408-3900 Yonge Street, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13549598

$1,670,000
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Meticulously renovated and thoughtfully reimagined, this exceptional residence offers almost 1400 sq ft of sophisticated, move-in-ready living. Every detail has been carefully curated, combining premium finishes and an intelligent, open-concept design that is both elegant and highly functional. Floor-to-ceiling windows flood the home with natural light while framing tranquil ravine views.The beautifully appointed kitchen features integrated appliances, quartz countertops and matching backsplash, bespoke millwork, ample storage, and a generous breakfast bar that functions as a food prep area, casual dining space, work station, or the perfect entertaining hub. The open-concept living and dining areas flow effortlessly to a rare, spacious terrace overlooking the ravine, offering both a covered, shady retreat and a sunny open-air space for relaxing or entertaining. A versatile flex area provides the ideal setting for a home office, den, or reading nook.The serene primary suite features a walk-in closet, bespoke builts and a beautifully renovated ensuite bathroom. The second bedroom offers a large closet and direct access to the terrace. A separate laundry room with sink and built-in shelving adds exceptional convenience and additional storage.Maintenance fees are truly all-inclusive, covering heat, hydro, central air conditioning, building insurance, parking and cable . One parking space and one locker are included.Residents enjoy outstanding amenities with 24/7 concierge and security, an indoor pool, fitness centre, party room, sun deck, abundant visitor parking and a convenient car wash station.Ideally situated on a cul-de-sac just steps to York Mills Subway Station, with quick access to Hwy 401, Loblaws, Don Valley Golf Course, and the outstanding shops, restaurants, and everyday conveniences along Yonge Street. This is a rare opportunity to own a meticulously crafted home that offers timeless style, exception comfort, and an unbeatable location.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13549598
Bedrooms
2
Bathrooms
2
Size
1200-1399
Cross streets
Yonge and York Mills Rd
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,834/mo
Exposure
West
Property tax
$5,371 / 2026
Days on market
7
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Primary BedroomMain5.64 × 3.20 m

3 pc ensuite · walk-in closet(s) · closet organizers

Bedroom 2Main4.67 × 3.05 m

hardwood floor · closet organizers · w/o to terrace

DenMain4.55 × 2.97 m

hardwood floor · window floor to ceiling · pot lights

Dining RoomMain3.84 × 2.97 m

hardwood floor · pot lights · open concept

Living RoomMain5.66 × 3.38 m

pot lights · window floor to ceiling · w/o to terrace

KitchenMain3.94 × 3.02 m

breakfast bar · quartz counter · pot lights

FoyerMain2.46 × 1.93 m

hardwood floor · pot lights · closet

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Mcglashan Rd South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bedford Park-Nortown · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

417-3900 Yonge Street$1.58M610-3800 Yonge Street$1.23M1803-265 Ridley Boulevard$800k309-265 Ridley Boulevard$780k1514-268 Ridley Boulevard$790k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.67MThis home1.58M1.23M800k780k790kThis home vs active comparables
Live market pulseActive comparables in Bedford Park-Nortown · median list $790K
$1,285this home / sqft
17active listings nearby
7days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Mcglashan Rd South Side, about 72 m away

20+ transit stops3 grocery20+ dining11 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$7,611/mo
$340KIncome needed
4.9×Price ÷ income
$1,756Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $7,611Property tax $448Condo fee $1,834Total carry $9,893

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,129per month

Mortgage amount $1,336,000 · 4.14% over 25 years

$334,000Down payment (20.0%)
$1,336,000Loan before insurance
$0CMHC premium
$9,411Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,129
Property tax
$448
Condo / maintenance fees
$1,834
Heating
$0
Estimated monthly cost
$9,411

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,875
Toronto municipal land transfer tax
$29,875
Estimated closing costs
$59,750

Plus your down payment of $334,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,659/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$802,818Total interest paid
$2,138,818Total of all payments
Principal $1,336,000 Interest $802,818
YearPrincipalInterestBalance
1$31,298$54,255$1,304,702
2$32,607$52,946$1,272,095
3$33,971$51,582$1,238,124
4$35,392$50,161$1,202,732
5$36,872$48,680$1,165,860
6$38,415$47,138$1,127,446
7$40,021$45,531$1,087,424
8$41,695$43,857$1,045,729
9$43,439$42,113$1,002,289
10$45,256$40,296$957,033
11$47,149$38,403$909,883
12$49,122$36,431$860,762
13$51,176$34,376$809,585
14$53,317$32,236$756,268
15$55,547$30,006$700,721
16$57,871$27,682$642,850
17$60,291$25,261$582,559
18$62,813$22,740$519,746
19$65,441$20,112$454,305
20$68,178$17,375$386,128
21$71,030$14,523$315,098
22$74,001$11,552$241,097
23$77,096$8,457$164,001
24$80,321$5,232$83,681
25$83,681$1,872$0

At the end of your 5-year term

Total paid over the term
$427,764
Principal paid down
$170,140
Interest paid
$257,624
Balance remaining
$1,165,860

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,371− Condo fees $22,009− Insurance $600− Vacancy & upkeep $5,412Net operating income $15,807

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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