449 Elm Road, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13814726

$4,999,000
Sold
4+1Bedrooms
7Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • A beautifully crafted, unmatched build in the prestigious Cricket Club neighbourhood, offering approximately 4,000 sq. ft. above grade, filled with quiet luxury...
  • A heated driveway leads to a custom entrance, opening to soaring ceilings, white oak hardwood floors and a striking central staircase.
  • A private elevator runs from the full-size double garage, with room to spare, to every floor.
  • The primary suite offers a large walk-in closet with skylight and a spa-inspired 7-piece ensuite, with generously sized bedrooms each offering their own private ensuite.
  • The lower level features basement radiant floor heating, above-grade windows, a rec room with a custom wet bar opening through a floor-to-ceiling sliding door to the...

A beautifully crafted, unmatched build in the prestigious Cricket Club neighbourhood, offering approximately 4,000 sq. ft. above grade, filled with quiet luxury, steps to Avenue Rd's finest restaurants, top schools, parks and transit, with the club just a few minutes' walk away. A heated driveway leads to a custom entrance, opening to soaring ceilings, white oak hardwood floors and a striking central staircase. Floor-to-ceiling thermal break aluminum windows fill the home with light and frame unobstructed tree-lined views. The kitchen features a large onyx island, custom white oak cabinetry, and a full suite of Thermador appliances including a 30" single oven, 30" refrigerator column, 18" freezer column, 36" cooktop and 36" range hood, paired with an Electrolux washer and dryer. A private elevator runs from the full-size double garage, with room to spare, to every floor. The property comfortably parks 6 cars between the garage and heated driveway, with a dedicated pet wash station for everyday ease. The primary suite offers a large walk-in closet with skylight and a spa-inspired 7-piece ensuite, with generously sized bedrooms each offering their own private ensuite. The lower level features basement radiant floor heating, above-grade windows, a rec room with a custom wet bar opening through a floor-to-ceiling sliding door to the patio and backyard. This is not just a home, but a lifestyle, the result of 25-plus years of experience creating showcase homes in one of Toronto's most sought-after neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13814726
Bedrooms
4+1 (5 total)
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
38 × 125 ft
Cross streets
Avenue Road & Haddington
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Days on market
28
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

FoyerMain3.15 × 2.75 m

heated floor · double closet

LaundrySecond1.71 × 2.42 m

quartz counter · laundry sink · porcelain floor

StudyMain4.99 × 2.83 m

Large Window

Bedroom 4Second4.08 × 2.80 m

ensuite bath · closet · hardwood floor

Bedroom 2Second3.73 × 3.93 m

walk-in closet(s) · ensuite bath · picture window

Living RoomMain6.16 × 5.73 m
BreakfastMain5.94 × 2.18 m

overlooks garden · picture window · hardwood floor

Bedroom 3Second5.58 × 3.82 m

walk-in closet(s) · ensuite bath · picture window

Primary BedroomSecond4.86 × 6.80 m

7 pc ensuite · walk-in closet(s) · skylight

Dining RoomMain7.61 × 2.73 m

panelled · built-in speakers · combined w/living

RecreationLower9.42 × 7.13 m

walk-out · wet bar

Bedroom 5Lower3.10 × 3.59 m

heated floor · 4 pc bath · window

Our TakeTeam Asgarian · Broker
Worth a closer look
$3.19Mautomated comparable-sales estimate

Listed at $4,999,000. Comparable sales put this home around $3.19M, so the ask is about 57% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.

List price
$2.95MBelow recent closings$5.00MAbove recent closings

Total price vs nearby homes. Fair value about $3.19M, median of 80 comparables.

The market behind the math:

27sold nearby · 90 days
$2.90Mmedian sold price
97%of asking, on average
+4%prices vs a year ago
~13 dayshomes like this take to sell
28days on market so far
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 13 detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,176/sqft against an area asking average of $1,150/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. A self-contained lower level is a premium that comparable-sales math under-prices, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 80 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,176/sqft) is in line with the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 80 comparable homes that sold in Bedford Park-Nortown over the past two years, from 261 closings there.

Sold price trend

Median sold price for detached homes in Bedford Park-Nortown: $2.68M in September 2026, up 4% from a year ago, on 131 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.71M11
November 2025$2.56M8
December 2025$2.70M5
February 2026$2.88M11
March 2026$2.20M9
April 2026$2.31M16
May 2026$3.01M14
June 2026$2.48M19
July 2026$2.62M18
August 2026$3.24M8
September 2026$2.68M12

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lansing-Westgate
$1.60M
Banbury-Don Mills
$2.28M
Leaside
$1.55M
Oakwood Village
$2.00M
Dovercourt-Wallace Emerson-Junction
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bannockburn Public School · Public elementary0.4 km
Loretto Abbey Catholic Secondary School · Catholic secondary0.7 km · 76% at standard
John Wanless Junior Public School · Public elementary0.9 km · 88% at standard
Summit Heights Public School · Public elementary1.2 km · 85% at standard
Ledbury Park Elementary and Middle School · Public elementary1.2 km · 77% at standard
Blessed Sacrament Catholic School · Catholic elementary1.5 km · 83% at standard
Bedford Park Public School · Public elementary1.7 km · 88% at standard
Glenview Senior Public School · Public elementary1.9 km
St Edward Catholic School · Catholic elementary2.0 km · 89% at standard
Cameron Public School · Public elementary2.1 km · 81% at standard
John Ross Robertson Junior Public School · Public elementary2.1 km · 83% at standard
Baycrest Public School · Public elementary2.1 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,784/mo
$975KIncome needed
5.1×Price ÷ income
$5,258Weekly cost
$252,880Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $22,784Estimated property tax $3,124Total carry $25,908

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,112per month

Mortgage amount $3,999,200 · 4.49% over 25 years

$999,800Down payment (20.0%)
$3,999,200Loan before insurance
$0CMHC premium
$25,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,112
Estimated property tax
$3,124
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,450
Toronto municipal land transfer tax
$141,430
Estimated closing costs
$252,880

Plus your down payment of $999,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,634,479Total interest paid
$6,633,679Total of all payments
Principal $3,999,200 Interest $2,634,479
YearPrincipalInterestBalance
1$89,245$176,102$3,909,955
2$93,297$172,050$3,816,658
3$97,533$167,814$3,719,124
4$101,962$163,385$3,617,163
5$106,591$158,756$3,510,572
6$111,431$153,916$3,399,141
7$116,490$148,857$3,282,651
8$121,779$143,568$3,160,871
9$127,309$138,039$3,033,563
10$133,089$132,258$2,900,474
11$139,132$126,215$2,761,342
12$145,449$119,898$2,615,893
13$152,053$113,294$2,463,840
14$158,957$106,391$2,304,884
15$166,174$99,173$2,138,710
16$173,719$91,628$1,964,991
17$181,606$83,741$1,783,385
18$189,852$75,495$1,593,533
19$198,472$66,875$1,395,061
20$207,483$57,864$1,187,577
21$216,904$48,443$970,673
22$226,752$38,595$743,921
23$237,048$28,299$506,873
24$247,811$17,536$259,062
25$259,062$6,285$0

At the end of your 5-year term

Total paid over the term
$1,326,736
Principal paid down
$488,628
Interest paid
$838,107
Balance remaining
$3,510,572

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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