughtfully curated to deliver the ultimate in luxury living. Inspired by the elegance of a London brownstone, this exceptional home blends timeless sophistication with modern comfort in one of Toronto's most coveted neighbourhoods. At the heart of the home, a chef's kitchen - featuring a 48" Wolf gas range, an expansive 8-foot island, and bespoke finishes throughout. The adjoining family room is both inviting and refined, anchored by a gas fireplace and seamlessly connected to your private backyard oasis - complete with a pool and hot tub, perfect for entertaining or unwinding in total privacy. Upstairs, the second level offers a tranquil retreat. The primary suite evokes a five-star hotel experience, with a gas fireplace, ambient pot lighting, and his and hers walk-in closets. The spa-inspired 5-piece ensuite features a deep soaker tub, steam shower, double vanity, and heated marble floors. A second bedroom on this level includes its own 3-piece ensuite and walk-in closet, while a convenient laundry room completes the floor. The third level offers exceptional versatility - ideal as a secondary primary suite or an executive home office. This stunning space features a gas fireplace, a luxurious 3-piece ensuite, and a private minibar, creating the perfect self-contained retreat. Walk out to a sun-drenched south-facing terrace with captivating CN Tower views. A fourth bedroom with its own private terrace provides additional space for family or guests. The lower level is designed for both lifestyle and function - showcasing a custom, 500 btl. climate-controlled wine cellar, a fully equipped home gym, a media/rec room, and a 3-piece bath. A thoughtfully designed mudroom leads to the heated 1-car garage, while a heated driveway and front steps provide the ultimate convenience.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13760890
Bedrooms
4
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
25 × 133.99 ft
Cross streets
Avenue Rd.& St.Clair
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Cedar, Membrane, Shake
Sewer
Sewer
Pool
Inground
Property tax
$21,158 / 2026
Days on market
40
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

KitchenMain6.73 × 3.37 m

hardwood floor · centre island · marble counter

LaundrySecond2.90 × 3.22 m

ceramic floor · large closet · laundry sink

Bedroom 4Third4.55 × 4.33 m

3 pc ensuite · walk-in closet(s) · w/o to balcony

BreakfastMain2.90 × 4.40 m

pantry · pot lights

Mud RoomBasement0.00 × 0.00 m

ceramic floor · closet

Media RoomBasement4.18 × 5.96 m

hardwood floor · w/o to pool · bar sink

Bedroom 3Third4.14 × 5.15 m

3 pc ensuite · fireplace · w/o to terrace

Exercise RoomBasement3.65 × 3.25 m

pot lights · mirrored walls · double doors

Primary BedroomSecond5.72 × 3.81 m

hardwood floor · fireplace · 5 pc ensuite

Utility RoomBasement1.73 × 1.77 m

ceramic floor · sump pump

Family RoomMain3.83 × 5.65 m

hardwood floor · w/o to deck · fireplace

OtherBasement6.70 × 7.50 m

marble floor · b/i shelves

FoyerMain2.71 × 2.44 m

marble floor · large closet · panelled

Bedroom 2Second3.61 × 4.44 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Dining RoomMain3.64 × 4.36 m

hardwood floor · pot lights · crown moulding

Living RoomMain3.65 × 6.22 m

hardwood floor · window floor to ceiling · crown moulding

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$3.42Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $1,437/sqft; this home lists at $1,458/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
6.20MThis home4.79M3.50M2.69M4.25M1.85MThis home vs active comparables

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$2.07M
Wychwood
$1.14M
Mount Pleasant East
$1.36M
University
$1.75M
Palmerston-Little Italy
$1.68M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.5 km · 100% at standard
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.3 km · 87% at standard
Hillcrest Community School · Public elementary1.5 km · 85% at standard
Huron Street Junior Public School · Public elementary1.5 km · 74% at standard
Rosedale Junior Public School · Public elementary1.5 km · 94% at standard
Whitney Junior Public School · Public elementary1.7 km · 94% at standard
Davisville Junior Public School · Public elementary1.7 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.7 km
Forest Hill Junior and Senior Public School · Public elementary1.8 km · 82% at standard
Palmerston Avenue Junior Public School · Public elementary2.1 km · 80% at standard
Hodgson Middle School · Public elementary2.2 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$28,235/mo
$1129KIncome needed
5.5×Price ÷ income
$6,516Weekly cost
$348,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $28,235Property tax $1,763Total carry $29,998

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$27,403per month

Mortgage amount $4,956,000 · 4.49% over 25 years

$1,239,000Down payment (20.0%)
$4,956,000Loan before insurance
$0CMHC premium
$29,166Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$27,403
Property tax
$1,763
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$29,166

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$141,350
Toronto municipal land transfer tax
$207,200
Estimated closing costs
$348,550

Plus your down payment of $1,239,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$33,166/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,264,772Total interest paid
$8,220,772Total of all payments
Principal $4,956,000 Interest $3,264,772
YearPrincipalInterestBalance
1$110,597$218,234$4,845,403
2$115,618$213,213$4,729,785
3$120,868$207,963$4,608,917
4$126,356$202,475$4,482,561
5$132,093$196,738$4,350,468
6$138,090$190,741$4,212,378
7$144,360$184,471$4,068,018
8$150,915$177,916$3,917,103
9$157,767$171,064$3,759,336
10$164,930$163,901$3,594,406
11$172,419$156,412$3,421,987
12$180,247$148,584$3,241,740
13$188,431$140,400$3,053,309
14$196,987$131,844$2,856,322
15$205,931$122,900$2,650,392
16$215,281$113,550$2,435,111
17$225,055$103,776$2,210,056
18$235,274$93,557$1,974,782
19$245,956$82,875$1,728,826
20$257,123$71,707$1,471,703
21$268,798$60,033$1,202,905
22$281,002$47,829$921,902
23$293,761$35,070$628,141
24$307,099$21,732$321,042
25$321,042$7,788$0

At the end of your 5-year term

Total paid over the term
$1,644,154
Principal paid down
$605,532
Interest paid
$1,038,623
Balance remaining
$4,350,468

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $21,158− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $55,940

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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