99 Bannockburn Avenue, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13584906

$3,700,000
For Sale
Listed 91 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Stunning Custom-Built Luxury Home in One of Toronto's Most Coveted Neighborhoods.
  • Enjoy a sun-drenched south-facing backyard with walk-outs from the main level to a beautiful deck, plus walk-out from the finished basement.
  • The gourmet chefs kitchen is a showstopper, offering luxury granite countertops, a massive central island with breakfast bar, and an open-concept layout that flows...
  • Fully finished basement with a wet bar, media room, playroom, and mudroom .Classic stone and brick exterior for timeless curb appeal.

Stunning Custom-Built Luxury Home in One of Toronto's Most Coveted Neighborhoods! This elegant, meticulously crafted residence boasts a perfect blend of luxurious finishes and grand architectural features throughout. Enjoy a sun-drenched south-facing backyard with walk-outs from the main level to a beautiful deck, plus walk-out from the finished basement. The main floor features dark-stained oak flooring paired with imported limestone tiles in the hallway and kitchen. The gourmet chefs kitchen is a showstopper, offering luxury granite countertops, a massive central island with breakfast bar, and an open-concept layout that flows seamlessly into the family room perfect for entertaining. Fully finished basement with a wet bar, media room, playroom, and mudroom .Classic stone and brick exterior for timeless curb appeal. This home truly offers upscale living in one of Toronto's most desirable communities

Key facts

Property type
Detached, 2-Storey
MLS®
C13584906
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
42 × 130 ft
Cross streets
Avenue Rd/Lawrence
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$15,843 / 2025
Days on market
91
Listing brokerage
ROYAL LEPAGE GOLDEN RIDGE REALTY

Rooms

BedroomBasement3.96 × 3.95 m

above grade window · double closet · broadloom

StudyMain3.60 × 3.05 m

panelled · hardwood floor · leaded glass

Bedroom 2Second4.84 × 3.72 m

4 pc ensuite · crown moulding · double closet

Primary BedroomSecond6.10 × 4.90 m

6 pc ensuite · b/i closet · gas fireplace

Family RoomMain5.24 × 4.36 m

gas fireplace · wainscoting · w/o to deck

RecreationBasement5.97 × 4.21 m

w/o to yard · picture window · halogen lighting

Living RoomMain6.10 × 4.15 m

gas fireplace · bay window · hardwood floor

Bedroom 4Second4.80 × 3.35 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Media RoomBasement6.10 × 5.33 m

gas fireplace · b/i bar · halogen lighting

Bedroom 3Second4.50 × 3.72 m

4 pc ensuite · double closet · hardwood floor

Dining RoomMain4.88 × 4.05 m

beamed ceilings · wainscoting · french doors

KitchenMain7.56 × 4.27 m

limestone flooring · centre island · breakfast area

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.60Mlikely sale price

Listed at $3,700,000. Going by how homes in Bedford Park-Nortown and the wider GTA have actually closed against their asking prices (about 97%, 27 local closings in 90 days), the likely sale price is near $3.60M, if it sells. A realistic range is $3.37M to $4.06M.

Independent value check: $3.41M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $3.20M and $3.57M).

Why $3.41M. The typical detached home sold in Bedford Park-Nortown over the past year went for about $2.58M (128 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $15,843 a year; the typical home sold here pays about $12,900.
  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▲ Raises it4+1 bedrooms and 6 baths, against 4+1 and 4 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.

Longer on the market than typical. 91 days on the market against about 21 for homes like it here, and asking 8% above where comparable closings put it.

List price
$3.37MBelow recent closings$4.06MAbove recent closings

Total price vs nearby homes. Likely closing about $3.60M, from 27 recent closings in this pocket.

The market behind the math:

27sold nearby · 90 days
$2.90Mmedian sold price
97%of asking, on average
+4%prices vs a year ago
~13 dayshomes like this take to sell
91days on market so far
$11,001/moest. rent · 19 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 16 detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $871/sqft against an area asking average of $1,167/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $3.15M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Ledbury Park Elementary and Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($871/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 27 comparable homes that sold in Bedford Park-Nortown over the past two years, from 262 closings there.

What sellers nearby are askingCurrently listed nearby in Bedford Park-Nortown · asking prices
$4.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,058/sqft; this home lists at $871/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.70MThis home4.35M3.70M4.25M4.38M5.80MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Bedford Park-Nortown: $2.68M in September 2026, up 4% from a year ago, on 131 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.71M11
November 2025$2.56M8
December 2025$2.70M5
February 2026$2.88M11
March 2026$2.20M9
April 2026$2.31M16
May 2026$3.01M14
June 2026$2.48M19
July 2026$2.62M18
August 2026$3.24M8
September 2026$2.68M12

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Dovercourt-Wallace Emerson-Junction
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ledbury Park Elementary and Middle School
77%
Ledbury Park Elementary and Middle SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bannockburn Public School · Public elementary0.5 km
Summit Heights Public School · Public elementary1.0 km · 85% at standard
Baycrest Public School · Public elementary1.1 km · 69% at standard
Armour Heights Public School · Public elementary1.2 km · 70% at standard
John Wanless Junior Public School · Public elementary1.3 km · 88% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.7 km · 76% at standard
Faywood Arts-Based Curriculum School · Public elementary1.7 km · 70% at standard
Our Lady of the Assumption Catholic School · Catholic elementary1.7 km · 54% at standard
Lawrence Park Collegiate Institute · Public secondary1.8 km · 92% at standard
Flemington Public School · Public elementary1.9 km · 36% at standard
Blessed Sacrament Catholic School · Catholic elementary2.0 km · 83% at standard
Glenview Senior Public School · Public elementary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$16,863/mo
$686KIncome needed
5.4×Price ÷ income
$3,892Weekly cost
$164,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $16,863Property tax $1,320Total carry $18,184

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,366per month

Mortgage amount $2,960,000 · 4.49% over 25 years

$740,000Down payment (20.0%)
$2,960,000Loan before insurance
$0CMHC premium
$17,687Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,366
Property tax
$1,320
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,687

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,975
Toronto municipal land transfer tax
$85,975
Estimated closing costs
$164,950

Plus your down payment of $740,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,809/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,949,904Total interest paid
$4,909,904Total of all payments
Principal $2,960,000 Interest $1,949,904
YearPrincipalInterestBalance
1$66,055$130,342$2,893,945
2$69,054$127,342$2,824,892
3$72,189$124,207$2,752,703
4$75,467$120,929$2,677,236
5$78,893$117,503$2,598,343
6$82,475$113,921$2,515,867
7$86,220$110,176$2,429,647
8$90,135$106,261$2,339,513
9$94,227$102,169$2,245,285
10$98,506$97,891$2,146,780
11$102,978$93,418$2,043,802
12$107,654$88,743$1,936,148
13$112,542$83,855$1,823,607
14$117,651$78,745$1,705,955
15$122,993$73,403$1,582,962
16$128,578$67,819$1,454,384
17$134,416$61,981$1,319,969
18$140,519$55,878$1,179,450
19$146,899$49,497$1,032,551
20$153,568$42,828$878,983
21$160,541$35,855$718,442
22$167,830$28,566$550,612
23$175,450$20,946$375,161
24$183,417$12,980$191,744
25$191,744$4,652$0

At the end of your 5-year term

Total paid over the term
$981,981
Principal paid down
$361,657
Interest paid
$620,324
Balance remaining
$2,598,343

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 19 whole-home leases in Bedford Park-Nortown$11,001/mo
$132,012Gross annual rent
2.7%Cap rate after taxes and upkeep
$10,447 to $12,295Typical rent range
~30 daysTo find a tenant, on average

About the suite: in Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 19 whole-home leases in Bedford Park-Nortown signed at a median of $10,281 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $11,001. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $15,843− Insurance $1,400− Vacancy & upkeep $14,521Net operating income $100,248

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE GOLDEN RIDGE REALTY. MLS®/PropTx.

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