108-3800 Yonge Street, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13674906

$840,000
For Sale
Listed 66 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • Welcome to an exceptional opportunity in Tridel's highly coveted Governors Hill.
  • Lovingly maintained by its original owner, this beautiful 1+1 bedroom, 2 bathroom suite offers a spacious, well-designed layout, soaring 11 foot ceilings, an...
  • From the elegant lobby with its stunning waterfall feature to 24-hour concierge service and a staffed gatehouse, every detail reflects luxury and exceptional service.
  • Outstanding amenities include a saltwater indoor pool, hot tub, sauna, steam room, fully equipped fitness centre, exercise classes, indoor squash and pickleball...

Welcome to an exceptional opportunity in Tridel's highly coveted Governors Hill! Lovingly maintained by its original owner, this beautiful 1+1 bedroom, 2 bathroom suite offers a spacious, well-designed layout, soaring 11 foot ceilings, an oversized primary bedroom, and a versatile den ideal for a home office or guest space. The full dining room provides the perfect setting for hosting family and friends, while the open living space offers plenty of room to unwind and entertain. Enjoy the convenience of first floor living (no elevators required!) with a private walk-out terrace perfect for enjoying your morning coffee and relaxing outdoors. Experience resort style living in the heart of coveted Hogg's Hollow. From the elegant lobby with its stunning waterfall feature to 24-hour concierge service and a staffed gatehouse, every detail reflects luxury and exceptional service.Outstanding amenities include a saltwater indoor pool, hot tub, sauna, steam room, fully equipped fitness centre, exercise classes, indoor squash and pickleball courts, library, games room, and more. Complete with two parking spaces and a locker. All-inclusive maintenance fees cover heat, A/C, hydro, cable TV, Internet, Phone and Cable. A rare offering in one of Toronto's most sought-after communities!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13674906
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Yonge and York Mills
Parking
2 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,500/mo
Exposure
South
Property tax
$4,420 / 2026
Days on market
66
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

Dining RoomGround3.18 × 2.59 m

Hardwood Floor

BedroomGround6.25 × 3.53 m

hardwood floor · large window · large closet

KitchenGround3.18 × 2.74 m

b/i appliances · b/i dishwasher

DenGround3.20 × 3.18 m

hardwood floor · w/o to terrace

Living RoomGround5.59 × 4.19 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Loretto Abbey Catholic Secondary School · Catholic secondary0.4 km · 76% at standard
John Wanless Junior Public School · Public elementary1.2 km · 88% at standard
Blessed Sacrament Catholic School · Catholic elementary1.3 km · 83% at standard
Bedford Park Public School · Public elementary1.3 km · 88% at standard
Bannockburn Public School · Public elementary1.4 km
Owen Public School · Public elementary1.6 km · 59% at standard
St Edward Catholic School · Catholic elementary1.8 km · 89% at standard
Summit Heights Public School · Public elementary1.9 km · 85% at standard
St Andrew's Middle School · Public elementary1.9 km · 81% at standard
Ledbury Park Elementary and Middle School · Public elementary2.1 km · 77% at standard
Glenview Senior Public School · Public elementary2.1 km
Cameron Public School · Public elementary2.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,828/mo
$189KIncome needed
4.4×Price ÷ income
$883Weekly cost
$26,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $3,828Property tax $368Condo fee $1,500Total carry $5,697

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,716per month

Mortgage amount $672,000 · 4.49% over 25 years

$168,000Down payment (20.0%)
$672,000Loan before insurance
$0CMHC premium
$5,584Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,716
Property tax
$368
Condo / maintenance fees
$1,500
Heating
$0
Estimated monthly cost
$5,584

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,275
Toronto municipal land transfer tax
$13,275
Estimated closing costs
$26,550

Plus your down payment of $168,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,497/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$442,681Total interest paid
$1,114,681Total of all payments
Principal $672,000 Interest $442,681
YearPrincipalInterestBalance
1$14,996$29,591$657,004
2$15,677$28,910$641,327
3$16,389$28,198$624,938
4$17,133$27,454$607,805
5$17,911$26,676$589,894
6$18,724$25,863$571,170
7$19,574$25,013$551,596
8$20,463$24,124$531,133
9$21,392$23,195$509,740
10$22,363$22,224$487,377
11$23,379$21,208$463,998
12$24,440$20,147$439,558
13$25,550$19,037$414,008
14$26,710$17,877$387,298
15$27,923$16,664$359,375
16$29,191$15,397$330,185
17$30,516$14,071$299,669
18$31,902$12,686$267,767
19$33,350$11,237$234,417
20$34,864$9,723$199,553
21$36,447$8,140$163,106
22$38,102$6,485$125,004
23$39,832$4,755$85,172
24$41,641$2,947$43,531
25$43,531$1,056$0

At the end of your 5-year term

Total paid over the term
$222,936
Principal paid down
$82,106
Interest paid
$140,830
Balance remaining
$589,894

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $4,420− Condo fees $18,002− Insurance $600− Vacancy & upkeep $4,488Net operating income $13,290

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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