408-3900 Yonge Street, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13549598

$1,550,000
For Sale
Listed 101 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Meticulously renovated and thoughtfully reimagined, this exceptional residence offers almost 1400 sq ft of sophisticated, move-in-ready living.
  • Floor-to-ceiling windows flood the home with natural light while framing tranquil ravine views.
  • The open-concept living and dining areas flow effortlessly to a rare, spacious terrace overlooking the ravine, offering both a covered, shady retreat and a sunny...
  • The serene primary suite features a walk-in closet, bespoke builts and a beautifully renovated ensuite bathroom.
  • Residents enjoy outstanding amenities with 24/7 concierge and security, an indoor pool, fitness centre, party room, sun deck, abundant visitor parking and a...

Meticulously renovated and thoughtfully reimagined, this exceptional residence offers almost 1400 sq ft of sophisticated, move-in-ready living. Every detail has been carefully curated, combining premium finishes and an intelligent, open-concept design that is both elegant and highly functional. Floor-to-ceiling windows flood the home with natural light while framing tranquil ravine views.The beautifully appointed kitchen features integrated appliances, quartz countertops and matching backsplash, bespoke millwork, ample storage, and a generous breakfast bar that functions as a food prep area, casual dining space, work station, or the perfect entertaining hub. The open-concept living and dining areas flow effortlessly to a rare, spacious terrace overlooking the ravine, offering both a covered, shady retreat and a sunny open-air space for relaxing or entertaining. A versatile flex area provides the ideal setting for a home office, den, or reading nook.The serene primary suite features a walk-in closet, bespoke builts and a beautifully renovated ensuite bathroom. The second bedroom offers a large closet and direct access to the terrace. A separate laundry room with sink and built-in shelving adds exceptional convenience and additional storage.Maintenance fees are truly all-inclusive, covering heat, hydro, central air conditioning, building insurance, parking and cable . One parking space and one locker are included.Residents enjoy outstanding amenities with 24/7 concierge and security, an indoor pool, fitness centre, party room, sun deck, abundant visitor parking and a convenient car wash station.Ideally situated on a cul-de-sac just steps to York Mills Subway Station, with quick access to Hwy 401, Loblaws, Don Valley Golf Course, and the outstanding shops, restaurants, and everyday conveniences along Yonge Street. This is a rare opportunity to own a meticulously crafted home that offers timeless style, exception comfort, and an unbeatable location.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13549598
Bedrooms
2
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Yonge and York Mills Rd
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,834/mo
Exposure
West
Property tax
$5,371 / 2026
Days on market
101
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Primary BedroomMain5.64 × 3.20 m

3 pc ensuite · walk-in closet(s) · closet organizers

Bedroom 2Main4.67 × 3.05 m

hardwood floor · closet organizers · w/o to terrace

DenMain4.55 × 2.97 m

hardwood floor · window floor to ceiling · pot lights

Dining RoomMain3.84 × 2.97 m

hardwood floor · pot lights · open concept

Living RoomMain5.66 × 3.38 m

pot lights · window floor to ceiling · w/o to terrace

KitchenMain3.94 × 3.02 m

breakfast bar · quartz counter · pot lights

FoyerMain2.46 × 1.93 m

hardwood floor · pot lights · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bedford Park-Nortown · asking prices
$1.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $875/sqft; this home lists at $1,193/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.55MThis home979k753k1.79M700k849kThis home vs active comparables

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$820K
Bayview Village
$554K
Annex
$1.03M
North St. James Town
$649K
Kensington-Chinatown
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Loretto Abbey Catholic Secondary School · Catholic secondary0.4 km · 76% at standard
John Wanless Junior Public School · Public elementary1.4 km · 88% at standard
Owen Public School · Public elementary1.4 km · 59% at standard
Bannockburn Public School · Public elementary1.5 km
St Edward Catholic School · Catholic elementary1.5 km · 89% at standard
Blessed Sacrament Catholic School · Catholic elementary1.6 km · 83% at standard
Bedford Park Public School · Public elementary1.6 km · 88% at standard
St Andrew's Middle School · Public elementary1.8 km · 81% at standard
Summit Heights Public School · Public elementary1.9 km · 85% at standard
Cameron Public School · Public elementary1.9 km · 81% at standard
Avondale Alternative Elementary School · Public elementary2.1 km · 94% at standard
Avondale Public School · Public elementary2.1 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,064/mo
$320KIncome needed
4.8×Price ÷ income
$1,630Weekly cost
$54,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $7,064Property tax $448Condo fee $1,834Total carry $9,346

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,856per month

Mortgage amount $1,240,000 · 4.49% over 25 years

$310,000Down payment (20.0%)
$1,240,000Loan before insurance
$0CMHC premium
$9,138Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,856
Property tax
$448
Condo / maintenance fees
$1,834
Heating
$0
Estimated monthly cost
$9,138

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,475
Toronto municipal land transfer tax
$27,475
Estimated closing costs
$54,950

Plus your down payment of $310,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,298/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,852Total interest paid
$2,056,852Total of all payments
Principal $1,240,000 Interest $816,852
YearPrincipalInterestBalance
1$27,672$54,603$1,212,328
2$28,928$53,346$1,183,401
3$30,241$52,033$1,153,159
4$31,614$50,660$1,121,545
5$33,050$49,224$1,088,495
6$34,550$47,724$1,053,944
7$36,119$46,155$1,017,825
8$37,759$44,515$980,066
9$39,474$42,801$940,593
10$41,266$41,008$899,327
11$43,139$39,135$856,187
12$45,098$37,176$811,089
13$47,146$35,128$763,943
14$49,286$32,988$714,657
15$51,524$30,750$663,133
16$53,864$28,410$609,269
17$56,309$25,965$552,960
18$58,866$23,408$494,094
19$61,539$20,735$432,555
20$64,333$17,941$368,223
21$67,254$15,020$300,969
22$70,307$11,967$230,662
23$73,500$8,775$157,162
24$76,837$5,437$80,325
25$80,325$1,949$0

At the end of your 5-year term

Total paid over the term
$411,370
Principal paid down
$151,505
Interest paid
$259,865
Balance remaining
$1,088,495

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,371− Condo fees $22,009− Insurance $600− Vacancy & upkeep $5,412Net operating income $15,807

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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