259-45 Sugar Mill Way, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13593988

$799,000
For Sale
Listed 89 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1400-1599Sq ft

About this home

In short

  • Beautiful 3 Bedroom, 3 Bath, 2 Parking Townhome In Very Desirable York Mills And Bayview Location.
  • 1470 Sq Ft Comfortable, Elegant And Cozy.
  • Renovated Kitchen, Updated Bathrooms.
  • Wood Burning Fireplace And W/O To Backyard From 2 Story Room.
  • Steps To Shops, Parks, TTC.

Beautiful 3 Bedroom, 3 Bath, 2 Parking Townhome In Very Desirable York Mills And Bayview Location. 1470 Sq Ft Comfortable, Elegant And Cozy. Perfect Work From Home Environ. Gorgeous Garden Views. Renovated Kitchen, Updated Bathrooms. Wood Burning Fireplace And W/O To Backyard From 2 Story Room. Park One Car In The Garage And One On The Driveway. Walking Distance To York Mills/Bayview Shops, Wilket Creek Trails, Bayview Village close. Top Schools: Harrison, Windfields, York Mills C.I. Steps To Shops, Parks, TTC. Lots Of Visitor Parking.401 East/West/DVP five minute drive. Flexible closing.

Key facts

Property type
Condo Townhouse, Multi-Level
MLS®
C13593988
Bedrooms
3
Bathrooms
3 (2 half)
Size
1400-1599 sq ft
Cross streets
Bayview Ave and York Mills Rd
Parking
1 garage · 2 parking (built-in)
Basement
Full
Heating
Other
A/C
Central Air
Exterior
Brick
Maintenance
$1,359/mo
Exposure
North
Property tax
$5,641 / 2025
Days on market
89
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Family RoomLower4.82 × 3.47 m

Broadloom

KitchenSecond5.49 × 2.85 m

eat-in kitchen · renovated · granite counters

Primary BedroomThird4.33 × 3.16 m

4 pc ensuite · walk-in closet(s) · parquet

Bedroom 2Third4.03 × 2.98 m

window · closet · parquet

Family RoomMain5.53 × 3.35 m

fireplace · walk-out · parquet

Dining RoomSecond3.77 × 3.75 m

parquet · combined w/kitchen · overlooks family

Bedroom 3Third3.64 × 2.79 m

window · closet · parquet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$967kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $664/sqft; this home lists at $533/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home850k1.06M959k899k1.07MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$754K
Casa Loma
$2.80M
Dorset Park
$671K
Downsview-Roding-CFB
$699K
Niagara
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 10 more schools within 2.5 km
St Andrew's Middle School · Public elementary0.7 km · 81% at standard
Owen Public School · Public elementary0.9 km · 59% at standard
Windfields Middle School · Public elementary1.1 km · 91% at standard
Denlow Public School · Public elementary1.5 km · 90% at standard
Dunlace Public School · Public elementary1.6 km · 69% at standard
Avondale Alternative Elementary School · Public elementary1.8 km · 94% at standard
Avondale Public School · Public elementary1.8 km · 70% at standard
Rippleton Public School · Public elementary2.1 km · 75% at standard
Elkhorn Public School · Public elementary2.3 km · 85% at standard
Hollywood Public School · Public elementary2.4 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$183KIncome needed
4.4×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $3,642Property tax $470Condo fee $1,359Total carry $5,471

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$5,363Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$470
Condo / maintenance fees
$1,359
Heating
$0
Estimated monthly cost
$5,363

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $5,641− Condo fees $16,307− Insurance $600− Vacancy & upkeep $6,270Net operating income $28,182

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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